COACTIV
ActiveCOACTIV has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €-7k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 30% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency46=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.46 against 1.52 in 2024), and 75.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.4%
Return on assets
-1.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
29 d late
2022
31 d late
2021
9 d early
2020
3 d early
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▼ 9.4%
2024 · €106k
2018: €56k
2019: €60k
2020: €87k
2021: €130k
2022: €154k
2023: €47k
2024: €106k
2018 → 2025
Total assets
€393k▼ 11.9%
2024 · €446k
2018: €554k
2019: €561k
2020: €597k
2021: €605k
2022: €550k
2023: €414k
2024: €446k
2018 → 2025
Net result
€-7k
2024 · €74k
2018: €16k
2019: €5k
2020: €26k
2021: €43k
2022: €24k
2023: €-98k
2024: €74k
2018 → 2025
Working capital
€46k▼ 15.0%
2024 · €54k
2018: €102k
2019: €100k
2020: €61k
2021: €100k
2022: €112k
2023: €-3k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€130k-€154k▲ 18.3%€47k▼ 69.2%€106k▲ 124%€96k▼ 9.4%
Operating result€74k-€42k▼ 42.2%€-86k€86k€8k▼ 90.2%
Net result€43k-€24k▼ 44.9%€-98k€74k€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 90% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€248k▼ 14.0%
Current assets
€145k▼ 8.0%
Equity and liabilities €393k
Equity
€96k▼ 9.4%
Debt
€297k▼ 12.7%
The debt ratio falls from 76.3% to 75.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€51k▼
2024 · €128k
Cash flow
€36k▼
2024 · €117k
Solvency
24.4%▲
2024 · 23.7%
Current ratio
1.46▼
2024 · 1.52
Quick ratio
1.46▼
2024 · 1.52
Debt / equity
3.10▼
2024 · 3.22
ROE
-7.6%▼
2024 · 70.5%
ROA
-1.9%▼
2024 · 16.7%
Interest coverage
3.98▼
2024 · 11.09
Debt
€297k▼
2024 · €340k
Debt ≤ 1 year
€99k▼
2024 · €104k
Debt > 1 year
€197k▼
2024 · €236k
Income taxes
€4k▲
2024 · €614
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€446k€393k▼
Fixed assets21/28€288k€248k▼
Tangible fixed assets22/27€288k€248k▼
Land and buildings22€253k€217k▼
Plant, machinery and equipment23€27k€24k▼
Furniture and vehicles24€8k€6k▼
Current assets29/58€158k€145k▼
Amounts receivable after more than one year29€63k€63k=
Trade receivables290€0-
Other amounts receivable291€63k€63k=
Amounts receivable within one year40/41€76k€49k▼
Trade receivables40€64k€36k▼
Other amounts receivable41€12k€13k▲
Current investments50/53€0-
Cash at bank and in hand54/58€17k€33k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€446k€393k▼
Equity10/15€106k€96k▼
Contributions10/11€6k€6k=
Reserves13€113k€111k▼
Distributable reserves133€113k€111k▼
Profit (loss) carried forward14€-14k€-21k▼
Amounts payable17/49€340k€297k▼
Amounts payable after more than one year17€236k€197k▼
Financial debts170/4€236k€197k▼
Amounts payable within one year42/48€104k€99k▼
Current portion of amounts payable after more than one year42€38k€39k▲
Financial debts43€189€9k▲
Credit institutions430/8€189€9k▲
Trade debts44€23k€10k▼
Suppliers440/4€23k€10k▼
Taxes, remuneration and social security45€19k€23k▲
Taxes450/3€18k€22k▲
Remuneration and social security454/9€100€439▲
Other amounts payable47/48€24k€19k▼
Accrued charges and deferred income492/3€206€206=
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€43k▲
Other operating charges640/8€6k€16k▲
Gross operating margin9900€134k€67k▼
Operating profit (loss)9901€86k€8k▼
Financial income75/76B€797€804▲
Recurring financial income75€797€804▲
Financial charges65/66B€12k€13k▲
Recurring financial charges65€12k€13k▲
Profit (loss) for the period before taxes9903€75k€-4k▼
Income taxes67/77€614€4k▲
Profit (loss) for the period9904€74k€-7k▼
Profit (loss) for the period to be appropriated9905€74k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-21k▼
Profit (loss) brought forward from the previous period14P€-88k€-14k▲
Transfer from equity791/2€16k€5k▼
Profit to be distributed694/7€16k€5k▼
Return on contributions (dividend)694€16k€5k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Back to profitnet €74k
Net result €74k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲124%
Equity rises from €47k to €106k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-98k ▼513%
Net result drops to €-98k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €154k ▲18.3%
5 profitable years in a row build equity to €154k.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €130k ▲49.6%
4 profitable years in a row build equity to €130k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klein Waterstraat 652970 SchildeGround area
2,421 m²
Building footprint
274 m²
Volume, LiDAR
1,472 m³
Parcel 11039A0524/00P000, Flanders · tallest building 14.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
COACTIV
since 20102.184.559.863
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11039A0524/00P000 | Flanders | 2,421 m² | 1 · 274 m² | 14.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 2,336 EUR awarded · 2,336 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,484 EUR | 1,484 EUR |
| 2022 | 1 | 852 EUR | 852 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,422 companies in sector 82990 we hold annual accounts for 9,361. 7,161 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2010
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.