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EMBALA

Active
Private limited companyfounded 20224 yrs activeKruishoefstraat 37, 3650 Dilsen-Stokkem, BelgiumKBO/BCE: BE 0783.909.656
Summary

EMBALA has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €1.04M and a net result of €1.35M. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability95▲+95
Solvency41▲+41
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.5 against 0.91 in 2025; short-term debt: 39% and cash: 2% of total assets), and 83.8% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
16.2%
Return on assets
21%
Age of the figures
3 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 29
Relative position
BE, all sectors
reference
Manufacture of motor vehicles, trailers and semi-trailers (NACE 29)
about 8% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 17-09-2026, 136 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2026
136 d early
2025
27 d late
2024
28 d late
2023
on the day
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, abbreviated schema

Turnover
€5.85M
EBIT margin
10.5%
Net result
€1.35M
2025 · €-1.36M
2023: €-1.33M 2024: €372k▲ +128% vs 2023 2025: €-1.36M▼ -466% vs 2024lowest in 4 years 2026: €1.35M▲ +199% vs 2025highest in 4 years
2023 → 2026
Working capital
€1.24M
2025 · €-257k
2023: €1.25M 2024: €1.45M▲ +16.0% vs 2023highest in 4 years 2025: €-257k▼ -118% vs 2024lowest in 4 years 2026: €1.24M▲ +584% vs 2025
2023 → 2026
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2023202420252026Trend
Turnover€5.85M
Equity€-1.32M-€-946k▲ 28.2%€-2.31M▼ 144%€1.04M 2023: €-1.32M 2024: €-946k▲ +28.2% vs 2023 2025: €-2.31M▼ -144% vs 2024lowest in 4 years 2026: €1.04M▲ +145% vs 2025highest in 4 years
Operating result€-1.22M-€611k€-1.07M€1.59M 2023: €-1.22Mlowest in 4 years 2024: €611k▲ +150% vs 2023 2025: €-1.07M▼ -274% vs 2024 2026: €1.59M▲ +249% vs 2025highest in 4 years
Net result€-1.33M-€372k€-1.36M€1.35M 2023: €-1.33M 2024: €372k▲ +128% vs 2023 2025: €-1.36M▼ -466% vs 2024lowest in 4 years 2026: €1.35M▲ +199% vs 2025highest in 4 years
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-2.00M€-1.00M€0€1.00M€2.00MOperating result 2023: €-1.22M€-1.22MNet result 2023: €-1.33M€-1.33MOperating result 2024: €611k€611kNet result 2024: €372k€372kOperating result 2025: €-1.07M€-1.07MNet result 2025: €-1.36M€-1.36MOperating result 2026: €1.59M€1.59MNet result 2026: €1.35M€1.35M2023202420252026€-2M€-1M€0€1M€2MOperating result 2024: €611k€611kNet result 2024: €372k€372kOperating result 2025: €-1.07M€-1.1MNet result 2025: €-1.36M€-1.4MOperating result 2026: €1.59M€1.6MNet result 2026: €1.35M€1.4M202420252026
The operating result returns to profit in 2026: €1.59M after a loss of €1.07M in 2025, the highest result in the available series.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €6.44M
