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Generated 10-08-2026
Active BE 0407.909.645Private limited company (pre-2019)Open bankruptcy

Comebloc

Rue de la Poire d'Or(C.) 32 ·7033 Mons, Belgium· 55 yrs active
Sector: NACE 23610 (23610)
Conclusion Checked

A bankruptcy procedure is open for Comebloc according to publications in the Belgian State Gazette. The 2022 annual accounts show negative equity (€-231k) and a net result of €-218k.

Based on the State Gazette, CBE and 5 annual accounts.
Key figures
Equity €-231k
Net result €-218k
Staff (FTE) 2.7
Better than sector 5%
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health0Profitability100Solvency33Growth32Stability0
33 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 100
Solvency 33
Growth 32
Stability 0
Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based
50 / 100
High risk
Components
· Open bankruptcy (+50)
Trust signals 2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.
Administrative Flags 0 events
No administrative flags
Health barometer FY 2022 · computed
0 / 100 Critical
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

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Computed by Checked from the NBB filing for FY 2022 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 06-07-2023 with the NBB · fiscal year 2022 · micro
€-300k€-200k€-100k€0Operating result 2018: €2k€2kNet result 2018: €-33k€-33kOperating result 2019: €9k€9kNet result 2019: €-27k€-27kOperating result 2020: €-45k€-45kNet result 2020: €-27k€-27kOperating result 2021: €-93k€-93kNet result 2021: €-102k€-102kOperating result 2022: €-205k€-205kNet result 2022: €-218k€-218k20182019202020212022
Operating resultNet result
Sector comparison
Fiscal year 2022 · NACE 23 · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -305.3% 26.7%
better than 5% of 76 sector peers
Net result €-218k €9k
better than 5% of 76 sector peers
Equity €-231k €32k
better than 5% of 76 sector peers
Gross operating margin €321k €45k
better than 95% of 76 sector peers
Total assets €76k €129k
better than 29% of 76 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€-172k
-363.9% far below sector median
Net profit
€-218k
-114.1% far below sector median
Cash flow
€-185k
-302.2% far below sector median
Total assets
€76k
-83.2% -87% vs sector
Equity
€-231k
- far below sector median
Working capital
€-154k
-272.2% far below sector median
Employees (FTE)
3
-40.0% +170% vs sector
Staff costs
€84k
-30.1% +24% vs sector
Income taxes
€227
- -98% vs sector
Debt
€234k
-45.9% -35% vs sector
Debt ≤ 1y
€200k
-42.0% +105% vs sector
Debt > 1y
€34k
-61.3% -88% vs sector
Current ratio
0.23
-74.0% -78% vs sector
Quick ratio
0.09
-83.1% -91% vs sector
Solvency
-305.3%
- far below sector median
Debt / equity
-1.01
- far below sector median
ROE
94.3%
- far above sector median
ROA
-287.8%
-1176.6% far below sector median
Interest coverage
-22.20
-383.1% far below sector median
Figures by fiscal year
Fiscal year2022
Revenue-
EBITDA€-172k
Net profit€-218k
Cash flow€-185k
Staff costs€84k
Income taxes-
Dividends-
Total assets€76k
Equity€-231k
Debt€234k
of which ≤ 1y€200k
of which > 1y€34k
Working capital€-154k
Employees (FTE)2.7
Ratios (computed)
2022
Current ratio0.23
Quick ratio0.09
Working capital ratio-204.1%
Solvency-305.3%
Debt / equity-1.01
Long-term debt ratio-0.15
Interest coverage-22.20
Gross margin-
Net margin-
ROA-287.8%
ROE94.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2022
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2022
Balance sheet, Assets
TOTAL ASSETS 20/58€76k
Fixed assets 21/28€30k
Tangible fixed assets 22/27€30k
Current assets 29/58€46k
Stocks & contracts in progress 3€27k
Amounts receivable within one year 40/41€16k
Cash & bank 54/58€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€76k
Equity 10/15€-231k
Contributions / capital 10/11€25k
Reserves 13€118k
Accumulated profits (losses) 14€-377k
Provisions & deferred taxes 16€73k
Amounts payable 17/49€234k
Amounts payable after one year 17€34k
Amounts payable within one year 42/48€200k
Trade debts payable within one year 44€94k
Income statement
Gross operating margin 9900€321k
Operating result 9901€-205k
Financial income 75€1k
Financial charges 65€8k
Result before taxes 9903€-218k
Net result for the period 9904€-218k
Result to be appropriated 9905€-218k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates1 person
Role Name Tenure Source
Curator CATHERINE HUPEZ
RUE DU ONZE NOVEMBRE 9, 7000 MONS- . Date provisoire de cessation de paiement : 11/09/2023
 11-09-2023 → present Belgian State Gazette
Legal Structure
NACE primary 23610
