Salchrist
ActiveSalchrist has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €96k and a net result of €5k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 84% of 4478 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -14 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability26▼-51
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 3.26 against 2.2 in 2024), and 23% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77%
Return on assets
3.9%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
3 d late
2024
3 d early
2023
12 d late
2022
14 d early
2021
32 d early
2020
32 d early
2019
46 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€96k▲ 5.4%
2024 · €91k
2018: €6k
2019: €17k
2020: €34k
2021: €52k
2022: €63k
2023: €77k
2024: €91k
2018 → 2025
Total assets
€124k▼ 7.3%
2024 · €134k
2018: €126k
2019: €104k
2020: €110k
2021: €138k
2022: €116k
2023: €131k
2024: €134k
2018 → 2025
Net result
€5k▼ 64.9%
2024 · €14k
2018: €20k
2019: €11k
2020: €17k
2021: €17k
2022: €12k
2023: €13k
2024: €14k
2018 → 2025
Working capital
€64k▲ 40.8%
2024 · €46k
2018: €-38k
2019: €-24k
2020: €-9k
2021: €-15k
2022: €10k
2023: €24k
2024: €46k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€63k▲ 22.6%€77k▲ 21.2%€91k▲ 18.2%€96k▲ 5.4%
Operating result€30k-€22k▼ 26.4%€24k▲ 8.4%€26k▲ 9.6%€10k▼ 63.5%
Net result€17k-€12k▼ 32.9%€13k▲ 15.0%€14k▲ 4.2%€5k▼ 64.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 63% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€31k▼ 37.6%
Current assets
€93k▲ 10.7%
Equity and liabilities €124k
Equity
€96k▲ 5.4%
Debt
€29k▼ 34.1%
The debt ratio falls from 32.3% to 23.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€29k▼
2024 · €46k
Cash flow
€25k▼
2024 · €34k
Solvency
77.0%▲
2024 · 67.7%
Current ratio
3.26▲
2024 · 2.20
Quick ratio
3.26▲
2024 · 2.20
Debt / equity
0.30▼
2024 · 0.48
ROE
5.1%▼
2024 · 15.4%
ROA
3.9%▼
2024 · 10.4%
Interest coverage
48.82▲
2024 · 34.84
Debt
€29k▼
2024 · €43k
Debt ≤ 1 year
€29k▼
2024 · €38k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€6k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€124k▼
Fixed assets21/28€50k€31k▼
Tangible fixed assets22/27€33k€15k▼
Plant, machinery and equipment23-€754
Furniture and vehicles24€33k€14k▼
Financial fixed assets28€17k€17k=
Current assets29/58€84k€93k▲
Amounts receivable within one year40/41€42k€63k▲
Trade receivables40€9k€18k▲
Other amounts receivable41€34k€45k▲
Cash at bank and in hand54/58€41k€30k▼
Deferred charges and accrued income490/1€1k€439▼
Equity and liabilities
Total equity and liabilities10/49€134k€124k▼
Equity10/15€91k€96k▲
Contributions10/11€19k€19k=
Reserves13€72k€77k▲
Distributable reserves133€72k€77k▲
Amounts payable17/49€43k€29k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€38k€29k▼
Current portion of amounts payable after more than one year42€13k€5k▼
Financial debts43-€685
Credit institutions430/8-€685
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€23k€17k▼
Taxes450/3€23k€17k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▼
Other operating charges640/8€6k€6k▼
Gross operating margin9900€52k€35k▼
Operating profit (loss)9901€26k€10k▼
Financial income75/76B€56€2k▲
Recurring financial income75€56€2k▲
Financial charges65/66B€1k€600▼
Recurring financial charges65€1k€600▼
Profit (loss) for the period before taxes9903€25k€11k▼
Income taxes67/77€11k€6k▼
Profit (loss) for the period9904€14k€5k▼
Profit (loss) for the period to be appropriated9905€14k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€5k▼
Transfer to equity691/2€14k€5k▼
To other reserves6921€14k€5k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-17
- Registered-office move, Antwerpsesteenweg 257 bus 0002, 2950 Kapellen
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Weakest financial yearnet €5k ▼64.9%
Net result drops to €5k, the lowest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 2572950 KapellenGround area
3,257 m²
Building footprint
658 m²
Parcel 11362M0120/00T000, Flanders. Linked by address, not a title deed.
1 establishment unit
Antwerpsesteenweg 257, 2950 Kapellen
since 20002.097.080.810
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0120/00T000 | Flanders | 3,257 m² | 1 · 658 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MASETTIMMO
BE 1005.832.095
Gembloux · Eq €96k
GLOBE EXPRESS BNL
BE 1003.021.174
Sint-Pieters-Woluwe · Eq €96k
SFK-CONSULT
BE 1011.092.465
Sint-Niklaas · Eq €96k
AT TRANS
BE 0661.981.943
Etterbeek · Eq €96k
TRANSPORT IJPELAAR
BE 0472.974.176
Malle · Eq €96k
Of 12,446 companies in sector 49410 we hold annual accounts for 8,085. 6,233 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-11-1999
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.