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Generated 09-08-2026
Active BE 0403.581.960Cooperative company

Cera

Muntstraat 1 ·3000 Leuven, Belgium· 91 yrs active
Sector: Financial services (64210)
Conclusion Checked

Cera is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1935 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 91 yrs
Locations 1
Publications 15
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1935, 91 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 volledig 08-06-2026 2026-00147848
31-12-2025 consolidatie 08-06-2026 2026-00150164
31-12-2024 volledig 18-06-2025 2025-00155811
31-12-2024 consolidatie 18-06-2025 2025-00158621
31-12-2023 volledig 01-07-2024 2024-00208655
31-12-2023 consolidatie 01-07-2024 2024-00209806
31-12-2022 volledig 08-06-2023 2023-00114105
31-12-2022 consolidatie 22-06-2023 2023-00147895
31-12-2021 volledig 14-06-2022 2022-20068702
31-12-2021 consolidatie 14-06-2022 2022-20067447
Legal Structure
NACE primary Financial services(64210)
Legal form Cooperative company(706)
Incorporation22-03-1935
StatusActive
Postal code3000
Connections & network 1 connected companies
Group structure
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Establishment units 1 location
Cera
Muntstraat 1, 3000 LeuvenManagementactiviteiten van holdings
since 20012.147.582.770
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24502B0852/00S000
ProtectedMonumentHotel d'EynattenSource ↗
 Flanders 1,663 m² 1 · 1,597 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 25 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
08-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · consolidatie
2025
31-07-2025
State Gazette act Director changes
v3.2
18-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
18-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · consolidatie
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · consolidatie
05-01-2024
State Gazette act Director changes
v3.2
2023
22-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · consolidatie
08-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
15-05-2023
State Gazette act Director changes
v3.2
2022
18-07-2022
State Gazette act Statutes amendment
v3.2
12-07-2022
State Gazette act Director changes
v3.2
14-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
14-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · consolidatie
2021
22-06-2021
State Gazette act Miscellaneous
other · Carl Maere
2020
07-07-2020
State Gazette act Director changes
v3.2
2019
11-07-2019
State Gazette act Director changes
v3.2
24-01-2019
State Gazette act Statutes amendment
v3.2
2018
03-07-2018
State Gazette act Statutes amendment
v3.2
2017
13-12-2017
State Gazette act Registered-office change
Franky Depickere
2016
18-07-2016
State Gazette act Director changes
v3.2
2015
06-07-2015
State Gazette act Statutes amendment
v3.2
2010
18-08-2010
State Gazette act Director changes
v3.2
2006
03-07-2006
State Gazette act Director changes
v3.2
Belgisch Staatsblad, acts 15 acts
Address history · 1
13-12-2017
Registered-office move
All acts · 15 updated 1 year ago
2025
31-07-2025 1 director appointed, 1 resigning Director changes
  • PwC Bedrijfsrevisoren BV, Commissaris
  • KPMG Bedrijfsrevisoren BV, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "PwC Bedrijfsrevisoren BV",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren BV",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2024
05-01-2024 2 directors appointed Director changes
  • Frederik VANDEPITTE, Lid van het comité van dagelijks bestuur
  • Frederik VANDEPITTE, Vaste vertegenwoordiger van cera beheersmaatschappij nv
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "lid van het Comit\u00E9 van Dagelijks Bestuur",
      "person": {
        "rrn": null,
        "name": "Frederik VANDEPITTE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger van Cera Beheersmaatschappij NV",
      "person": {
        "rrn": null,
        "name": "Frederik VANDEPITTE",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2023
15-05-2023 1 director appointed, 1 resigning Director changes
  • Marc DE CEUSTER, Lid van het comité van dagelijks bestuur
  • Katelijn CALLEWAERT, Lid van het comité van dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "lid van het Comit\u00E9 van Dagelijks Bestuur",
      "person": {
        "rrn": null,
        "name": "Marc DE CEUSTER",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "lid van het Comit\u00E9 van Dagelijks Bestuur",
      "person": {
        "rrn": null,
        "name": "Katelijn CALLEWAERT",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2022
18-07-2022 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  },
  "legal_form_change": {
    "new": "Co\u00F6peratieve vennootschap",
    "old": "Co\u00F6peratieve vennootschap",
    "changed": false
  }
}
12-07-2022 2 directors appointed Director changes
  • KPMG Bedrijfsrevisoren BV, Commissaris
  • Kenneth Vermeire, Vaste vertegenwoordiger van kpmg bedrijfsrevisoren bv
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren BV",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger van KPMG Bedrijfsrevisoren BV",
      "person": {
        "rrn": null,
        "name": "Kenneth Vermeire",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2021
22-06-2021 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Carl Maere
Summary: otherNotary: Carl Maere · Leuven
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Carl Maere",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Leuven",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2021-06-22",
    "filing_date": "2021-06-18",
    "act_kind_objet": "JAARREKENINGEN, STATUTEN (VERTALING, COORDINATIE,"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2021-06-04",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "other",
