DE BOLLAARD
ActiveSummary
DE BOLLAARD has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €615k and a net result of €-35k. Equity is shrinking by ~6% per year across the filed fiscal years. Its solvency ranks better than 95% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.27 against 5.81 in 2024; short-term debt: 2.6% and cash: 14.6% of total assets), and 2.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.4%
Return on assets
-5.5%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-35k
neutral · Filed after the deadline
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 16-11-2025, 16 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
16 d late
2024
10 d early
2023
2 d late
2022
19 d late
2021
23 d late
2020
19 d late
2019
15 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close24-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€615k▼ 5.3%
2024 · €650k
2019: €881k
2020: €838k
2021: €796k
2022: €748k
2023: €691k
2024: €650k
2019 → 2025
Total assets
€632k▼ 5.5%
2024 · €668k
2019: €948k
2020: €866k
2021: €821k
2022: €770k
2023: €709k
2024: €668k
2019 → 2025
Net result
€-35k▲ 16.6%
2024 · €-42k
2019: €-51k
2020: €-43k
2021: €-42k
2022: €-48k
2023: €-56k
2024: €-42k
2019 → 2025
Working capital
€104k▲ 17.9%
2024 · €89k
2019: €378k
2020: €62k
2021: €68k
2022: €75k
2023: €78k
2024: €89k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€796k-€748k▼ 6.1%€691k▼ 7.5%€650k▼ 6.0%€615k▼ 5.3%
Operating result€-41k-€-48k▼ 16.7%€-56k▼ 16.8%€-41k▲ 25.9%€-34k▲ 16.8%
Net result€-42k-€-48k▼ 15.7%€-56k▼ 16.3%€-42k▲ 25.9%€-35k▲ 16.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €34k in 2025 against €41k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €632k
Fixed assets
€511k ▼ 9.0%
Current assets
€121k ▲ 13.1%
Equity and liabilities €632k
Equity
€615k ▼ 5.3%
Debt
€17k ▼ 9.6%
Debt's share of the balance-sheet total falls from 2.8% to 2.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €11k
Cash flow
€17k▲
2024 · €10k
Current ratio
7.27▲
2024 · 5.81
Debt to equity
0.03▼
2024 · 0.03
ROE
-5.7%▲
2024 · -6.4%
ROA
-5.5%▲
2024 · -6.2%
Interest coverage
199.35▲
2024 · 99.22
Debt ≤ 1 year
€17k▼
2024 · €18k
Income taxes
€293▲
2024 · €226
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€668k€632k▼
Fixed assets21/28€561k€511k▼
Tangible fixed assets22/27€561k€511k▼
Land and buildings22€553k€507k▼
Furniture and vehicles24€8k€4k▼
Current assets29/58€107k€121k▲
Amounts receivable within one year40/41€21k€25k▲
Trade receivables40€21k€25k▲
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€82k€92k▲
Equity and liabilities
Total equity and liabilities10/49€668k€632k▼
Equity10/15€650k€615k▼
Contributions10/11€410k€410k=
Reserves13€359k€359k=
Tax-exempt reserves132€38k€38k=
Distributable reserves133€322k€322k=
Profit (loss) carried forward14€-119k€-154k▼
Amounts payable17/49€18k€17k▼
Amounts payable within one year42/48€18k€17k▼
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€1k€1k▲
Other amounts payable47/48€13k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€52k=
Other operating charges640/8€6k€6k▲
Gross operating margin9900€16k€23k▲
Operating profit (loss)9901€-41k€-34k▲
Financial income75/76B€79€103▲
Recurring financial income75€79€103▲
Financial charges65/66B€108€89▼
Recurring financial charges65€108€89▼
Profit (loss) for the period before taxes9903€-41k€-34k▲
Income taxes67/77€226€293▲
Profit (loss) for the period9904€-42k€-35k▲
Profit (loss) for the period to be appropriated9905€-42k€-35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-119k€-154k▼
Profit (loss) brought forward from the previous period14P€-78k€-119k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
16-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 16 days late
2024
21-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
02-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
31-03
Financial
Weakest financial yearnet €-56k
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
2022
19-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 19 days late
2021
23-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2020
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2019
15-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 15 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bollaardstraat(Wijtsch) 38953 HeuvellandGround area
3,537 m²
Building footprint
417 m²
Volume, LiDAR
1,621 m³
Parcel 33032D0052/00L000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Bollaardstraat(Wijtsch) 3, 8953 Heuvelland
since 20032.133.086.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33032D0052/00L000 | Flanders | 3,537 m² | 1 · 417 m² | 7.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOTEX
BE 0462.859.749
Ronse · Eq €615,035
SCI VAN BUGGENHOUT
BE 0443.670.674
Buggenhout · Eq €614,634
ANREBO
BE 0436.363.507
Antwerpen · Eq €615,571
STEVECO
BE 0428.196.305
Dilsen-Stokkem · Eq €615,882
Excelsior Invest
BE 0792.993.608
Overijse · Eq €615,901
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,007 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2003
Fiscal year end31-03
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
64210Activities of holding companies
68110Buying and selling of own real estate
70200Business and other management consultancy
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.