DIMA
ActiveSummary
DIMA has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €246k and a net result of €-38k. Equity is shrinking by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 18% of 131 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability26▲+4
Solvency42▼-5
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 1.97 in 2024; short-term debt: 11.7% of total assets), but 82.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Manufacture of furniture (NACE 31)
about 43% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-38k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 131 sector peers (2025).
NBB · sector comparisonPosition among 131 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
45 d early
2023
36 d early
2022
3 d early
2021
2 d early
2020
31 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-38k▲ 24.7%
2024 · €-51k
2018: €-4khighest in 8 years
2019: €-53k▼ -1238% vs 2018lowest in 8 years
2020: €-21k▲ +60.6% vs 2019
2021: €-31k▼ -51.3% vs 2020
2022: €-17k▲ +47.0% vs 2021
2023: €-26k▼ -57.5% vs 2022
2024: €-51k▼ -95.4% vs 2023
2025: €-38k▲ +24.7% vs 2024
2018 → 2025
Working capital
€325k▲ 120%
2024 · €148k
2018: €231k
2019: €279k▲ +20.9% vs 2018
2020: €186k▼ -33.5% vs 2019
2021: €160k▼ -13.8% vs 2020
2022: €63k▼ -60.9% vs 2021lowest in 8 years
2023: €236k▲ +277% vs 2022
2024: €148k▼ -37.3% vs 2023
2025: €325k▲ +120% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€378k-€362k▼ 4.4%€336k▼ 7.2%€284k▼ 15.2%€246k▼ 13.5%
2021: €378khighest in 5 years
2022: €362k▼ -4.4% vs 2021
2023: €336k▼ -7.2% vs 2022
2024: €284k▼ -15.2% vs 2023
2025: €246k▼ -13.5% vs 2024lowest in 5 years
Operating result€-19k-€-10k▲ 47.9%€-18k▼ 81.7%€-37k▼ 105%€-21k▲ 44.6%
2021: €-19k
2022: €-10k▲ +47.9% vs 2021highest in 5 years
2023: €-18k▼ -81.7% vs 2022
2024: €-37k▼ -105% vs 2023lowest in 5 years
2025: €-21k▲ +44.6% vs 2024
Net result€-31k-€-17k▲ 47.0%€-26k▼ 57.5%€-51k▼ 95.4%€-38k▲ 24.7%
2021: €-31k
2022: €-17k▲ +47.0% vs 2021highest in 5 years
2023: €-26k▼ -57.5% vs 2022
2024: €-51k▼ -95.4% vs 2023lowest in 5 years
2025: €-38k▲ +24.7% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €37k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.44M
Fixed assets
€947k ▼ 4.3%
Current assets
€493k ▲ 63.8%
Equity and liabilities €1.44M
Equity
€246k ▼ 13.5%
Provisions
€133k ▼ 6.3%
Debt
€1.06M ▲ 22.8%
Debt's share of the balance-sheet total rises from 67.0% to 73.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€34k▲
2024 · €21k
Cash flow
€17k▲
2024 · €7k
Current ratio
2.93▲
2024 · 1.97
Debt to equity
4.32▲
2024 · 3.04
ROE
-15.6%▲
2024 · -18.0%
ROA
-2.7%▲
2024 · -4.0%
Interest coverage
1.29▲
2024 · 0.93
Debt ≤ 1 year
€168k▲
2024 · €153k
Debt > 1 year
€893k▲
2024 · €711k
Staff costs
€-6k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.29M€1.44M▲
Fixed assets21/28€990k€947k▼
Intangible fixed assets21€923€398▼
Tangible fixed assets22/27€988k€947k▼
Land and buildings22€914k€896k▼
Plant, machinery and equipment23€320-
Furniture and vehicles24€75k€50k▼
Financial fixed assets28€164€164=
Current assets29/58€301k€493k▲
Amounts receivable within one year40/41€275k€482k▲
Trade receivables40€25k€6k▼
Other amounts receivable41€250k€476k▲
Current investments50/53-€10k
Cash at bank and in hand54/58€24k-
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€1.29M€1.44M▲
Equity10/15€284k€246k▼
Contributions10/11€69k€69k=
Capital10€69k€69k=
Issued capital100€69k€69k=
Reserves13€294k€276k▼
Non-distributable reserves130/1€18k€18k=
Legal reserve130€7k€7k=
Other1319€12k€12k=
Tax-exempt reserves132€275k€258k▼
Profit (loss) carried forward14€-78k€-100k▼
