CHOCOLATE & ICE
ActiveCHOCOLATE & ICE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €175k and a net result of €39k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 803 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.99 against 5.24 in 2023; short-term debt: 15.7% and cash: 41.5% of total assets), and 19.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
36 d early
2022
34 d early
2021
34 d early
2020
58 d early
2019
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€175k▲ 12.5%
2023 · €155k
2018: €40k
2019: €53k
2020: €77k
2021: €96k
2022: €120k
2023: €155k
2018 → 2024
Total assets
€216k▲ 14.6%
2023 · €189k
2018: €76k
2019: €71k
2020: €81k
2021: €98k
2022: €149k
2023: €189k
2018 → 2024
Net result
€39k▲ 10.4%
2023 · €35k
2018: €10k
2019: €13k
2020: €24k
2021: €19k
2022: €24k
2023: €35k
2018 → 2024
Working capital
€102k▲ 9.4%
2023 · €93k
2018: €45k
2019: €46k
2020: €49k
2021: €74k
2022: €83k
2023: €93k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€77k-€96k▲ 24.3%€120k▲ 24.8%€155k▲ 29.5%€175k▲ 12.5%
Operating result€31k-€25k▼ 20.4%€33k▲ 33.5%€53k▲ 58.2%€57k▲ 9.1%
Net result€24k-€19k▼ 21.3%€24k▲ 27.0%€35k▲ 48.1%€39k▲ 10.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 9% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €216k
Fixed assets
€81k▲ 9.0%
Current assets
€136k▲ 18.2%
Equity and liabilities €216k
Equity
€175k▲ 12.5%
Debt
€42k▲ 24.1%
The debt ratio rises from 17.8% to 19.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▲
2023 · €67k
Cash flow
€58k▲
2023 · €50k
Solvency
80.7%▼
2023 · 82.2%
Current ratio
3.99▼
2023 · 5.24
Quick ratio
3.89▼
2023 · 5.09
Debt / equity
0.24▲
2023 · 0.22
ROE
22.3%▼
2023 · 22.8%
ROA
18.0%▼
2023 · 18.7%
Interest coverage
15.85▼
2023 · 16.94
Debt
€42k▲
2023 · €34k
Debt ≤ 1 year
€34k▲
2023 · €22k
Debt > 1 year
€8k▼
2023 · €12k
Income taxes
€15k▲
2023 · €14k
Staff costs
€39k▲
2023 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€189k€216k▲
Fixed assets21/28€74k€81k▲
Intangible fixed assets21-€4k
Tangible fixed assets22/27€74k€77k▲
Land and buildings22€31k€27k▼
Plant, machinery and equipment23€38k€44k▲
Furniture and vehicles24€1k€863▼
Other tangible fixed assets26€4k€4k▲
Current assets29/58€115k€136k▲
Stocks and contracts in progress3€3k€3k▼
Stocks30/36€3k€3k▼
Amounts receivable within one year40/41€18k€41k▲
Trade receivables40€14k€14k▲
Other amounts receivable41€4k€27k▲
Cash at bank and in hand54/58€92k€90k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€189k€216k▲
Equity10/15€155k€175k▲
Contributions10/11€20k€20k=
Reserves13€134k€154k▲
Distributable reserves133€134k€154k▲
Profit (loss) carried forward14€411€432▲
Amounts payable17/49€34k€42k▲
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€22k€34k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Trade debts44€10k€19k▲
Suppliers440/4€10k€19k▲
Taxes, remuneration and social security45€8k€11k▲
Taxes450/3€7k-
Remuneration and social security454/9€977€11k▲
Income statement
Code20232024
Remuneration, social security and pensions62€23k€39k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€19k▲
Other operating charges640/8€733€851▲
Gross operating margin9900€91k€116k▲
Operating profit (loss)9901€53k€57k▲
Financial income75/76B€961€1k▲
Recurring financial income75€961€1k▲
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€49k€54k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€35k€39k▲
Profit (loss) for the period to be appropriated9905€35k€39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€36k€39k▲
Profit (loss) brought forward from the previous period14P€409€411▲
Transfer from equity791/2-€20k
Transfer to equity691/2€35k€39k▲
To other reserves6921€35k€39k▲
Profit to be distributed694/7-€20k
Return on contributions (dividend)694-€20k
Social balance
Average headcount (FTE)90873.44.0▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €39k ▲10.4%
Operating result €57k, net result €39k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €155k ▲29.5%
6 profitable years in a row build equity to €155k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €100kEq €120k ▲24.8%
5 profitable years in a row build equity to €120k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 36.64
Current ratio from 12.88 to 36.64; short-term debt falls from €4k to €2k.
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
14-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 2 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kaulillerweg(SHL) 13910 PeltGround area
5,789 m²
Building footprint
1,973 m²
Volume, LiDAR
1,027 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Chocolate & Ice - Smokin'-BBQ
since 20142.227.730.704
Chocolate & Ice BV
since 20262.383.845.076
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72033B0001/00V011 | Flanders | 4,954 m² | 1 · 1,792 m² | - |
| 72033B0719/00N000 | Flanders | 835 m² | 1 · 181 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePelt2.227.730.704
Similar companies · same sector, comparable size
BONBONS A L'ANCIENNE
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LA CABOSSE D'OR
BE 0454.519.531
Genappe · Eq €181k
DIDIER SMEETS
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Dalhem · Eq €184k
CHOCOLADE ATELIER STUYVEN
BE 0646.758.782
Begijnendijk · Eq €186k
Of 725 companies in sector 10820 we hold annual accounts for 350. 246 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2014
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
10820Manufacture of cocoa, chocolate and sugar confectionery
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.