Smart Synergies
ActiveSummary
Smart Synergies has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €88k and a net result of €70k. Equity is growing by ~27.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency79▼-14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 1.91 against 3.01 in 2024; short-term debt: 46.3% and cash: 27.3% of total assets), and 46.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.6%
Return on assets
43.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-03-2026, 127 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
127 d early
2024
122 d early
2023
28 d late
2022
28 d late
2021
54 d early
2020
12 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€88k▲ 22.8%
2024 · €71k
2020: €11k
2021: €39k
2022: €50k
2023: €41k
2024: €71k
2020 → 2025
Total assets
€163k▲ 54.9%
2024 · €105k
2020: €43k
2021: €68k
2022: €83k
2023: €67k
2024: €105k
2020 → 2025
Net result
€70k▲ 38.8%
2024 · €51k
2020: €27k
2021: €28k
2022: €11k
2023: €24k
2024: €51k
2020 → 2025
Working capital
€68k▲ 0.1%
2024 · €68k
2020: €10k
2021: €32k
2022: €44k
2023: €36k
2024: €68k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€50k▲ 27.2%€41k▼ 19.1%€71k▲ 75.8%€88k▲ 22.8%
Operating result€37k-€32k▼ 14.7%€22k▼ 31.5%€57k▲ 161%€89k▲ 55.0%
Net result€28k-€11k▼ 62.3%€24k▲ 122%€51k▲ 113%€70k▲ 38.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€19k ▲ 541%
Current assets
€144k ▲ 40.6%
Equity and liabilities €163k
Equity
€88k ▲ 22.8%
Debt
€76k ▲ 122%
Debt's share of the balance-sheet total rises from 32.4% to 46.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€91k▲
2024 · €59k
Cash flow
€73k▲
2024 · €53k
Current ratio
1.91▼
2024 · 3.01
Debt to equity
0.87▲
2024 · 0.48
ROE
80.5%▲
2024 · 71.2%
ROA
43.2%▼
2024 · 48.1%
Interest coverage
475.14▲
2024 · -8.74
Debt ≤ 1 year
€76k▲
2024 · €34k
Income taxes
€18k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€105k€163k▲
Fixed assets21/28€3k€19k▲
Tangible fixed assets22/27€3k€4k▲
Plant, machinery and equipment23€2k€661▼
Furniture and vehicles24€860€4k▲
Financial fixed assets28-€15k
Current assets29/58€102k€144k▲
Amounts receivable within one year40/41€65k€98k▲
Trade receivables40€10k€3k▼
Other amounts receivable41€54k€95k▲
Cash at bank and in hand54/58€37k€45k▲
Deferred charges and accrued income490/1€669€1k▲
Equity and liabilities
Total equity and liabilities10/49€105k€163k▲
Equity10/15€71k€88k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€66k€83k▲
Amounts payable17/49€34k€76k▲
Amounts payable within one year42/48€34k€76k▲
Trade debts44€1k€7k▲
Suppliers440/4€1k€7k▲
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€13k€15k▲
Other amounts payable47/48€20k€54k▲
Accrued charges and deferred income492/3€66€212▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€387€400▲
Gross operating margin9900€60k€92k▲
Operating profit (loss)9901€57k€89k▲
Financial income75/76B€31€392▲
Recurring financial income75€31€392▲
Financial charges65/66B€-7k€192▲
Recurring financial charges65€-7k€192▲
Profit (loss) for the period before taxes9903€64k€89k▲
Income taxes67/77€13k€18k▲
Profit (loss) for the period9904€51k€70k▲
Profit (loss) for the period to be appropriated9905€51k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€86k€137k▲
Profit (loss) brought forward from the previous period14P€36k€66k▲
Profit to be distributed694/7€20k€54k▲
Return on contributions (dividend)694€20k€54k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €70k ▲38.8%
Operating result €89k, net result €70k, both a record.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Weakest financial yearnet €11k ▼62.3%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Da Vincilaan 11930 ZaventemGround area
1.2 ha
Building footprint
1,949 m²
Volume, LiDAR
61,598 m³
2 parcels, Flanders · tallest building 45.7 m, ±14 floors. Linked by address, not a title deed.
1 establishment unit
Smart Synergies
since 20202.298.269.597
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0111/00M002 | Flanders | 8,965 m² | 1 · 1,730 m² | 45.7 m · 14 fl. |
| 24064B0203/00D002 | Flanders | 2,601 m² | 1 · 219 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.