Provisions and deferred taxes16€142k€133k▼
Deferred taxes168€142k€133k▼
Amounts payable17/49€865k€1.06M▲
Amounts payable after more than one year17€711k€893k▲
Financial debts170/4€378k€314k▼
Other amounts payable178/9€333k€579k▲
Amounts payable within one year42/48€153k€168k▲
Current portion of amounts payable after more than one year42€98k€64k▼
Financial debts43€23k€91k▲
Credit institutions430/8€23k€91k▲
Trade debts44€28k€11k▼
Suppliers440/4€28k€11k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€95-
Income statement
Code20242025
Remuneration, social security and pensions62€12k€-6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58k€55k▼
Other operating charges640/8€14k€15k▲
Gross operating margin9900€46k€44k▼
Operating profit (loss)9901€-37k€-21k▲
Financial income75/76B€69€0▼
Recurring financial income75€69€0▼
Financial charges65/66B€23k€27k▲
Recurring financial charges65€23k€27k▲
Profit (loss) for the period before taxes9903€-60k€-47k▲
Transfer from deferred taxes780€9k€9k=
Profit (loss) for the period9904€-51k€-38k▲
Transfer from tax-exempt reserves789€17k€17k=
Profit (loss) for the period to be appropriated9905€-34k€-21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-78k€-100k▼
Profit (loss) brought forward from the previous period14P€-45k€-78k▼
Social balance
Average headcount (FTE)90870.3-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €25k | €61k | €64k | €12k | €-6k | ▼ 150% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €68k | €64k | €62k | €58k | €55k | ▼ 5.7% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €5k | - | €2k | - | - | - |
| Other operating charges640/8 | €12k | €12k | €14k | €14k | €15k | ▲ 9.1% |
| Gross operating margin9900 | €91k | €127k | €124k | €46k | €44k | ▼ 6.0% |
| Operating profit (loss)9901 | €-19k | €-10k | €-18k | €-37k | €-21k | ▲ 44.6% |
| Financial income75/76B | €527 | €0 | €0 | €69 | €0 | ▼ 99.7% |
| Recurring financial income75 | €527 | €0 | €0 | €69 | €0 | ▼ 99.7% |
| Financial charges65/66B | €22k | €16k | €17k | €23k | €27k | ▲ 17.0% |
| Recurring financial charges65 | €22k | €16k | €17k | €23k | €27k | ▲ 17.0% |
| Profit (loss) for the period before taxes9903 | €-40k | €-26k | €-35k | €-60k | €-47k | ▲ 21.0% |
| Transfer from deferred taxes780 | €9k | €9k | €9k | €9k | €9k | = |
| Profit (loss) for the period9904 | €-31k | €-17k | €-26k | €-51k | €-38k | ▲ 24.7% |
| Transfer from tax-exempt reserves789 | €17k | €17k | €17k | €17k | €17k | = |
| Profit (loss) for the period to be appropriated9905 | €-14k | €673 | €-9k | €-34k | €-21k | ▲ 37.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.35M | €1.27M | €1.41M | €1.29M | €1.44M | ▲ 11.6% |
| Fixed assets21/28 | €1.09M | €1.05M | €1.04M | €990k | €947k | ▼ 4.3% |
| Intangible fixed assets21 | €2k | €2k | €1k | €923 | €398 | ▼ 56.9% |
| Tangible fixed assets22/27 | €1.08M | €1.03M | €1.03M | €988k | €947k | ▼ 4.2% |
| Land and buildings22 | €1.00M | €976k | €946k | €914k | €896k | ▼ 1.9% |
| Plant, machinery and equipment23 | €6k | €4k | €2k | €320 | - | - |
| Furniture and vehicles24 | €73k | €55k | €87k | €75k | €50k | ▼ 32.6% |
| Financial fixed assets28 | €13k | €13k | €164 | €164 | €164 | = |
| Current assets29/58 | €251k | €224k | €372k | €301k | €493k | ▲ 63.8% |
| Amounts receivable within one year40/41 | €189k | €159k | €347k | €275k | €482k | ▲ 75.2% |
| Trade receivables40 | - | €19k | €20k | €25k | €6k | ▼ 76.3% |
| Other amounts receivable41 | €189k | €139k | €327k | €250k | €476k | ▲ 90.6% |
| Current investments50/53 | - | - | - | - | €10k | - |
| Cash at bank and in hand54/58 | €59k | €65k | €25k | €24k | - | - |