Fixed assets €2.68M ▼ 4.3%
Current assets €3.75M ▲ 47.5%
Equity and liabilities €6.44M
Equity €1.04M
Debt €5.39M
Debt finances 83.8% of the balance-sheet total.
Key figures and ratios
2026 value · change against 2025
EBITDA
€2.11M▲
2025 · €-640k
Cash flow
€1.87M▲
2025 · €-934k
Current ratio
1.50▲
2025 · 0.91
Quick ratio
0.72▲
2025 · 0.23
Debt to equity
5.16▲
2025 · -3.32
ROE
129.3%
ROA
21.0%▲
2025 · -25.4%
Interest coverage
8.98▲
2025 · -2.11
Debt ≤ 1 year
€2.51M▼
2025 · €2.80M
Debt > 1 year
€2.85M▼
2025 · €4.79M
Income taxes
€641▼
2025 · €679
Staff costs
€548k▼
2025 · €696k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 48 lines
Balance sheet Code20252026
Assets
Total assets20/58€5.35M€6.44M▲
Fixed assets21/28€2.80M€2.68M▼
Intangible fixed assets21€1.36M€1.36M▲
Tangible fixed assets22/27€1.45M€1.33M▼
Land and buildings22€1.30M€1.23M▼
Plant, machinery and equipment23€95k€69k▼
Furniture and vehicles24€51k€28k▼
Current assets29/58€2.54M€3.75M▲
Stocks and contracts in progress3€1.90M€1.95M▲
Stocks30/36€1.90M€1.95M▲
Amounts receivable within one year40/41€561k€1.66M▲
Trade receivables40€561k€1.66M▲
Other amounts receivable41-€3k
Cash at bank and in hand54/58€69k€131k▲
Deferred charges and accrued income490/1€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€5.35M€6.44M▲
Equity10/15€-2.31M€1.04M▲
Contributions10/11€10k€2.01M▲
Profit (loss) carried forward14€-2.32M€-965k▲
Amounts payable17/49€7.66M€5.39M▼
Amounts payable after more than one year17€4.79M€2.85M▼
Financial debts170/4€4.79M€2.85M▼
Amounts payable within one year42/48€2.80M€2.51M▼
Current portion of amounts payable after more than one year42€1.04M€243k▼
Trade debts44€1.25M€474k▼
Suppliers440/4€1.25M€474k▼
Taxes, remuneration and social security45€180k€267k▲
Taxes450/3€63k€205k▲
Remuneration and social security454/9€116k€62k▼
Other amounts payable47/48€340k€1.53M▲
Accrued charges and deferred income492/3€62k€37k▼
Income statement Code20252026
Non-recurring operating income76A€0€1.36M▲
Remuneration, social security and pensions62€696k€548k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€426k€522k▲
Other operating charges640/8€14k€8k▼
Gross operating margin9900€70k€2.66M▲
Operating profit (loss)9901€-1.07M€1.59M▲
Financial income75/76B€9k€0▼
Recurring financial income75€9k€0▼
Financial charges65/66B€303k€235k▼
Recurring financial charges65€303k€235k▼
Profit (loss) for the period before taxes9903€-1.36M€1.35M▲
Income taxes67/77€679€641▼
Profit (loss) for the period9904€-1.36M€1.35M▲
Profit (loss) for the period to be appropriated9905€-1.36M€1.35M▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.32M€-965k▲
Profit (loss) brought forward from the previous period14P€-956k€-2.32M▼
Social balance
Average headcount (FTE)90879.57.2▼

