DIDIER SMEETS
ActiveDIDIER SMEETS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €92k. Equity is growing by ~17.8% per year across the filed fiscal years. Its solvency ranks better than 19% of 4123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability58▲+14
Solvency33▼-10
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity short (current ratio 0.52 against 0.9 in 2024; short-term debt: 25.2% and cash: 4.2% of total assets), and 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
4.2%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 4123 sector peers (2025).
NBB · sector comparisonPosition among 4123 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
5 d early
2022
42 d early
2021
on the day
2020
8 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€92k▲ 159%
2024 · €35k
2019: €54k
2020: €46k
2021: €68k
2022: €84k
2023: €32k
2024: €35k
2019 → 2025
Working capital
€-264k▼ 832%
2024 · €-28k
2019: €65k
2020: €111k
2021: €-101k
2022: €-81k
2023: €171k
2024: €-28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€334k▲ 33.4%€365k▲ 9.5%€384k▲ 5.0%€184k▼ 52.0%
Operating result€65k-€98k▲ 51.3%€27k▼ 72.9%€80k▲ 200%€123k▲ 54.7%
Net result€68k-€84k▲ 23.5%€32k▼ 62.4%€35k▲ 12.1%€92k▲ 159%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 55% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.17M
Fixed assets
€1.89M▲ 3.6%
Current assets
€283k▲ 6.2%
Equity and liabilities €2.17M
Equity
€184k▼ 52.0%
Debt
€1.98M▲ 16.6%
The debt ratio rises from 81.6% to 91.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€246k▲
2024 · €168k
Cash flow
€215k▲
2024 · €124k
Solvency
8.5%▼
2024 · 18.4%
Current ratio
0.52▼
2024 · 0.90
Quick ratio
0.19▼
2024 · 0.34
Debt / equity
10.79▲
2024 · 4.44
ROE
49.9%▲
2024 · 9.2%
ROA
4.2%▲
2024 · 1.7%
Interest coverage
4.13▲
2024 · 2.79
Debt
€1.98M▲
2024 · €1.70M
Debt ≤ 1 year
€546k▲
2024 · €294k
Debt > 1 year
€1.44M▲
2024 · €1.41M
Income taxes
€5k▲
2024 · €248
Staff costs
€338k▲
2024 · €279k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€2.17M▲
Fixed assets21/28€1.82M€1.89M▲
Intangible fixed assets21-€2k
Tangible fixed assets22/27€1.82M€1.88M▲
Land and buildings22€1.65M€1.60M▼
Plant, machinery and equipment23€142k€245k▲
Furniture and vehicles24€26k€34k▲
Financial fixed assets28€792€792=
Current assets29/58€266k€283k▲
Stocks and contracts in progress3€166k€179k▲
Stocks30/36€166k€179k▲
Amounts receivable within one year40/41€38k€10k▼
Trade receivables40€38k€10k▼
Other amounts receivable41-€75
Cash at bank and in hand54/58€59k€91k▲
Deferred charges and accrued income490/1€4k€2k▼
Equity and liabilities
Total equity and liabilities10/49€2.09M€2.17M▲
Equity10/15€384k€184k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€322k€89k▼
Investment grants15€41k€75k▲
Amounts payable17/49€1.70M€1.98M▲
Amounts payable after more than one year17€1.41M€1.44M▲
Financial debts170/4€1.41M€1.44M▲
Amounts payable within one year42/48€294k€546k▲
Current portion of amounts payable after more than one year42€67k€86k▲
Financial debts43€76k€79k▲
Credit institutions430/8€76k€79k▲
Trade debts44€33k€18k▼
Suppliers440/4€33k€18k▼
Taxes, remuneration and social security45€21k€30k▲
Taxes450/3€10k€14k▲
Remuneration and social security454/9€11k€17k▲
Other amounts payable47/48€97k€333k▲
Accrued charges and deferred income492/3€152€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€279k€338k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€123k▲
Other operating charges640/8€20k€11k▼
Gross operating margin9900€468k€596k▲
Operating profit (loss)9901€80k€123k▲
Financial income75/76B€16k€33k▲
Recurring financial income75€16k€33k▲
Financial charges65/66B€60k€60k▼
Recurring financial charges65€60k€60k▼
Profit (loss) for the period before taxes9903€36k€97k▲
Income taxes67/77€248€5k▲
Profit (loss) for the period9904€35k€92k▲
Profit (loss) for the period to be appropriated9905€35k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€393k€414k▲
Profit (loss) brought forward from the previous period14P€357k€322k▼
Profit to be distributed694/7€71k€325k▲
Return on contributions (dividend)694€71k€325k▲
Social balance
Average headcount (FTE)908713.616.6▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €92k ▲159%
Operating result €123k, net result €92k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €32k ▼62.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 2.15
Current ratio from 0.78 to 2.15; short-term debt falls from €361k to €149k.
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Equity above €200kEq €250k ▲35.5%
3 profitable years in a row build equity to €250k.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 8 days late
2020
30-06
Financial
Equity above €150kEq €185k ▲30.9%
2 profitable years in a row build equity to €185k.
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
10-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
22-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dalhem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée du Comté de Dalhem(BOM) 384607 DalhemGround area
3,030 m²
Parcel 62018B0562/00G000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Didier Smeets
since 20152.242.797.772
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62018B0562/00G000 | Wallonia | 3,030 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDalhem2.242.797.772
Similar companies · same sector, comparable size
BREUGELMANS
BE 0417.514.922
Mortsel · Eq €183k
HAUSER OF BELGIUM
BE 0548.698.316
Antwerpen · Eq €187k
'T Soethuys Oudenaarde
BE 0793.993.104
Oudenaarde · Eq €189k
MAISON CHOCOLA
BE 0508.628.903
Erpe-Mere · Eq €178k
GALLER BOUTIQUES
BE 0838.913.606
Herstal · Eq €177k
Of 901 companies in sector 47242 we hold annual accounts for 340. 277 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-2015
Fiscal year end30-06
Activities, NACEBEL
10820Manufacture of cocoa, chocolate and sugar confectionery
47242Retail sale of chocolate and confectionery
10711Manufacture of food products
10712Artisanal bread and fresh pastry making
46360Wholesale trade
47120Other non-specialised retail sale
47910Retail trade
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.