| Deferred charges and accrued income490/1 | €2k | €861 | €236 | €3k | €2k | ▼ 20.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.35M | €1.27M | €1.41M | €1.29M | €1.44M | ▲ 11.6% |
| Equity10/15 | €378k | €362k | €336k | €284k | €246k | ▼ 13.5% |
| Contributions10/11 | €69k | €69k | €69k | €69k | €69k | = |
| Capital10 | €69k | €69k | €69k | €69k | €69k | = |
| Issued capital100 | €69k | €69k | €69k | €69k | €69k | = |
| Reserves13 | €345k | €328k | €311k | €294k | €276k | ▼ 5.9% |
| Non-distributable reserves130/1 | €18k | €18k | €18k | €18k | €18k | = |
| Legal reserve130 | €7k | €7k | €7k | €7k | €7k | = |
| Other1319 | €12k | €12k | €12k | €12k | €12k | = |
| Tax-exempt reserves132 | €327k | €310k | €292k | €275k | €258k | ▼ 6.3% |
| Profit (loss) carried forward14 | €-36k | €-36k | €-45k | €-78k | €-100k | ▼ 27.0% |
| Provisions and deferred taxes16 | €168k | €159k | €151k | €142k | €133k | ▼ 6.3% |
| Deferred taxes168 | €168k | €159k | €151k | €142k | €133k | ▼ 6.3% |
| Amounts payable17/49 | €799k | €752k | €922k | €865k | €1.06M | ▲ 22.8% |
| Amounts payable after more than one year17 | €708k | €590k | €786k | €711k | €893k | ▲ 25.6% |
| Financial debts170/4 | €683k | €515k | €476k | €378k | €314k | ▼ 17.0% |
| Other amounts payable178/9 | €25k | €75k | €310k | €333k | €579k | ▲ 73.8% |
| Amounts payable within one year42/48 | €91k | €162k | €136k | €153k | €168k | ▲ 10.0% |
| Current portion of amounts payable after more than one year42 | €41k | €112k | €103k | €98k | €64k | ▼ 34.5% |
| Financial debts43 | €31k | €24k | €23k | €23k | €91k | ▲ 305% |
| Credit institutions430/8 | €31k | €24k | €23k | €23k | €91k | ▲ 305% |
| Trade debts44 | €10k | €13k | €2k | €28k | €11k | ▼ 60.3% |
| Suppliers440/4 | €10k | €13k | €2k | €28k | €11k | ▼ 60.3% |
| Taxes, remuneration and social security45 | €10k | €13k | €8k | €4k | €2k | ▼ 56.5% |
| Taxes450/3 | €3k | €6k | - | €2k | €2k | ▼ 21.0% |
| Remuneration and social security454/9 | €7k | €7k | €8k | €2k | - | - |
| Other amounts payable47/48 | - | - | €1 | €95 | - | - |
| Accrued charges and deferred income492/3 | €194 | - | €9 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-31k | €-17k | €-26k | €-51k | €-38k | ▲ 24.7% |
| + Depreciation and write-downs630 | €68k | €64k | €62k | €58k | €55k | ▼ 5.7% |
| Operating cash flow (approximation) | €37k | €47k | €35k | €7k | €17k | ▲ 125% |
| Investment in fixed assets (approximation) | - | €-18k | €-49k | €-12k | €-13k | ▼ 5.6% |
| Change in cash | - | €5k | €-40k | €-1k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-53k
Net result drops to €-53k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 15 acts read
About the unread acts
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 1978
Ground area
7,244 m²
Building footprint
796 m²
Volume, LiDAR
19,012 m³
Parcel 24038D0241/00V002, Flanders · tallest building 32.6 m, ±8 floors. Linked by address, not a title deed.
44
companies at this address
See who is registered here
1 establishment unit
Vaartdijk 3, 3018 Leuven
since 19782.014.641.203
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24038D0241/00V002 | Flanders | 7,244 m² | 1 · 796 m² | 32.6 m · 8 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 446 companies in sector 31001 we hold annual accounts for 208. 152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded01-01-1978
Fiscal year end31-12
Trade name NL
STAND-BY LETTERING EN STANDEN
Activities, NACEBEL 2025
31001Manufacture of furniture
68203Renting and operating of own or leased non-residential real estate, excluding land
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.