CloudScratcher
ActiveCloudScratcher has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €23k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 42% of 16932 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency95▼-3
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 2.29 in 2024), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
13.3%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-03-2026, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
41 d early
2024
37 d early
2023
34 d early
2022
45 d early
2021
40 d early
2020
35 d early
2019
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▼ 30.1%
2024 · €125k
2018: €119k
2019: €137k
2020: €145k
2021: €123k
2022: €120k
2023: €117k
2024: €125k
2018 → 2025
Total assets
€174k▼ 20.5%
2024 · €219k
2018: €142k
2019: €186k
2020: €207k
2021: €210k
2022: €237k
2023: €189k
2024: €219k
2018 → 2025
Net result
€23k▼ 9.2%
2024 · €25k
2018: €25k
2019: €18k
2020: €21k
2021: €20k
2022: €20k
2023: €22k
2024: €25k
2018 → 2025
Working capital
€85k▼ 29.7%
2024 · €121k
2018: €117k
2019: €102k
2020: €115k
2021: €98k
2022: €102k
2023: €112k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€123k-€120k▼ 2.2%€117k▼ 2.6%€125k▲ 6.8%€87k▼ 30.1%
Operating result€29k-€30k▲ 2.4%€34k▲ 12.7%€41k▲ 19.5%€36k▼ 10.9%
Net result€20k-€20k▲ 2.3%€22k▲ 11.5%€25k▲ 14.1%€23k▼ 9.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€3k▼ 42.4%
Current assets
€171k▼ 20.0%
Equity and liabilities €174k
Equity
€87k▼ 30.1%
Debt
€86k▼ 7.5%
The debt ratio rises from 42.7% to 49.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€38k▼
2024 · €42k
Cash flow
€25k▼
2024 · €27k
Solvency
50.3%▼
2024 · 57.3%
Current ratio
1.98▼
2024 · 2.29
Quick ratio
1.98▼
2024 · 2.29
Debt / equity
0.99▲
2024 · 0.75
ROE
26.5%▲
2024 · 20.4%
ROA
13.3%▲
2024 · 11.7%
Interest coverage
13.73▲
2024 · 9.69
Debt
€86k▼
2024 · €93k
Debt ≤ 1 year
€86k▼
2024 · €93k
Income taxes
€10k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€174k▼
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€3k€1k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€214k€171k▼
Amounts receivable within one year40/41€21k€25k▲
Trade receivables40€21k€24k▲
Other amounts receivable41€0€1k▲
Cash at bank and in hand54/58€193k€146k▼
Equity and liabilities
Total equity and liabilities10/49€219k€174k▼
Equity10/15€125k€87k▼
Contributions10/11€12k€12k=
Reserves13€113k€75k▼
Distributable reserves133€113k€75k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€93k€86k▼
Amounts payable within one year42/48€93k€86k▼
Trade debts44€693€881▲
Suppliers440/4€693€881▲
Taxes, remuneration and social security45€2k€8k▲
Taxes450/3€2k€8k▲
Other amounts payable47/48€90k€78k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€64€453▲
Gross operating margin9900€43k€38k▼
Operating profit (loss)9901€41k€36k▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€36k€33k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€25k€23k▼
Profit (loss) for the period to be appropriated9905€25k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€25k€23k▼
Transfer from equity791/2€18k€61k▲
Transfer to equity691/2€25k€23k▼
To other reserves6921€25k€23k▼
Profit to be distributed694/7€18k€61k▲
Return on contributions (dividend)694€18k€61k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Highest result since 2018net €25k ▲14.1%
Net result €25k, the highest in the series.
27-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
21-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Weakest financial yearnet €18k ▼31.2%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
27-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Vermeylenlaan 33010 LeuvenGround area
246 m²
Building footprint
79 m²
Volume, LiDAR
738 m³
Parcel 24483E0236/00F004, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CloudScratcher
since 20112.202.322.741
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24483E0236/00F004 | Flanders | 246 m² | 1 · 79 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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INPROJECT
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SIGN PLUS
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BE 1012.565.479
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Smart Synergies
BE 0741.931.719
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Of 29,884 companies in sector 62200 we hold annual accounts for 18,321. 15,523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-08-2011
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.