Excelsior Invest
ActiveSummary
Excelsior Invest has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €616k and a net result of €100k. Its solvency ranks better than 43% of 9716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability55▲+10
Solvency49▲+4
Growth78
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 1.75 against 1.81 in 2023; short-term debt: 5.4% and cash: 0.1% of total assets), but 76.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-06-2025, 52 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
52 d early
2023
23 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€616k▲ 19.3%
2023 · €516k
2023: €516k
2023 → 2024
Total assets
€2.58M▼ 1.1%
2023 · €2.61M
2023: €2.61M
2023 → 2024
Net result
€100k▲ 519%
2023 · €16k
2023: €16k
2023 → 2024
Working capital
€106k▲ 24.0%
2023 · €85k
2023: €85k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€516k-€616k▲ 19.3%
Operating result€105k-€215k▲ 105%
Net result€16k-€100k▲ 519%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 105% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.58M
Fixed assets
€2.34M ▼ 3.5%
Current assets
€246k ▲ 29.3%
Equity and liabilities €2.58M
Equity
€616k ▲ 19.3%
Debt
€1.97M ▼ 6.2%
Debt's share of the balance-sheet total falls from 80.3% to 76.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€317k▲
2023 · €259k
Cash flow
€203k▲
2023 · €170k
Current ratio
1.75▼
2023 · 1.81
Debt to equity
3.20▼
2023 · 4.06
ROE
16.2%▲
2023 · 3.1%
ROA
3.9%▲
2023 · 0.6%
Interest coverage
3.75▲
2023 · 3.09
Debt ≤ 1 year
€141k▲
2023 · €105k
Debt > 1 year
€1.83M▼
2023 · €1.99M
Income taxes
€33k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.61M€2.58M▼
Fixed assets21/28€2.42M€2.34M▼
Tangible fixed assets22/27€2.42M€2.34M▼
Land and buildings22€2.42M€2.32M▼
Plant, machinery and equipment23-€17k
Current assets29/58€190k€246k▲
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k-
Other amounts receivable41-€3k
Current investments50/53€135k€190k▲
Cash at bank and in hand54/58€20k€3k▼
Deferred charges and accrued income490/1€30k€50k▲
Equity and liabilities
Total equity and liabilities10/49€2.61M€2.58M▼
Equity10/15€516k€616k▲
Contributions10/11€500k€500k=
Profit (loss) carried forward14€16k€116k▲
Amounts payable17/49€2.10M€1.97M▼
Amounts payable after more than one year17€1.99M€1.83M▼
Financial debts170/4€1.81M€1.70M▼
Other amounts payable178/9€187k€127k▼
Amounts payable within one year42/48€105k€141k▲
Current portion of amounts payable after more than one year42€100k€104k▲
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€5k€33k▲
Taxes450/3€5k€33k▲
Other amounts payable47/48€64-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€154k€103k▼
Gross operating margin9900€259k€317k▲
Operating profit (loss)9901€105k€215k▲
Financial income75/76B€349€3k▲
Recurring financial income75€349€3k▲
Financial charges65/66B€84k€85k▲
Recurring financial charges65€84k€85k▲
Profit (loss) for the period before taxes9903€22k€133k▲
Income taxes67/77€5k€33k▲
Profit (loss) for the period9904€16k€100k▲
Profit (loss) for the period to be appropriated9905€16k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€116k▲
Profit (loss) brought forward from the previous period14P-€16k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 23 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Permekedreef 73090 OverijseGround area
694 m²
Building footprint
130 m²
Volume, LiDAR
758 m³
Parcel 23062N0045/00X018, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Excelsior Invest
since 20222.337.624.972
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0045/00X018 | Flanders | 694 m² | 1 · 130 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
STEVECO
BE 0428.196.305
Dilsen-Stokkem · Eq €615,882
ANREBO
BE 0436.363.507
Antwerpen · Eq €615,571
DE BOLLAARD
BE 0859.756.233
Heuvelland · Eq €615,044
IMMOTEX
BE 0462.859.749
Ronse · Eq €615,035
VE.DE.M
BE 0465.011.268
Dendermonde · Eq €616,820
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,008 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-10-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.