DE HOVENIER
ActiveDE HOVENIER has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-31k) and a net result of €-5k. Equity is shrinking by ~69.8% per year across the filed fiscal years. Its solvency ranks better than 5% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
34
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.52 in 2024; short-term debt: 228.4% and cash: 28.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-128.4%
Return on assets
-22.3%
Age of the figures
15 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €-31k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
28 d late
2022
6 d early
2021
on the day
2020
9 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-31k▼ 21.0%
2024 · €-26k
2019: €6k
2020: €-3k
2021: €-5k
2022: €-8k
2023: €-20k
2024: €-26k
2019 → 2025
Total assets
€24k▼ 12.2%
2024 · €28k
2019: €149k
2020: €56k
2021: €53k
2022: €54k
2023: €32k
2024: €28k
2019 → 2025
Net result
€-5k▲ 3.1%
2024 · €-6k
2019: €-10k
2020: €-9k
2021: €-2k
2022: €-3k
2023: €-12k
2024: €-6k
2019 → 2025
Working capital
€-31k▼ 21.0%
2024 · €-26k
2019: €6k
2020: €-3k
2021: €-5k
2022: €-8k
2023: €-20k
2024: €-26k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-5k-€-8k▼ 69.4%€-20k▼ 148%€-26k▼ 27.7%€-31k▼ 21.0%
Operating result€-3k-€-2k▲ 31.1%€-11k▼ 499%€-4k▲ 60.1%€-3k▲ 30.5%
Net result€-2k-€-3k▼ 100%€-12k▼ 263%€-6k▲ 53.7%€-5k▲ 3.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €4k in 2024; the loss shrinks.
Key figures and ratios
Solvency
-128.4%▼
2024 · -93.2%
Current ratio
0.44▼
2024 · 0.52
Quick ratio
0.12▼
2024 · 0.19
Debt / equity
-1.78▲
2024 · -2.07
ROA
-22.3%▼
2024 · -20.2%
Debt
€56k▲
2024 · €54k
Debt ≤ 1 year
€56k▲
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€28k€24k▼
Current assets29/58€28k€24k▼
Stocks and contracts in progress3€18k€18k=
Stocks30/36€18k€18k=
Amounts receivable within one year40/41€144€0▼
Other amounts receivable41€144€0▼
Cash at bank and in hand54/58€10k€7k▼
Equity and liabilities
Total equity and liabilities10/49€28k€24k▼
Equity10/15€-26k€-31k▼
Contributions10/11€19k€19k=
Reserves13€45k€45k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€-90k€-95k▼
Amounts payable17/49€54k€56k▲
Amounts payable within one year42/48€54k€56k▲
Trade debts44€582€529▼
Suppliers440/4€582€529▼
Other amounts payable47/48€53k€55k▲
Income statement
Code20242025
Other operating charges640/8€582€599▲
Gross operating margin9900€-4k€-2k▲
Operating profit (loss)9901€-4k€-3k▲
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-6k€-5k▲
Profit (loss) for the period9904€-6k€-5k▲
Profit (loss) for the period to be appropriated9905€-6k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-90k€-95k▼
Profit (loss) brought forward from the previous period14P€-84k€-90k▼
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
30-06
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-02
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardplein 158000 BruggeGround area
650 m²
Building footprint
282 m²
Parcel 31803C1048/00B000, Flanders. Linked by address, not a title deed.
1 establishment unit
DE HOVENIER
since 20142.237.761.294
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1048/00B000 | Flanders | 650 m² | 1 · 282 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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CARMIN
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AYSIMMO
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DLC IMMO
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Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 2,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-2014
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.