Comfortimmo
ActiveComfortimmo has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (€-36k) and a net result of €-42k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 74 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
40
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability0▼-10
Solvency10▼-17
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 1.0 in 2025; short-term debt: 114.9% and cash: 81% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
-14.9%
Return on assets
-17.3%
Age of the figures
6 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026Equity per financial year
1920212223242526
2019 to 2026 · latest year €-36k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 10-08-2026, 82 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
82 d early
2025
14 d late
2024
6 d early
2023
1 d early
2022
4 d early
2021
15 d late
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€-36k
2025 · €6k
2019: €16k
2020: €-31k
2021: €71k
2022: €26k
2023: €56k
2024: €29k
2025: €6k
2019 → 2026
Total assets
€242k▼ 28.2%
2025 · €337k
2019: €137k
2020: €174k
2021: €327k
2022: €112k
2023: €186k
2024: €447k
2025: €337k
2019 → 2026
Net result
€-42k▼ 78.2%
2025 · €-24k
2019: €4k
2020: €-46k
2021: €101k
2022: €-45k
2023: €31k
2024: €-27k
2025: €-24k
2019 → 2026
Working capital
€-39k▼ 6,597%
2025 · €-582
2019: €-16k
2020: €-69k
2021: €44k
2022: €155
2023: €23k
2024: €10k
2025: €-582
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€26k-€56k▲ 118%€29k▼ 48.1%€6k▼ 80.2%€-36k
Operating result€-43k-€40k€-26k€-22k▲ 14.6%€-41k▼ 82.9%
Net result€-45k-€31k€-27k€-24k▲ 13.4%€-42k▼ 78.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €41k in 2026 against €22k in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €242k
Fixed assets
€3k▼ 54.4%
Current assets
€239k▼ 27.7%
Key figures and ratios
EBITDA
€-37k▼
2025 · €-9k
Cash flow
€-39k▼
2025 · €-11k
Solvency
-14.9%▼
2025 · 1.7%
Current ratio
0.86▼
2025 · 1.00
Quick ratio
0.86▼
2025 · 1.00
Debt / equity
-7.70▼
2025 · 57.07
ROA
-17.3%▼
2025 · -7.0%
Interest coverage
-67.45▼
2025 · -14.36
Debt
€278k▼
2025 · €331k
Debt ≤ 1 year
€278k▼
2025 · €331k
Income taxes
€810▼
2025 · €835
Staff costs
€230k▼
2025 · €273k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet
Code20252026
Assets
Total assets20/58€337k€242k▼
Fixed assets21/28€6k€3k▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€871€568▼
Furniture and vehicles24€5k€2k▼
Financial fixed assets28€250€0▼
Current assets29/58€331k€239k▼
Amounts receivable within one year40/41€83k€43k▼
Trade receivables40€70k€31k▼
Other amounts receivable41€13k€12k▼
Cash at bank and in hand54/58€240k€196k▼
Deferred charges and accrued income490/1€8k€0▼
Equity and liabilities
Total equity and liabilities10/49€337k€242k▼
Equity10/15€6k€-36k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Tax-exempt reserves132€340€340=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€-44k▼
Amounts payable17/49€331k€278k▼
Amounts payable within one year42/48€331k€278k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€24k€28k▲
Suppliers440/4€24k€28k▲
Advances received on contracts in progress46€23k€36k▲
Taxes, remuneration and social security45€58k€26k▼
Taxes450/3€28k€2k▼
Remuneration and social security454/9€30k€24k▼
Other amounts payable47/48€225k€184k▼
Income statement
Code20252026
Remuneration, social security and pensions62€273k€230k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€3k▼
Other operating charges640/8€4k€5k▲
Gross operating margin9900€268k€198k▼
Operating profit (loss)9901€-22k€-41k▼
Financial income75/76B€145€15▼
Recurring financial income75€145€15▼
Financial charges65/66B€659€553▼
Recurring financial charges65€659€553▼
Profit (loss) for the period before taxes9903€-23k€-41k▼
Income taxes67/77€835€810▼
Profit (loss) for the period9904€-24k€-42k▼
Profit (loss) for the period to be appropriated9905€-24k€-42k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-44k▼
Profit (loss) brought forward from the previous period14P€21k€-3k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
10-08
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
2024
25-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €31k
Net result €31k after one loss-making year.
2022
27-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 15 days late
31-03
Financial
Back to profitnet €101k
Net result €101k after one loss-making year.
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 30 days late
31-03
Financial
Weakest financial yearnet €-46k ▼1273%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
11-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron Ruzettelaan 4118310 BruggeGround area
741 m²
Building footprint
187 m²
Volume, LiDAR
1,594 m³
Parcel 31434C0501/00D008, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Comfortimmo
since 20102.185.160.174
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31434C0501/00D008 | Flanders | 741 m² | 1 · 187 m² | 10.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 141 EUR awarded · 141 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 141 EUR | 141 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,754 companies in sector 68310 we hold annual accounts for 6,908. 2,202 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-02-2010
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@comfortimmo.be
Phone:0468210211