Comebloc
Open bankruptcyA bankruptcy procedure is open for Comebloc according to publications in the Belgian State Gazette; curator: CATHERINE HUPEZ.
Summary
The 2022 annual accounts show negative equity (€-231k) and a net result of €-218k.
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 06-07-2023, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
25 d early
2021
59 d late
2020
31 d late
2019
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2022, micro schema
Equity
€-231k
2021 · €19k
2018: €110k
2019: €116k
2020: €117k
2021: €19k
2018 → 2022
Total assets
€76k▼ 83.2%
2021 · €451k
2018: €480k
2019: €497k
2020: €460k
2021: €451k
2018 → 2022
Net result
€-218k▼ 114%
2021 · €-102k
2018: €6k
2019: €6k
2020: €639
2021: €-102k
2018 → 2022
Working capital
€-154k▼ 272%
2021 · €-42k
2018: €41k
2019: €43k
2020: €48k
2021: €-42k
2018 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20182019202020212022Trend
Equity€110k-€116k▲ 5.3%€117k▲ 0.6%€19k▼ 83.9%€-231k
Operating result€2k-€9k▲ 507%€-45k€-93k▼ 106%€-205k▼ 121%
Net result€6k-€6k▼ 3.6%€639▼ 89.0%€-102k€-218k▼ 114%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €205k in 2022 against €93k in 2021; the loss grows and 2022 has the lowest result in the available series.
Balance-sheet composition
2022 in colour, 2021 as the grey bar beneath
Assets €76k
Fixed assets
€30k ▼ 79.7%
Current assets
€46k ▼ 85.0%
Key figures and ratios
EBITDA
€-172k▼
2021 · €-37k
Cash flow
€-185k▼
2021 · €-46k
Solvency
-305.3%▼
2021 · 4.2%
Current ratio
0.23▼
2021 · 0.88
Quick ratio
0.09▼
2021 · 0.55
Debt to equity
-1.01▼
2021 · 23.07
ROA
-287.8%▼
2021 · -22.5%
Interest coverage
-22.20▼
2021 · -4.60
Debt
€234k▼
2021 · €432k
Debt ≤ 1 year
€200k▼
2021 · €345k
Debt > 1 year
€34k▼
2021 · €87k
Staff costs
€84k▼
2021 · €120k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2021 · 64 lines
Balance sheet
Code20212022
Assets
Total assets20/58€451k€76k▼
Fixed assets21/28€147k€30k▼
Tangible fixed assets22/27€144k€30k▼
Plant, machinery and equipment23€8k€2k▼
Furniture and vehicles24€73k€5k▼
Leasing and similar rights25€62k€23k▼
Financial fixed assets28€4k-
Current assets29/58€304k€46k▼
Stocks and contracts in progress3€115k€27k▼
Stocks30/36€93k€27k▼
Contracts in progress37€22k-
Amounts receivable within one year40/41€176k€16k▼
Trade receivables40€43k€16k▼
Other amounts receivable41€133k€473▼
Cash at bank and in hand54/58€10k€2k▼
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€451k€76k▼
Equity10/15€19k€-231k▼
Contributions10/11€25k€25k=
Capital10€25k€25k=
Issued capital100€25k€25k=
Reserves13€118k€118k=
Non-distributable reserves130/1€3k€3k=
Legal reserve130€3k€3k=
Tax-exempt reserves132€26k€26k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-128k€-377k▼
Investment grants15€4k€3k▼
Provisions and deferred taxes16-€73k
Provisions for liabilities and charges160/5-€73k
Other liabilities and charges164/5-€73k
Amounts payable17/49€432k€234k▼
Amounts payable after more than one year17€87k€34k▼
Financial debts170/4€87k€34k▼
Amounts payable within one year42/48€345k€200k▼
Current portion of amounts payable after more than one year42€51k€11k▼
Trade debts44€244k€94k▼
Suppliers440/4€244k€94k▼
Advances received on contracts in progress46-€1k
Taxes, remuneration and social security45€50k€46k▼
Taxes450/3€10k€20k▲
Remuneration and social security454/9€40k€26k▼
Other amounts payable47/48-€48k
Income statement
Code20212022
Non-recurring operating income76A€26k€372k▲
Remuneration, social security and pensions62€120k€84k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€56k€33k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€122k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€73k
Other operating charges640/8€7k€8k▲
Non-recurring operating charges66A-€205k
Gross operating margin9900€92k€321k▲
Operating profit (loss)9901€-93k€-205k▼
Financial income75/76B€6k€19k▲
Recurring financial income75€6k€1k▼
Non-recurring financial income76B-€18k
Financial charges65/66B€14k€32k▲
Recurring financial charges65€8k€8k▼
Non-recurring financial charges66B€6k€24k▲
Profit (loss) for the period before taxes9903€-101k€-218k▼
Income taxes67/77€227-
Profit (loss) for the period9904€-102k€-218k▼
Profit (loss) for the period to be appropriated9905€-102k€-218k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-128k€-377k▼
Profit (loss) brought forward from the previous period14P€-27k€-159k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
22-09
Bankruptcy
Opening
Tribunal de l’entreprise du Hainaut, division Mons · COMEBLOC SPRL RUE DE LA POIRE D’OR 32/B, 7033 CUESMES · event 11-09-2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-218k
Net result drops to €-218k, the lowest in the series.
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
2014
31-07
NBB filing
Annual accounts filed
fiscal year 2013 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 1971
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Poire d'Or(C.) 327033 MonsGround area
5.8 ha
Parcel 53019A0427/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue de la Poire d'Or(C.) 32, 7033 Mons
since 19712.005.547.749
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53019A0427/00A000 | Wallonia | 5.8 ha | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | CATHERINE HUPEZ RUE DU ONZE NOVEMBRE 9,
7000 MONS- .
Date provisoire de cessation de paiement : 11/09/2023 |
11-09-2023 → present |
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Of 400 companies in sector 23610 we hold annual accounts for 315. 73 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded20-01-1971
Fiscal year end31-12
Activities, NACEBEL 2025
23610Manufacture of other non-metallic mineral products
Sources
Crossroads Bank for EnterprisesNational Bank · 47 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.