D&D Foods

Active

Private limited companyfounded 20215 yrs activeHugo Van der Goesstraat 27, 9000 Gent, BelgiumKBO/BCE: BE 0762.693.677

Summary

The computed 12-month bankruptcy probability of D&D Foods is 2.0% (moderate). The 2024 annual accounts show equity of €31k and a net result of €9k. Equity is growing by ~42% per year across the filed fiscal years. Its solvency ranks better than 81% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

76 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability89▲+27

Solvency96▼-4

Growth85▲+17

Track record94

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 3.47 against 6.55 in 2023; short-term debt: 28.8% and cash: 29.3% of total assets), and 28.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

71.2%

Return on assets

20.4%

Age of the figures

21 mo

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

27 d early

2022

7 d late

2021

170 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€703k▲ 7.4%

2023 · €654k

2021: €110k 2022: €577k 2023: €654k

2021 → 2024

EBIT margin

1.7%▲ 1.1pp

2023 · 0.6%

2021: 5.2% 2022: 3.5% 2023: 0.6%

2021 → 2024

Net result

€9k▲ 246%

2023 · €3k

2021: €5k 2022: €15k 2023: €3k

2021 → 2024

Working capital

€31k▲ 40.3%

2023 · €22k

2021: €5k 2022: €20k 2023: €22k

2021 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2021202220232024Trend

Turnover€110k-€577k▲ 425%€654k▲ 13.4%€703k▲ 7.4%

Equity€5k-€20k▲ 316%€22k▲ 13.2%€31k▲ 40.3%

Operating result€6k-€20k▲ 251%€4k▼ 79.7%€12k▲ 196%

Net result€5k-€15k▲ 216%€3k▼ 82.7%€9k▲ 246%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2024; 2024 is 196% above 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Equity and liabilities €44k

71.2%

28.8%

Equity €31k ▲ 40.3%

Debt €13k ▲ 215%

Debt's share of the balance-sheet total rises from 15.3% to 28.8%. Equity and debt are higher.

Key figures and ratios

2024 value · change against 2023

Current ratio

3.47▼

2023 · 6.55

Quick ratio

1.72▼

2023 · 3.67

Debt to equity

0.40▲

2023 · 0.18

ROE

28.7%▲

2023 · 11.6%

ROA

20.4%▲

2023 · 9.9%

Debt ≤ 1 year

€13k▲

2023 · €4k

Income taxes

€3k▲

2023 · €1k

Staff costs

€2k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines

Balance sheet Code20232024

Assets

Total assets20/58€26k€44k▲

Current assets29/58€26k€44k▲

Stocks and contracts in progress3€12k€22k▲

Stocks30/36€12k€22k▲

Amounts receivable within one year40/41€5k€9k▲

Other amounts receivable41€5k€9k▲

Cash at bank and in hand54/58€10k€13k▲

Equity and liabilities

Total equity and liabilities10/49€26k€44k▲

Equity10/15€22k€31k▲

Reserves13€236€236=

Non-distributable reserves130/1€236€236=

Reserves not available under the articles1311€236€236=

Profit (loss) carried forward14€22k€31k▲

Amounts payable17/49€4k€13k▲

Amounts payable within one year42/48€4k€13k▲

Trade debts44-€7k

Suppliers440/4-€7k

Taxes, remuneration and social security45€4k€6k▲

Taxes450/3€4k€5k▲

Remuneration and social security454/9-€1k

Income statement Code20232024

Turnover70€654k€703k▲

Goods, raw materials, services and sundry goods60/61€648k€686k▲

Remuneration, social security and pensions62-€2k

Other operating charges640/8€2k€2k▼

Gross operating margin9900€6k€16k▲

Operating profit (loss)9901€4k€12k▲

Financial charges65/66B€151€115▼

Recurring financial charges65€151€115▼

Profit (loss) for the period before taxes9903€4k€12k▲

Income taxes67/77€1k€3k▲

Profit (loss) for the period9904€3k€9k▲

Profit (loss) for the period to be appropriated9905€3k€9k▲

Appropriation of the result

Profit (loss) to be appropriated9906€22k€31k▲

Profit (loss) brought forward from the previous period14P€19k€22k▲

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

04-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €3k ▼82.7%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

31-12

Financial Liquidity triplescurrent ratio 6.55

Current ratio from 2.38 to 6.55; short-term debt falls from €14k to €4k.

07-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 7 days late

17-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 170 days late

2022

31-12

Financial Highest result since 2021net €15k ▲216%

Operating result €20k, net result €15k, both a record.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Hugo Van der Goesstraat 279000 Gent

Ground area

80 m²

Building footprint

80 m²

Volume, LiDAR

864 m³

Parcel 44021A1791/00F002, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

D&D Foods

Hugo Van der Goesstraat 27, 9000 GentRetail trade

since 20212.318.411.945

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44021A1791/00F002	Flanders	80 m²	1 · 80 m²	14.0 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid

Year	Entries	awarded	paid
2024	1	2,000 EUR	2,000 EUR
2023	1	2,000 EUR	2,000 EUR

Schemes

Hinderpremie bij openbare werken

2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site

Gent2.318.411.945

1 permission

Toelating · Detailhandel · since 11-06-2021

Similar companies · same sector, comparable size

Sint-Gillis (bij-Brussel) · Eq €31,026

MAROONIE

BE 0769.414.490

Elsene · Eq €31,193

HALIL GENERAL TRADING

BE 0477.149.631

Schaarbeek · Eq €31,005

Zambhala

BE 0806.559.948

Antwerpen · Eq €31,237

Of 10,519 companies in sector 47110 we hold annual accounts for 5,857. 4,449 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded29-01-2021

Fiscal year end31-12

Activities, NACEBEL 2025

47110Non-specialised retail sale with food, beverages or tobacco predominating

47252Retail sale of beverages, general range

47260Retail trade

47559Retail sale of other household articles

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.