Active BE 0803.693.302Private limited company

Cleaning Car

Rue de Philippeville 94 ·5500 Dinant, Belgium· 3 yrs active

Sector: Washing and cleaning of motor vehicles (95316)

Conclusion Checked

Cleaning Car has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €72k and a net result of €25k. Its solvency ranks better than 85% of 924 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).

Based on the State Gazette, CBE and 2 annual accounts.

Key figures

Equity	€72k
Net result	€25k
Better than sector	85%
Active	3 yrs

Financial profile 5 of 5 axes measured · computed by Checked

88 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 93

Profitability 100

Solvency 99

Growth 52

Stability 94

Bankruptcy probability (12 mo) Checked model v1 · free

1.4% Low

0%0,5%1,5%4%10%≥25%

How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

More than 3 years active

Founded in 2023, past the statistically most fragile first 3 years.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Checked score FY 2024 · computed

93 / 100 Excellent

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Indicative credit limit

€7k

estimate, not credit advice

Score history

78 2023

93 2024

purely financial, excl. current insolvency signals

Score components

Liquidity Current ratio 6.19 (≥ 1.5) +10

Quick ratio Quick ratio 6.19 (≥ 1.0) +5

Leverage Debt/equity 0.58 (< 1.0) +10

Profitability ROE 35% (≥ 10%) +10

Interest coverage Interest coverage 177.9× (≥ 3×) +8

Profit trend Net profit down YoY -3

Equity growth Equity growing YoY +3

Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Financial overview2 NBB filings

Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2024 · micro schema

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	63.4%	24.6%	better than 85% of 924 sector peers
Net result	€25k	€5k	better than 76% of 920 sector peers
Equity	€72k	€17k	better than 80% of 925 sector peers
Gross operating margin	€47k	€27k	better than 64% of 919 sector peers
Staff costs	€2	€28k	higher than 5% of 428 sector peers

EBITDA

€45k

- 23-24

Net profit

€25k

-47.0% 23-24

Cash flow

€37k

- 23-24

Total assets

€114k

+15.8% 23-24

Equity

€72k

+53.0% 23-24

Working capital

€67k

+9.1% 23-24

Staff costs

€2

- 23-24

Income taxes

€8k

-57.5% 23-24

Debt

€42k

-18.6% 23-24

Debt ≤ 1y

€13k

-58.0% 23-24

Debt > 1y

€28k

- 23-24

Current ratio

6.19

+106.4% 23-24

Quick ratio

6.19

+106.4% 23-24

Solvency

63.4%

+32.2% 23-24

Debt / equity

0.58

-46.8% 23-24

ROE

34.6%

-65.4% 23-24

ROA

22.0%

-54.2% 23-24

Interest coverage

177.92

- 23-24

Figures by fiscal year and ratios

Highlight YoY changes (±10%)

Fiscal year	2024	2023
Deposit	micro schema	micro schema
Revenue	-	-
EBITDA	€45k	-
Net profit	€25k	€47k
Cash flow	€37k	-
Staff costs	€2	-
Income taxes	€8k	€18k
Dividends	-	-
Total assets	€114k	€99k
Equity	€72k	€47k
Debt	€42k	€51k
of which ≤ 1y	€13k	€31k
of which > 1y	€28k	-
Working capital	€67k	€62k
Employees (FTE)	-	-

Ratios (computed)

	2024	2023
Current ratio	6.19	3.00
Quick ratio	6.19	3.00
Working capital ratio	58.8%	62.4%
Solvency	63.4%	48.0%
Debt / equity	0.58	1.08
Long-term debt ratio	0.39	-
Interest coverage	177.92	-
Gross margin	-	-
Net margin	-	-
ROA	22.0%	48.0%
ROE	34.6%	100.0%
EBITDA margin	-	-
Days sales outstanding	-	-
Days payable outstanding	-	-
Inventory turnover	-	-
Days inventory (DSI)	-	-

Balance-sheet composition 2024

Assets

Fixed assets €34k · 29.9% Current assets €80k · 70.2%

Equity & liabilities

Equity €72k · 63.4% Debt €42k · 36.6%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024	2023
Balance sheet, Assets
TOTAL ASSETS	20/58	€114k	€99k
Fixed assets	21/28	€34k	€6k
Tangible fixed assets	22/27	€34k	€6k
Current assets	29/58	€80k	€92k
Amounts receivable within one year	40/41	€70k	€86k
Cash & bank	54/58	€7k	€6k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€114k	€99k
Equity	10/15	€72k	€47k
Reserves	13	€47k	€47k
Accumulated profits (losses)	14	€25k	€107
Amounts payable	17/49	€42k	€51k
Amounts payable after one year	17	€28k	-
Amounts payable within one year	42/48	€13k	€31k
Trade debts payable within one year	44	€3k	€7k
Income statement
Gross operating margin	9900	€47k	€67k
Operating result	9901	€33k	€65k
Financial income	75	€1	-
Financial charges	65	€252	€1
Result before taxes	9903	€33k	€65k
Income taxes	67/77	€8k	€18k
Net result for the period	9904	€25k	€47k
Result to be appropriated	9905	€25k	€47k

Legal Structure

NACE primary	Washing and cleaning of motor vehicles(95316)
Legal form	Private limited company(610)
Incorporation	06-07-2023
Status	Active
Postal code	5500

Establishment units 1 location

Cleaning Car

Rue de Philippeville 94, 5500 DinantNACE 45206

since 20232.350.200.528

Real-estate footprint Source: CBE × cadastre

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
91034E0439/00L000	Wallonia	2,067 m²	1 · 82 m²	9.2 m · 3 fl.

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 2 events

All 3Financial 1Filings 2

2026

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 396 days late

31-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 761 days late

2024

31-12

Financial Liquidity doublescurrent ratio 6.19

Current ratio from 3.00 to 6.19; short-term debt falls from €31k to €13k.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Belgian State Gazette reading coverage 0 of 1 acts read

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Washing and cleaning of motor vehicles95316

Names & trade names

Legal nameFR

Cleaning Car

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