Age37 yrs
Real estate2 parcels · 9,378 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of DEN HAM is 0.2% (very low). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 30-09. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 30-09-2025, that is 30-04-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 30-09-2025 | 30-04-2026 | 29-04-2026 | 1 d early | 2026-00093617 |
| 30-09-2024 | 30-04-2025 | 28-05-2025 | 28 d late | 2025-00108683 |
| 30-09-2023 | 30-04-2024 | 30-04-2024 | on the day | 2024-00075413 |
| 30-09-2022 | 30-04-2023 | 23-06-2023 | 54 d late | 2023-00150545 |
| 30-09-2021 | 30-04-2022 | 30-03-2022 | 31 d early | 2022-09000490 |
| 30-09-2020 | 30-04-2021 | 31-03-2021 | 30 d early | 2021-09000270 |
| 30-09-2019 | 30-04-2020 | 25-03-2020 | 36 d early | 2020-07400106 |
| 30-09-2018 | 30-04-2019 | 15-01-2019 | 105 d early | 2019-01400035 |
| 30-09-2017 | 30-04-2018 | 24-01-2018 | 96 d early | 2018-02000303 |
| 30-09-2016 | 30-04-2017 | 15-03-2017 | 46 d early | 2017-06200448 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1989, 37 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Long track record
−Lower-risk legal form
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (verkort). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 30-09-2025 | verkort | 29-04-2026 | 2026-00093617 |
| 30-09-2024 | verkort | 28-05-2025 | 2025-00108683 |
| 30-09-2023 | verkort | 30-04-2024 | 2024-00075413 |
| 30-09-2022 | verkort | 23-06-2023 | 2023-00150545 |
| 30-09-2021 | verkort | 30-03-2022 | 2022-09000490 |
| 30-09-2020 | verkort | 31-03-2021 | 2021-09000270 |
| 30-09-2019 | verkort | 25-03-2020 | 2020-07400106 |
| 30-09-2018 | verkort | 15-01-2019 | 2019-01400035 |
| 30-09-2017 | verkort | 24-01-2018 | 2018-02000303 |
| 30-09-2016 | verkort | 15-03-2017 | 2017-06200448 |
Directors
Directors & mandates
6 directors5 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Current directors & mandates
-
DE KEYSER Lieve Lucie LiannaDirectorState Gazette act 24405777 (14-06-2024)Current14-06-2024 → present
2 events
- 14-06-2024 Resigned· Managing director
- 14-06-2024 Appointed· Director
-
Lavaert PhilipManaging directorState Gazette act 24405777 (14-06-2024)Current14-06-2024 → present
-
LAVAERT Philip MichelDirectorState Gazette act 24405777 (14-06-2024)Current14-06-2024 → present
2 events
- 14-06-2024 Resigned· Director
- 14-06-2024 Appointed· Director
-
Lieve De KeyserDirectorState Gazette act 23148208 (22-11-2023)Current19-10-2022 → present
Former directors (2)
-
Marie-Cecile MoulinDirectorState Gazette act 23148208 (22-11-2023)Former- → 19-10-2022
-
Michel LavaertDirectorState Gazette act 23148208 (22-11-2023)Former- → 19-10-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van syndici van onroerend goed(68321) |
| Legal form | Public limited company(014) |
| Incorporation | 11-04-1989 |
| Status | Active |
| Postal code | 9690 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudenaardebaan 3A9690 KluisbergenEstablishment units
1 locationOudenaardebaan 3, 9690 Kluisbergen
since 19892.043.899.074
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area9,378 m²
Buildings2
Building footprint2,090 m²
Volume (LiDAR)10,438 m³
Tallest building7.5 m · ±2 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45002A0754/00F000 | Flanders | 7,312 m² | 1 · 1,619 m² | 7.5 m · 2 fl. |
| 45002A0754/00X000 | Flanders | 2,066 m² | 1 · 470 m² | 4.6 m · 1 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
2 acts All acts · 2
updated 2 years ago
2024
14-06-2024 Articles of association amended, alignment with the new Companies Code, full restatement of the articles and name change
Summary:
De term "(maatschappelijk) doel" is vervangen door de term "voorwerp" om in overeenstemming te zijn met het Wetboek van vennootschappen en verenigingen, zonder dat dit als een inhoudelijke wijziging v…Notary:
Floris Ghys · Kluisbergen
2023
22-11-2023 1 director appointed, 2 resigning, 2 reappointed
- Lieve De Keyser, Bestuurder
- Michel Lavaert, Bestuurder
- Marie-Cecile Moulin, Bestuurder
- Philip Lavaert, Bestuurder
- Philip Lavaert, Gedelegeerd bestuurder
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 311 of the 3,760 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in motorvoertuigen50103Activiteiten van syndici van onroerend goed68321Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis68322Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811
Primary activity highlighted.
Names & trade names
| Legal nameNL | DEN HAM |
Registered office
Oudenaardebaan 3A
9690 Kluisbergen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.