Legal form Private limited company (pre-2019)(015)
Incorporation20-01-1971
StatusActive
Postal code7033
First BS signal 22-09-2023
Latest BS signal 22-09-2023
Company structure, linked entities1 linked entities
ComeblocBE 0407.909.645CATHERINE HUPEZReceiver ↔ 48Claise, StéphaneGRISOOPetillon, Jean
Mandates
↔ 1 of these mandate-holders are active on other cases, click any red card to open that KBO.
Establishment units 1 location
Rue de la Poire d'Or(C.) 32, 7033 Mons
aanleggen en onderhouden van tuinen, parken en het groene gedeelte van sportvelden.
since 19712.005.547.749
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53019A0427/00A000 Wallonia 5.8 ha - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2023
22-09-2023
Bankruptcy Opening
Tribunal de l’entreprise du Hainaut, division Mons · COMEBLOC SPRL RUE DE LA POIRE D’OR 32/B, 7033 CUESMES · event 11-09-2023
16-08-2023
State Gazette act End of life
Frédéric DEBOUCHE
06-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
28-09-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
31-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
23-07-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
18-07-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
24-07-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
28-04-2017
NBB filing Annual accounts filed
fiscal year 2016 · micro
2016
28-06-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
2015
31-08-2015
NBB filing Annual accounts filed
fiscal year 2014 · volledig
2014
31-07-2014
NBB filing Annual accounts filed
fiscal year 2013 · volledig
Lifecycle & Insolvency Signals 1 events
22-09-2023
Bankruptcy Opening
Date: 11-09-2023 · Tribunal de l’entreprise du Hainaut, division Mons · COMEBLOC SPRL RUE DE LA POIRE D’OR 32/B, 7033 CUESMES · Publications in State Gazette ↗
Time machine, BS events + macro context 2021, 2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262023-09-22 · Bankruptcy · Opening
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
16-08-2023 Dissolution with immediate closure of the liquidation End of life·Frédéric DEBOUCHE
  • Ontbinding: 2023-05-26
  • Sluiting: 2023-05-26
Notary: Frédéric DEBOUCHE · Le Roeulx
Technical details 
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  "notary": {
    "name": "Fr\u00E9d\u00E9ric DEBOUCHE",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Le Roeulx",
    "is_associated": false
  },
  "auditor": {
    "kind": "bedrijfsrevisor",
    "firm_kbo": null,
    "firm_name": null,
    "conclusion": "no_reserve",
    "ibr_number": null,
    "person_name": "Christian NEVEUX"
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2023-05-26",
    "act_kind_objet": "liquidation - dissolution"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2023-05-26",
    "unanimous": null
  },
  "end_event": {
    "reason": "dissolution volontaire",
    "art_wvv": [
      "2:71"
    ],
    "is_death": true,
    "sub_type": "voluntary_dissolution_with_close",
    "critic_note": null,
    "closure_effective_date": "2023-05-26",
    "dissolution_effective_date": "2023-05-26",
    "liquidator_dropped_by_guard": null,
    "closure_effective_date_is_approximate": false,
    "dissolution_effective_date_is_approximate": false
  },
  "liquidator": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_dob": null,
    "person_rrn": null,
    "is_judicial": true,
    "person_name": "Eric BROUWERS",
    "is_remunerated": false,
    "person_address": null,
    "person_birth_place": null
  },
  "silent_merger": null,
  "court_division": {
    "name": "TRIBUNAL DE L\u0027ENTREPRISE DU HAINAUT",
    "language": "fr",
    "tribunal_type": "entreprise"
  },
  "books_custodian": null,
  "subject_company": {
    "kbo": "0407.909.645",
    "name_full": "COMEBLOC",
    "legal_form": "SRL"
  },
  "closure_mandatary": null,
  "prior_opening_ref": null,
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null
  },
  "co_filed_documents": [],
  "real_estate_transferred": [],
  "shareholder_loan_settled": null,
  "financials_at_dissolution": {
    "equity_eur": -211048.16,
    "reported_at": "2023-02-28",
    "net_equity_sign": "negative",
    "continuity_basis": "discontinuity",
    "net_position_eur": null,
    "balance_total_eur": 41270.01
  },
  "distribution_to_shareholders": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van artikelen van beton voor de bouw23610Vervaardiging van artikelen van beton voor de bouw26610
Primary activity highlighted.
Names & trade names
Legal nameFR Comebloc
Registered office
Rue de la Poire d'Or(C.) 32 bus b
7033 Mons, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative