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Zambhala

Active
Private limited companyfounded 2008active for 18 yearsSint-Jansplein 59, 2060 Antwerpen, BelgiumKBO/BCE: BE 0806.559.948
Summary

The computed 12-month bankruptcy probability of Zambhala is 2.6% (moderate). The 2024 annual accounts show equity of €31,237 and a net result of -€7,431. Equity is shrinking by about 11% per year across the filed financial years. Its solvency ranks better than 92% of 25,572 sector peers (NACE 47, financial year 2024). The company has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
2 sites
Size
€913,721turnover 2024
Equity
€31,237
Loss
-€7,431
Financial health
53 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.6%
Structure
Accounts 84 days overdue1 of 4 deeds read
Why 53raises risk1 financial year not filed after the legal deadline; latest accounts 291 days late; 3 of the last 3 lateLoss of €7,431 (financial year 2024)lowers riskFounded in 2008Liquidity: current ratio 4.29, cash €10,882Show the evidence

Checked score

Score 2024
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 54% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 100=
equity 86.4% of total assets
Liquidity 85+32
short-term debt 13.6% · cash 30.1%
Profitability 6-73
return on assets -20.5%
Bankruptcy probability, 12 months
2.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,226 companies, NACE 47, micro)
Last 24 months 11-2024: 3.7% 12-2024: 5.1%▲ +1.4 percentage points vs 11-2024 01-2025: 8.8%▲ +3.7 percentage points vs 12-2024 02-2025: 8.8%● unchanged vs 01-2025 03-2025: 9.1%▲ +0.3 percentage points vs 02-2025 04-2025: 8.5%▼ -0.6 percentage points vs 03-2025 05-2025: 8.5%● unchanged vs 04-2025 06-2025: 8.5%● unchanged vs 05-2025 07-2025: 8.5%● unchanged vs 06-2025 08-2025: 10.7%▲ +2.2 percentage points vs 07-2025 09-2025: 10.7%● unchanged vs 08-2025 10-2025: 10.7%● unchanged vs 09-2025 11-2025: 10.7%● unchanged vs 10-2025 12-2025: 10.7%● unchanged vs 11-2025 01-2026: 11.6%▲ +0.9 percentage points vs 12-2025highest value 02-2026: 11.6%● unchanged vs 01-2026highest value 03-2026: 11.6%● unchanged vs 02-2026highest value 04-2026: 11.6%● unchanged vs 03-2026highest value 05-2026: 7.6%▼ -4.0 percentage points vs 04-2026 06-2026: 1.9%▼ -5.7 percentage points vs 05-2026lowest value 07-2026: 1.9%● unchanged vs 06-2026 08-2026: 2.0%▲ +0.1 percentage points vs 07-2026 09-2026: 1.9%▼ -0.1 percentage points vs 08-2026 10-2026: 2.6%▲ +0.7 percentage points vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 4.29, compared with 4.98 in 2023, above the usual 1.5; short-term debt: 13.6% and cash: 30.1% of total assets), and 13.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 88% on liquidity, 15% on profitability and 20% on growth.

The bankruptcy probability was computed on 22-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; latest accounts 291 days late; 3 of the last 3 late
NBB · filings
lowers risk · Founded in 2008
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Loss of €7,431 (financial year 2024)
NBB · annual accounts
lowers risk · Liquidity: current ratio 4.29, cash €10,882
NBB · annual accounts
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 84 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline23-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-05-2026, 291 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
291 days late
2023
628 days late
2022
129 days late
2021
143 days late
2020
200 days late
2018
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 242 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · micro…
  3. Amendment of the articles · Legal-form…Capital conversion · Capital ·…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 84 days late View
  • Positive: Among the best 9% on solvencysector median 32.2% · 25,572 companies 86.4% View
  • Turnover 2024first financial year filed €913,721 View

By topic

Financials

Financial year
2024
Turnover
€913,721
Loss
-€7,431
Solvency
86.4%
Go to Financials

Timeline

Events
19
Since
2010
  1. 31-12-2023Back to profit
  2. 31-12-2023Liquidity quadruples
  3. 07-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
24-09-2008
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
Last Friday of May at 14:00
Purpose
“Elektronische apparaten en halffabrikaten alsmede de assemblage en herstellingen; Import…” (deed in Dutch)
Go to Articles of association

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