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Accounts by statement
Line2023202420252026Change
Turnover70-€5.85M---
Non-recurring operating income76A-€4k€0€1.36M-
Goods, raw materials, services and sundry goods60/61-€4.62M---
Remuneration, social security and pensions62€194k€510k€696k€548k▼ 21.3%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€65k€293k€426k€522k▲ 22.4%
Other operating charges640/8€348€431€14k€8k▼ 41.0%
Gross operating margin9900€-964k€1.41M€70k€2.66M▲ 3,716%
Operating profit (loss)9901€-1.22M€611k€-1.07M€1.59M▲ 249%
Financial income75/76B€7k€15k€9k€0▼ 100%
Recurring financial income75€7k€15k€9k€0▼ 100%
Financial charges65/66B€111k€254k€303k€235k▼ 22.6%
Recurring financial charges65€111k€254k€303k€235k▼ 22.6%
Profit (loss) for the period before taxes9903€-1.33M€372k€-1.36M€1.35M▲ 199%
Income taxes67/77€191€521€679€641▼ 5.6%
Profit (loss) for the period9904€-1.33M€372k€-1.36M€1.35M▲ 199%
Profit (loss) for the period to be appropriated9905€-1.33M€372k€-1.36M€1.35M▲ 199%
Line2023202420252026Change
Assets
Total assets20/58€6.41M€7.30M€5.35M€6.44M▲ 20.4%
Fixed assets21/28€2.09M€2.53M€2.80M€2.68M▼ 4.3%
Intangible fixed assets21€850k€1.13M€1.36M€1.36M▲ 0.1%
Tangible fixed assets22/27€1.24M€1.40M€1.45M€1.33M▼ 8.4%
Land and buildings22€1.11M€1.23M€1.30M€1.23M▼ 5.6%
Plant, machinery and equipment23€57k€114k€95k€69k▼ 27.3%
Furniture and vehicles24€72k€58k€51k€28k▼ 44.5%
Current assets29/58€4.33M€4.77M€2.54M€3.75M▲ 47.5%
Stocks and contracts in progress3€3.27M€2.81M€1.90M€1.95M▲ 2.9%
Stocks30/36€3.27M€2.81M€1.90M€1.95M▲ 2.9%
Amounts receivable within one year40/41€896k€1.90M€561k€1.66M▲ 196%
Trade receivables40€789k€1.90M€561k€1.66M▲ 196%
Other amounts receivable41€107k€0-€3k-
Cash at bank and in hand54/58€160k€57k€69k€131k▲ 91.1%
Deferred charges and accrued income490/1€713€9k€16k€7k▼ 58.5%
Equity and liabilities
Total equity and liabilities10/49€6.41M€7.30M€5.35M€6.44M▲ 20.4%
Equity10/15€-1.32M€-946k€-2.31M€1.04M▲ 145%
Contributions10/11€10k€10k€10k€2.01M▲ 20,000%
Profit (loss) carried forward14€-1.33M€-956k€-2.32M€-965k▲ 58.3%
Amounts payable17/49€7.73M€8.25M€7.66M€5.39M▼ 29.5%
Amounts payable after more than one year17€4.61M€4.81M€4.79M€2.85M▼ 40.6%
Financial debts170/4€4.61M€4.81M€4.79M€2.85M▼ 40.6%
Amounts payable within one year42/48€3.08M€3.32M€2.80M€2.51M▼ 10.4%
Current portion of amounts payable after more than one year42€48k€976k€1.04M€243k▼ 76.5%
Trade debts44€3.00M€1.79M€1.25M€474k▼ 61.9%
Suppliers440/4€3.00M€1.79M€1.25M€474k▼ 61.9%
Taxes, remuneration and social security45€29k€222k€180k€267k▲ 48.7%
Taxes450/3€241€127k€63k€205k▲ 225%
Remuneration and social security454/9€29k€95k€116k€62k▼ 46.9%
Other amounts payable47/48-€340k€340k€1.53M▲ 349%
Accrued charges and deferred income492/3€41k€112k€62k€37k▼ 41.5%
Line2023202420252026Change
Profit (loss) for the period9904€-1.33M€372k€-1.36M€1.35M▲ 199%
+ Depreciation and write-downs630€65k€293k€426k€522k▲ 22.4%
Operating cash flow (approximation)€-1.26M€665k€-934k€1.87M▲ 300%
Investment in fixed assets (approximation)-€-734k€-701k€-402k▲ 42.7%
Change in cash-€-103k€11k€63k▲ 449%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
17-09
NBB filing Annual accounts filed
fiscal year 2026 · abbreviated schema
30-06
Financial Back to profitnet €1.35M
Net result €1.35M after one loss-making year.
30-06
Financial Equity above €1MEq €1.04M
Equity rises from €-2.31M to €1.04M.
27-02
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
30-06
Financial Weakest financial yearnet €-1.36M
Net result drops to €-1.36M, the lowest in the series; recovery starts the following year.
28-02
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema · 28 days late
2024
30-06
Financial Back to profitnet €372k
Net result €372k after one loss-making year.
31-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
1.6 ha
Building footprint
3,212 m²
Volume, LiDAR
49,241 m³
Parcel 72005C0610/00P000, Flanders · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Kruishoefstraat 37, 3650 Dilsen-Stokkem
Manufacture of motor vehicles, trailers and semi-trailers
since 20222.334.156.035
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72005C0610/00P000 Flanders 1.6 ha 1 · 3,212 m² 23.1 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 3 entries · 14,153 EUR awarded · 14,153 EUR paid
Year Entries awardedpaid
2024 1 6,840 EUR6,840 EUR
2023 1 1,433 EUR7,313 EUR
2022 1 5,880 EUR0 EUR
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
3 entries · 14,153 EUR · 14,153 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 94 companies in sector 29310 we hold annual accounts for 71. 49 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-03-2022
Fiscal year end30-06
Activities, NACEBEL 2025
27900Manufacture of electrical equipment
29310Manufacture of motor vehicles, trailers and semi-trailers
43212Electrical installation work in industrial facilities

Scores and ratios are computed by Checked and are not a credit decision.