F & G CONSULTING
ActiveF & G CONSULTING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €-10k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 94% of 7980 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
14 d early
2024
114 d early
2023
92 d early
2022
97 d early
2021
82 d early
2020
40 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 33.7%
2024 · €31k
2020: €22k
2021: €31k
2022: €45k
2023: €72k
2024: €31k
2020 → 2025
Net result
€-10k▲ 56.2%
2024 · €-24k
2020: €22k
2021: €9k
2022: €15k
2023: €26k
2024: €-24k
2020 → 2025
Total assets
€22k▼ 62.3%
2024 · €57k
2020: €86k
2021: €93k
2022: €86k
2023: €103k
2024: €57k
2020 → 2025
Solvency
95.2%▲ 41.0pp
2024 · 54.1%
2020: 25.3%
2021: 33.0%
2022: 52.4%
2023: 69.2%
2024: 54.1%
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€45k▲ 48.4%€72k▲ 58.1%€31k▼ 56.7%€21k▼ 33.7%
Operating result€12k-€20k▲ 62.4%€35k▲ 74.2%€-24k€-11k▲ 54.6%
Net result€9k-€15k▲ 68.1%€26k▲ 78.3%€-24k€-10k▲ 56.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11k in 2025 against €24k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€15k▼ 66.0%
Current assets
€7k▼ 50.4%
Equity and liabilities €22k
Equity
€21k▼ 33.7%
Debt
€1k▼ 96.0%
The debt ratio falls from 45.9% to 4.8%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
95.2%▲
2024 · 54.1%
ROE
-50.8%▲
2024 · -76.9%
ROA
-48.4%▼
2024 · -41.6%
Debt
€1k▼
2024 · €26k
Debt ≤ 1 year
€1k▼
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€57k€22k▼
Fixed assets21/28€44k€15k▼
Tangible fixed assets22/27€44k€15k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€31k€4k▼
Other tangible fixed assets26€10k€8k▼
Current assets29/58€14k€7k▼
Amounts receivable within one year40/41€13k€7k▼
Other amounts receivable41€13k€7k▼
Cash at bank and in hand54/58€507€163▼
Equity and liabilities
Total equity and liabilities10/49€57k€22k▼
Equity10/15€31k€21k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€26k€16k▼
Amounts payable17/49€26k€1k▼
Amounts payable within one year42/48€26k€1k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44-€410
Suppliers440/4-€410
Taxes, remuneration and social security45€5k€630▼
Taxes450/3€5k€630▼
Other amounts payable47/48€17k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€5k▼
Other operating charges640/8€2k€4k▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-24k€-11k▲
Financial income75/76B€855€518▼
Recurring financial income75€855€518▼
Financial charges65/66B€162€111▼
Recurring financial charges65€162€111▼
Profit (loss) for the period before taxes9903€-23k€-10k▲
Income taxes67/77€630-
Profit (loss) for the period9904€-24k€-10k▲
Profit (loss) for the period to be appropriated9905€-24k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€16k▼
Profit (loss) brought forward from the previous period14P€67k€26k▼
Profit to be distributed694/7€17k-
Return on contributions (dividend)694€17k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 13current ratio 6.47
Current ratio from 0.52 to 6.47; short-term debt falls from €26k to €1k.
08-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-24k ▼191%
Net result drops to €-24k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €26k ▲78.3%
Operating result €35k, net result €26k, both a record.
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Holsthumstraat 149150 Beveren-Kruibeke-ZwijndrechtGround area
456 m²
Building footprint
94 m²
Volume, LiDAR
642 m³
Parcel 46013B0861/00S000, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F & G CONSULTING
since 20202.296.987.120
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46013B0861/00S000 | Flanders | 456 m² | 1 · 94 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,636 companies in sector 64210 we hold annual accounts for 19,688. 7,457 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-11-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:mattias@fg-c.be