Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-07-2027
2026
21-08-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-08-2023 NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
26-08-2022 NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07-2021 NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
29-10-2020 NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-10-2019 NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
27-09-2018 NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09-2017 NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financials
Equity€70k-42.5%
2018: €78k
2019: €75k
2020: €80k
2021: €108k
2022: €127k
2023: €113k
2024: €121k
Total assets€579k-3.4%
2018: €558k
2019: €610k
2020: €687k
2021: €610k
2022: €611k
2023: €575k
2024: €600k
Net result€-4k
2018: €58k
2019: €35k
2020: €40k
2021: €28k
2022: €19k
2023: €-13k
2024: €8k
Working capital€220k-19.5%
2018: €282k
2019: €264k
2020: €261k
2021: €253k
2022: €299k
2023: €267k
2024: €273k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 12.0% | 23.5% | |
| Net result | €-4k | €7k | |
| Equity | €70k | €25k | |
| Gross operating margin | €110k | €34k | |
| Staff costs | €73k | €42k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P38
Stable position over 2020-2025
· n=1433-6725
P22
Weakening position over 2020-2025
· n=1430-6706
P71
Stable position over 2020-2025
· n=1435-6740
P78
Stable position over 2020-2025
· n=1427-6684
€31k
-38.6%
18-25
€31k
-29.1%
18-25
3
+7.4%
18-25
€73k
+20.4%
18-25
€-1
-
18-25
€47k
-
18-25
€509k
+6.5%
18-25
€217k
+40.7%
18-25
€292k
-9.8%
18-25
2.01
-27.3%
18-25
0.09
-10.6%
18-25
12.0%
-40.5%
18-25
7.31
+85.3%
18-25
-6.4%
-
18-25
-0.8%
-
18-25
5.69
-18.4%
18-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €31k |
| Net profit | €-4k |
| Cash flow | €31k |
| Staff costs | €73k |
| Income taxes | €-1 |
| Dividends | €47k |
| Total assets | €579k |
| Equity | €70k |
| Debt | €509k |
| of which ≤ 1y | €217k |
| of which > 1y | €292k |
| Working capital | €220k |
| Employees (FTE) | 2.9 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.01 |
| Quick ratio | 0.09 |
| Working capital ratio | 37.9% |
| Solvency | 12.0% |
| Debt / equity | 7.31 |
| Long-term debt ratio | 4.19 |
| Interest coverage | 5.69 |
| Gross margin | - |
| Net margin | - |
| ROA | -0.8% |
| ROE | -6.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (27 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €579k |
| Fixed assets | 21/28 | €142k |
| Intangible fixed assets | 21 | €98k |
| Tangible fixed assets | 22/27 | €44k |
| Financial fixed assets | 28 | €410 |
| Current assets | 29/58 | €437k |
| Stocks & contracts in progress | 3 | €417k |
| Amounts receivable within one year | 40/41 | €3k |
| Investments | 50/53 | €13 |
| Cash & bank | 54/58 | €6k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €579k |
| Equity | 10/15 | €70k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €27k |
| Accumulated profits (losses) | 14 | €24k |
| Amounts payable | 17/49 | €509k |
| Amounts payable after one year | 17 | €292k |
| Amounts payable within one year | 42/48 | €217k |
| Trade debts payable within one year | 44 | €15k |
| Income statement | ||
| Gross operating margin | 9900 | €110k |
| Operating result | 9901 | €-5k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €5k |
| Result before taxes | 9903 | €-4k |
| Income taxes | 67/77 | €-1 |
| Net result for the period | 9904 | €-4k |
| Result to be appropriated | 9905 | €-4k |
Signals
1 signal
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 21-08-2026 | 21 d late | 2026-00413016 |
| 31-12-2024 | 31-07-2025 | 19-08-2025 | 19 d late | 2025-00393347 |
| 31-12-2023 | 31-07-2024 | 30-07-2024 | 1 d early | 2024-00302910 |
| 31-12-2022 | 31-07-2023 | 31-08-2023 | 31 d late | 2023-00384128 |
| 31-12-2021 | 31-07-2022 | 26-08-2022 | 26 d late | 2022-20330522 |
| 31-12-2020 | 31-07-2021 | 20-07-2021 | 11 d early | 2021-39400437 |
| 31-12-2019 | 31-07-2020 | 29-10-2020 | 90 d late | 2020-64200043 |
| 31-12-2018 | 31-07-2019 | 09-10-2019 | 70 d late | 2019-69100305 |
| 31-12-2017 | 31-07-2018 | 27-09-2018 | 58 d late | 2018-64500273 |
| 31-12-2016 | 31-07-2017 | 26-09-2017 | 57 d late | 2017-63200229 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bergstrasse 254700 EupenEstablishment units
2 locationsSCHUHMODE FISCHER
since 20022.095.551.673
SCHUHMODE FISCHER
since 20242.369.748.404
Parcels1
Ground area463 m²
Buildings1
Building footprint116 m²
Volume (LiDAR)1,137 m³
Tallest building11.4 m · ±3 fl.
Real-estate footprint
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63040A0087/00_000 | Wallonia | 463 m² | 1 · 116 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via establishment units: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
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BE 0754.487.873 · Antwerpen
How this selection is made
We hold annual accounts for 534 of the 1,038 companies in this sector. 415 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Retail sale of footwear47721Wholesale trade46498