D&D CONSULTANTS
ActiveD&D CONSULTANTS has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €31k. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 3171 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+22
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.21 against 4.5 in 2024; short-term debt: 25.1% and cash: 30.9% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
25.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-05-2026, 62 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
62 d early
2024
57 d early
2023
60 d early
2022
55 d early
2021
62 d early
2020
58 d early
2019
62 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€84k
EBIT margin
20.1%
Net result
€31k▲ 492%
2024 · €5k
2018: €12k
2019: €3k
2020: €545
2021: €-23k
2022: €-5k
2023: €29k
2024: €5k
2018 → 2025
Working capital
€67k▲ 152%
2024 · €27k
2018: €44k
2019: €46k
2020: €51k
2021: €30k
2022: €23k
2023: €11k
2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€30k-€26k▼ 15.9%€55k▲ 115%€60k▲ 9.4%€91k▲ 51.1%
Operating result€-19k-€-4k▲ 76.2%€35k€9k▼ 74.5%€48k▲ 435%
Net result€-23k-€-5k▲ 78.6%€29k€5k▼ 82.4%€31k▲ 492%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 435% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €121k
Fixed assets
€24k▼ 29.1%
Current assets
€98k▲ 185%
Equity and liabilities €121k
Equity
€91k▲ 51.1%
Debt
€30k▲ 300%
The debt ratio rises from 11.2% to 25.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€58k▲
2024 · €20k
Cash flow
€41k▲
2024 · €16k
Solvency
74.9%▼
2024 · 88.8%
Current ratio
3.21▼
2024 · 4.50
Quick ratio
3.21▼
2024 · 4.50
Debt / equity
0.33▲
2024 · 0.13
ROE
33.8%▲
2024 · 8.6%
ROA
25.3%▲
2024 · 7.7%
Interest coverage
485.16▲
2024 · 144.99
Debt
€30k▲
2024 · €8k
Debt ≤ 1 year
€30k▲
2024 · €8k
Income taxes
€18k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€68k€121k▲
Fixed assets21/28€34k€24k▼
Tangible fixed assets22/27€33k€24k▼
Furniture and vehicles24€33k€24k▼
Financial fixed assets28€265€265=
Current assets29/58€34k€98k▲
Amounts receivable within one year40/41€12k€59k▲
Trade receivables40€0€0=
Other amounts receivable41€12k€59k▲
Cash at bank and in hand54/58€21k€38k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€68k€121k▲
Equity10/15€60k€91k▲
Contributions10/11€20k€20k=
Reserves13€35k€65k▲
Distributable reserves133€35k€65k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€8k€30k▲
Amounts payable within one year42/48€8k€30k▲
Trade debts44€138€126▼
Suppliers440/4€138€126▼
Taxes, remuneration and social security45€7k€30k▲
Taxes450/3€7k€30k▲
Remuneration and social security454/9€0€0=
Other amounts payable47/48€0€0=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€10k▼
Other operating charges640/8€762€961▲
Gross operating margin9900€21k€59k▲
Operating profit (loss)9901€9k€48k▲
Financial income75/76B-€52
Recurring financial income75-€52
Financial charges65/66B€138€120▼
Recurring financial charges65€138€120▼
Profit (loss) for the period before taxes9903€9k€48k▲
Income taxes67/77€4k€18k▲
Profit (loss) for the period9904€5k€31k▲
Profit (loss) for the period to be appropriated9905€5k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€36k▲
Profit (loss) brought forward from the previous period14P€5k€5k=
Transfer to equity691/2€5k€31k▲
To other reserves6921€5k€31k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €31k ▲492%
Operating result €48k, net result €31k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Liquidity triplescurrent ratio 4.50
Current ratio from 1.51 to 4.50; short-term debt falls from €21k to €8k.
01-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €29k
Net result €29k after 2 loss-making years.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Weakest financial yearnet €-23k ▼4247%
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Quai Saint-Léonard 18B4000 LiègeGround area
1,968 m²
Building footprint
427 m²
Volume, LiDAR
16,254 m³
2 parcels, Wallonia · tallest building 40.6 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
Quai Saint-Léonard 181, 4000 Liège
since 20072.167.373.542
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0638/00R000 | Wallonia | 1,165 m² | 1 · 427 m² | 40.6 m · 13 fl. |
| 62810B0618/00P000 | Wallonia | 803 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BERNARD PONCELET
BE 0741.560.149
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Ndux
BE 0740.602.522
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Consultinuity
BE 0793.773.863
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COVERTON
BE 0546.892.928
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,453 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
74855
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.