ANSA
ActiveSummary
ANSA has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.38M and a net result of €560k. Equity is growing by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 3187 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability40▼-53
Solvency99▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.05M at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.92 in 2024; short-term debt: 14.9% and cash: 4.9% of total assets), and 25.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
2.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
29 d late
2023
117 d early
2022
5 d early
2021
109 d early
2020
39 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€560k▼ 84.4%
2024 · €3.59M
2018: €281k
2019: €191k
2020: €191k
2021: €243k
2022: €282k
2023: €131k
2024: €3.59M
2018 → 2025
Working capital
€4.59M▼ 18.8%
2024 · €5.66M
2018: €3.37M
2019: €3.73M
2020: €4.02M
2021: €4.44M
2022: €4.89M
2023: €3.83M
2024: €5.66M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9.31M-€9.59M▲ 3.0%€9.72M▲ 1.4%€13.82M▲ 42.2%€14.38M▲ 4.1%
Operating result€54k-€103k▲ 91.1%€-32k€4.66M€211k▼ 95.5%
Net result€243k-€282k▲ 16.2%€131k▼ 53.5%€3.59M▲ 2,636%€560k▼ 84.4%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 95% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.36M
Fixed assets
€11.89M ▲ 15.7%
Current assets
€7.48M ▼ 13.1%
Equity and liabilities €19.36M
Equity
€14.38M ▲ 4.1%
Provisions
€1.16M ▼ 0.9%
Debt
€3.83M ▼ 1.7%
Debt's share of the balance-sheet total falls from 20.6% to 19.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€427k▼
2024 · €4.85M
Cash flow
€776k▼
2024 · €3.78M
Current ratio
2.59▼
2024 · 2.92
Debt to equity
0.27▼
2024 · 0.28
ROE
3.9%▼
2024 · 26.0%
ROA
2.9%▼
2024 · 19.0%
Interest coverage
2.11▼
2024 · 22.07
Debt ≤ 1 year
€2.89M▼
2024 · €2.95M
Debt > 1 year
€661k=
2024 · €661k
Income taxes
€831▼
2024 · €857
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 66 lines
Balance sheet
Code20242025
Assets
Total assets20/58€18.88M€19.36M▲
Fixed assets21/28€10.27M€11.89M▲
Tangible fixed assets22/27€8.02M€9.30M▲
Land and buildings22€7.28M€7.83M▲
Furniture and vehicles24€6k€4k▼
Assets under construction and advance payments27€735k€1.47M▲
Financial fixed assets28€2.25M€2.59M▲
Current assets29/58€8.61M€7.48M▼
Amounts receivable after more than one year29€2.86M€2.86M=
Other amounts receivable291€2.86M€2.86M=
Amounts receivable within one year40/41€459k€151k▼
Trade receivables40€402k€85k▼
Other amounts receivable41€57k€67k▲
Current investments50/53€4.52M€3.47M▼
Cash at bank and in hand54/58€682k€946k▲
Deferred charges and accrued income490/1€92k€53k▼
Equity and liabilities
Total equity and liabilities10/49€18.88M€19.36M▲
Equity10/15€13.82M€14.38M▲
Contributions10/11€6.20M€6.20M=
Capital10€6.20M€6.20M=
Issued capital100€6.20M€6.20M=
Outside capital11€351€351=
Share premium1100/10€351€351=
Reserves13€4.22M€4.50M▲
Non-distributable reserves130/1€553k€568k▲
Legal reserve130€553k€568k▲
Tax-exempt reserves132€3.50M€3.77M▲
Distributable reserves133€166k€166k=
Profit (loss) carried forward14€3.40M€3.68M▲
Provisions and deferred taxes16€1.17M€1.16M▼
Deferred taxes168€1.17M€1.16M▼
Amounts payable17/49€3.89M€3.83M▼
Amounts payable after more than one year17€661k€661k=
Financial debts170/4€661k€661k=
Amounts payable within one year42/48€2.95M€2.89M▼
Financial debts43€2k€2k▼
Credit institutions430/8€2k€2k▼
Trade debts44€226k€4k▼
Suppliers440/4€226k€4k▼
Taxes, remuneration and social security45€15k€65k▲
Taxes450/3€15k€65k▲
Other amounts payable47/48€2.71M€2.82M▲
Accrued charges and deferred income492/3€279k€279k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€192k€215k▲
Other operating charges640/8€101k€46k▼
Non-recurring operating charges66A€1k€885▼
Gross operating margin9900€4.95M€473k▼
Operating profit (loss)9901€4.66M€211k▼
Financial income75/76B€276k€541k▲
Recurring financial income75€276k€248k▼
Non-recurring financial income76B-€293k
Financial charges65/66B€220k€203k▼
Recurring financial charges65€220k€203k▼
Profit (loss) for the period before taxes9903€4.71M€550k▼
Transfer from deferred taxes780€4k€11k▲
Transfer to deferred taxes680€1.13M€0▼
Income taxes67/77€857€831▼
Profit (loss) for the period9904€3.59M€560k▼
Transfer from tax-exempt reserves789€12k€29k▲
Transfer to tax-exempt reserves689€3.38M€293k▼
Profit (loss) for the period to be appropriated9905€220k€296k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3.62M€3.69M▲
Profit (loss) brought forward from the previous period14P€3.40M€3.40M=
Transfer to equity691/2€220k€15k▼
To the legal reserve6920€220k€15k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (21 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-09
State Gazette act
Board meeting · Registered-office moveRegistered-office move · Power of attorney7 facts ▸
State Gazette act
Board meeting · Registered-office move
Registered-office move · Power of attorney7 facts ▸
- Board meeting, 20-08-2026
- Registered-office move, Hagelandkaai 1 bus 401, 9000 Gent
- Power of attorney, Moore Finance & Tax BV
- Power of attorney, Tanja De Naeyer
- Power of attorney, Dominique Jaminet
- Power of attorney, Marie Decloedt
- Power of attorney, Charlotte Billiet
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2018net €3.59M ▲2636%
Operating result €4.66M, net result €3.59M, both a record.
31-12
Financial
Equity above €10MEq €13.82M ▲42.2%
7 profitable years in a row build equity to €13.82M.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €131k ▼53.5%
Net result drops to €131k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1985
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hagelandkaai 19000 GentGround area
386 m²
Parcel 44804D3708/00A000, Flanders. Linked by address, not a title deed.
1 establishment unit
Hagelandkaai 1, 9000 Gent
since 19852.028.146.571
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44804D3708/00A000 | Flanders | 386 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Alken · Eq €14.32M
Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 5,220 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded30-10-1985
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 40 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.