Consultinuity
ActiveConsultinuity has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €91k and a net result of €25k. Equity is growing by ~39.7% per year across the filed fiscal years. Its solvency ranks better than 69% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability94▼-6
Solvency99▲+9
Growth52=
Track record94
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.76 against 2.85 in 2024; short-term debt: 24.9% and cash: 71.1% of total assets), and 26.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.7%
Return on assets
20.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
22 d late
2024
26 d late
2023
5 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€91k▲ 38.6%
2024 · €66k
2023: €39k
2024: €66k
2023 → 2025
Total assets
€123k▲ 22.1%
2024 · €101k
2023: €67k
2024: €101k
2023 → 2025
Net result
€25k▼ 5.2%
2024 · €27k
2023: €37k
2024: €27k
2023 → 2025
Working capital
€85k▲ 44.0%
2024 · €59k
2023: €36k
2024: €59k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€39k-€66k▲ 68.7%€91k▲ 38.6%
Operating result€47k-€38k▼ 19.7%€36k▼ 6.6%
Net result€37k-€27k▼ 27.5%€25k▼ 5.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 7% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€8k▼ 24.5%
Current assets
€116k▲ 27.3%
Equity and liabilities €123k
Equity
€91k▲ 38.6%
Debt
€32k▼ 8.5%
The debt ratio falls from 35.0% to 26.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▼
2024 · €40k
Cash flow
€28k▼
2024 · €29k
Solvency
73.7%▲
2024 · 65.0%
Current ratio
3.76▲
2024 · 2.85
Quick ratio
3.76▲
2024 · 2.85
Debt / equity
0.36▼
2024 · 0.54
ROE
27.9%▼
2024 · 40.7%
ROA
20.5%▼
2024 · 26.5%
Interest coverage
93.90▲
2024 · 90.12
Debt
€32k▼
2024 · €35k
Debt ≤ 1 year
€31k▼
2024 · €32k
Debt > 1 year
€2k▼
2024 · €4k
Income taxes
€11k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€123k▲
Fixed assets21/28€10k€8k▼
Tangible fixed assets22/27€10k€8k▼
Furniture and vehicles24€10k€8k▼
Current assets29/58€91k€116k▲
Amounts receivable within one year40/41€29k€27k▼
Trade receivables40€15k€16k▲
Other amounts receivable41€14k€11k▼
Cash at bank and in hand54/58€61k€88k▲
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€101k€123k▲
Equity10/15€66k€91k▲
Contributions10/11€2k€2k=
Reserves13€27k€52k▲
Distributable reserves133€27k€52k▲
Profit (loss) carried forward14€37k€37k▲
Amounts payable17/49€35k€32k▼
Amounts payable after more than one year17€4k€2k▼
Financial debts170/4€4k€2k▼
Amounts payable within one year42/48€32k€31k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€1k€156▼
Suppliers440/4€1k€156▼
Taxes, remuneration and social security45€29k€29k▼
Taxes450/3€29k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€1k€980▼
Gross operating margin9900€41k€39k▼
Operating profit (loss)9901€38k€36k▼
Financial income75/76B€450€1k▲
Recurring financial income75€450€1k▲
Financial charges65/66B€442€405▼
Recurring financial charges65€442€405▼
Profit (loss) for the period before taxes9903€38k€36k▼
Income taxes67/77€11k€11k▼
Profit (loss) for the period9904€27k€25k▼
Profit (loss) for the period to be appropriated9905€27k€25k▼
Appropriation of the result
Profit (loss) to be appropriated9906€64k€62k▼
Profit (loss) brought forward from the previous period14P€37k€37k▲
Transfer to equity691/2€27k€25k▼
To other reserves6921€27k€25k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Weakest financial yearnet €25k ▼5.2%
Net result drops to €25k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sleutelbloemstraat 21850 GrimbergenGround area
582 m²
Building footprint
131 m²
Volume, LiDAR
589 m³
Parcel 23402D0542/00N000, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Consultinuity
since 20222.338.153.425
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23402D0542/00N000 | Flanders | 582 m² | 1 · 131 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COVERTON
BE 0546.892.928
Zonhoven · Eq €91k
Ndux
BE 0740.602.522
Haaltert · Eq €91k
BERNARD PONCELET
BE 0741.560.149
Leuven · Eq €91k
D&D CONSULTANTS
BE 0892.583.409
Liège · Eq €91k
SEREMA
BE 1007.602.940
Stekene · Eq €91k
Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 40,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formGeneral partnership
Founded21-11-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
46190Agents in non-specialised wholesale trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32475845455