Summary
Conclusion
the dossier summarised in one paragraphCera is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1935 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Trust signals
2 signalsAdministrative Flags
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBB| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | volledig | 08-06-2026 | 2026-00147848 |
| 31-12-2025 | consolidatie | 08-06-2026 | 2026-00150164 |
| 31-12-2024 | volledig | 18-06-2025 | 2025-00155811 |
| 31-12-2024 | consolidatie | 18-06-2025 | 2025-00158621 |
| 31-12-2023 | volledig | 01-07-2024 | 2024-00208655 |
| 31-12-2023 | consolidatie | 01-07-2024 | 2024-00209806 |
| 31-12-2022 | volledig | 08-06-2023 | 2023-00114105 |
| 31-12-2022 | consolidatie | 22-06-2023 | 2023-00147895 |
| 31-12-2021 | volledig | 14-06-2022 | 2022-20068702 |
| 31-12-2021 | consolidatie | 14-06-2022 | 2022-20067447 |
Structure & network
Connections & network
1 connected companyLocations & real estate
Establishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502B0852/00S000 | Flanders | 1,663 m² | 1 · 1,597 m² | - |
Publications
Lifecycle & Insolvency Signals
Belgisch Staatsblad · acts
15 acts31-07-2025 1 director appointed, 1 resigning
- PwC Bedrijfsrevisoren BV, Commissaris
- KPMG Bedrijfsrevisoren BV, Commissaris
05-01-2024 2 directors appointed
- Frederik VANDEPITTE, Lid van het comité van dagelijks bestuur
- Frederik VANDEPITTE, Vaste vertegenwoordiger van cera beheersmaatschappij nv
15-05-2023 1 director appointed, 1 resigning
- Marc DE CEUSTER, Lid van het comité van dagelijks bestuur
- Katelijn CALLEWAERT, Lid van het comité van dagelijks bestuur
18-07-2022 Articles of association amended
12-07-2022 2 directors appointed
- KPMG Bedrijfsrevisoren BV, Commissaris
- Kenneth Vermeire, Vaste vertegenwoordiger van kpmg bedrijfsrevisoren bv
22-06-2021 Publication in the Belgian Official Gazette, Miscellaneous
07-07-2020 1 director appointed, 1 resigning
- Kenneth Vermeire, Vaste vertegenwoordiger commissaris
- Olivier Macq, Vaste vertegenwoordiger commissaris
11-07-2019 Olivier Macq appointed as statutory auditor
24-01-2019 Articles of association amended
03-07-2018 Articles of association amended
13-12-2017 Registered office moved within Leuven
- Mgr. Ladeuzeplein 15, 3000 Leuven → Muntstraat 1, 3000 Leuven
18-07-2016 3 directors appointed, 1 resigning
- KPMG Bedrijfsrevisoren CVBA, Commissaris
- Olivier Macq, Vaste vertegenwoordiger commissaris
- Katelijn Callewaert, Lid comité van dagelijks bestuur
- Luc Discry, Lid comité van dagelijks bestuur
06-07-2015 Articles of association amended
18-08-2010 KPMG (Klynveld Peat Marwick Goerdeler), bedrijfsrevisoren CVBA appointed as statutory auditor
- KPMG (Klynveld Peat Marwick Goerdeler), bedrijfsrevisoren CVBA, Commissaris
03-07-2006 1 director appointed, 1 resigning
- Franky Cyriel Depickere, Vaste vertegenwoordiger
- Rik Donckels, Vaste vertegenwoordiger
Analysis
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Credit advice
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Company registry (CBE)
Crossroads Bank| Legal nameNL | Cera |
| AbbreviationNL | Cera |
| Trade nameNL | Lijst overgenomen CERA-vennootschappen zie BS 08-04-98 NR 69 blz. 10717 |