Coping Consultancy is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €21k and a net result of €15k. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 48% of 7980 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
42 d early
2022
41 d early
2021
7 d early
2020
25 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▲ 274%
2024 · €6k
2019: €2k
2020: €4k
2021: €22k
2022: €16k
2023: €14k
2024: €6k
2019 → 2025
Net result
€15k
2024 · €-8k
2019: €-3k
2020: €2k
2021: €18k
2022: €-6k
2023: €4k
2024: €-8k
2019 → 2025
Total assets
€42k▲ 46.9%
2024 · €29k
2019: €5k
2020: €22k
2021: €28k
2022: €16k
2023: €50k
2024: €29k
2019 → 2025
Solvency
48.5%▲ 29.5pp
2024 · 19.1%
2019: 39.3%
2020: 19.9%
2021: 78.1%
2022: 95.2%
2023: 27.8%
2024: 19.1%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€16k▼ 29.4%€14k▼ 10.6%€6k▼ 60.2%€21k▲ 274%
Operating result€24k-€-6k€5k€-7k€20k
Net result€18k-€-6k€4k€-8k€15k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €20k after a loss of €7k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€19k▲ 5.8%
Current assets
€24k▲ 111%
Equity and liabilities €42k
Equity
€21k▲ 274%
Debt
€22k▼ 6.6%
The debt ratio falls from 80.9% to 51.5%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
48.5%▲
2024 · 19.1%
ROE
73.2%▲
2024 · -151.4%
ROA
35.5%▲
2024 · -28.9%
Debt
€22k▼
2024 · €23k
Debt ≤ 1 year
€18k▲
2024 · €14k
Debt > 1 year
€4k▼
2024 · €10k
Income taxes
€4k▲
2024 · €337
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€29k€42k▲
Fixed assets21/28€18k€19k▲
Tangible fixed assets22/27€18k€19k▲
Plant, machinery and equipment23€1k€641▼
Furniture and vehicles24€16k€18k▲
Current assets29/58€11k€24k▲
Amounts receivable within one year40/41€42€367▲
Other amounts receivable41€42€367▲
Cash at bank and in hand54/58€11k€23k▲
Equity and liabilities
Total equity and liabilities10/49€29k€42k▲
Equity10/15€6k€21k▲
Contributions10/11€6k€6k=
Reserves13€14k€14k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€12k€13k▲
Profit (loss) carried forward14€-15k-
Amounts payable17/49€23k€22k▼
Amounts payable after more than one year17€10k€4k▼
Financial debts170/4€10k€4k▼
Amounts payable within one year42/48€14k€18k▲
Current portion of amounts payable after more than one year42€5k€6k▲
Trade debts44€94-
Suppliers440/4€94-
Taxes, remuneration and social security45€6k€12k▲
Taxes450/3€6k€12k▲
Other amounts payable47/48€2k-
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€2k€23k▲
Operating profit (loss)9901€-7k€20k▲
Financial income75/76B€7-
Recurring financial income75€7-
Financial charges65/66B€933€741▼
Recurring financial charges65€933€741▼
Profit (loss) for the period before taxes9903€-8k€19k▲
Income taxes67/77€337€4k▲
Profit (loss) for the period9904€-8k€15k▲
Profit (loss) for the period to be appropriated9905€-8k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-15k€272▲
Profit (loss) brought forward from the previous period14P€-6k€-15k▼
Transfer to equity691/2-€272
To other reserves6921-€272
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €-8k ▼334%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
2023
20-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
2022
21-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 17.33
Current ratio from 4.01 to 17.33; short-term debt falls from €6k to €788.
24-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Highest result since 2019net €18k ▲603%
Operating result €24k, net result €18k, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 4.01
Current ratio from 1.01 to 4.01; short-term debt falls from €18k to €6k.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
30-06
Financial
Liquidity times 7current ratio 1.01
Current ratio from 0.14 to 1.01.
18-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 18 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 28 days late
2018
19-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hooistraat 203582 BeringenGround area
665 m²
Building footprint
150 m²
Volume, LiDAR
775 m³
Parcel 71029B1729/00H000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Coping Consultancy
since 20152.243.011.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B1729/00H000 | Flanders | 665 m² | 1 · 150 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 7,488 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2015
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.