  "report_waiver": null,
  "restructuring": null,
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera",
    "legal_form": "Co\u00F6peratieve vennootschap met beperkte aansprakelijkheid"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0597.711.624",
    "org_name": "Cera Beheersmaatschappij",
    "person_name": null,
    "org_rep_person_name": null
  },
  "summary_narrative": "De buitengewone algemene vergadering van de vennoten van de co\u00F6peratieve vennootschap Cera heeft besloten de statuten te wijzigen, met als doel deze aan te passen aan het Wetboek van vennootschappen en verenigingen, het voorwerp uit te breiden met advies- en opleidingsactiviteiten, de meerderheid voor statutenwijzigingen te verhogen naar 2/3e, en de statuten te moderniseren. De wijzigingen zijn goedgekeurd zonder opmerkingen van de vennoten.",
  "co_filed_documents": [
    "Uitgifte van de akte statutenwijziging",
    "Geco\u00F6rdineerde tekst van de statuten",
    "Onderhandse volmachten",
    "Aanwezigheidslijst"
  ],
  "detected_real_type": "other",
  "referenced_correction": null,
  "should_reroute_to_category": "statutes"
}
2020
07-07-2020 1 director appointed, 1 resigning Director changes
  • Kenneth Vermeire, Vaste vertegenwoordiger commissaris
  • Olivier Macq, Vaste vertegenwoordiger commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "vaste vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Olivier Macq",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Kenneth Vermeire",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera CV"
  }
}
2019
11-07-2019 Olivier Macq appointed as statutory auditor Director changes
  • Olivier Macq, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Olivier Macq",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
24-01-2019 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  },
  "legal_form_change": {
    "new": "CVBA",
    "old": "CVBA",
    "changed": false
  }
}
2018
03-07-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": false
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  },
  "legal_form_change": {
    "new": "CVBA",
    "old": "CVBA",
    "changed": false
  }
}
2017
13-12-2017 Registered office moved within Leuven Registered-office change·Franky Depickere
  • Mgr. Ladeuzeplein 15, 3000 Leuven → Muntstraat 1, 3000 Leuven
Notary: Franky Depickere · Leuven
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "Muntstraat 1, 3000 Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Muntstraat",
        "country": "BE",
        "postcode": "3000",
        "box_number": null,
        "street_number": "1",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "Mgr. Ladeuzeplein 15, 3000 Leuven",
        "city": "Leuven",
        "region": "vlaams_gewest",
        "street": "Mgr. Ladeuzeplein",
        "country": "BE",
        "postcode": "3000",
        "box_number": null,
        "street_number": "15",
        "locality_suffix": null
      },
      "effective_date": "2017-12-06",
      "evidence_quote": "De statutair zaakvoerder, zijnde Cera Beheersmaatschappij NV, heeft bij beslissing van 24 november 2017 van zijn Raad van Bestuur beslist om de maatschappelijke zetel van Cera CVBA met ingang van 6 december 2017 te verplaatsen naar het volgende adres: Muntstraat 1, 3000 Leuven.",
      "region_changed": false,
      "is_statute_change": false,
      "nationality_change": false,
      "old_address_source": "header_volledig_adres",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "absolute",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Franky Depickere",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Leuven",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2017-12-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "raad_van_bestuur",
    "date": "2017-11-24",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera",
    "legal_form": "CVBA"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Franky Depickere",
    "org_rep_person_name": null,
    "person_role_at_subject": "Vaste vertegenwoordiger van Cera Beheersmaatschappij NV, statutair zaakvoerder"
  },
  "co_filed_documents": [
    "Notulen van de Raad van Bestuur van Cera Beheersmaatschappij NV, 24 november 2017"
  ]
}
2016
18-07-2016 3 directors appointed, 1 resigning Director changes
  • KPMG Bedrijfsrevisoren CVBA, Commissaris
  • Olivier Macq, Vaste vertegenwoordiger commissaris
  • Katelijn Callewaert, Lid comité van dagelijks bestuur
  • Luc Discry, Lid comité van dagelijks bestuur
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG Bedrijfsrevisoren CVBA",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger commissaris",
      "person": {
        "rrn": null,
        "name": "Olivier Macq",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "lid Comit\u00E9 van Dagelijks Bestuur",
      "person": {
        "rrn": null,
        "name": "Katelijn Callewaert",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_out",
      "role": "lid Comit\u00E9 van Dagelijks Bestuur",
      "person": {
        "rrn": null,
        "name": "Luc Discry",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2015
06-07-2015 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "name_change": {
    "new": "",
    "old": "",
    "changed": false
  },
  "seat_change": {
    "changed": false
  },
  "object_change": {
    "changed": true
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  },
  "legal_form_change": {
    "new": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid",
    "old": "co\u00F6peratieve vennootschap met beperkte aansprakelijkheid",
    "changed": false
  }
}
2010
18-08-2010 KPMG (Klynveld Peat Marwick Goerdeler), bedrijfsrevisoren CVBA appointed as statutory auditor Director changes
  • KPMG (Klynveld Peat Marwick Goerdeler), bedrijfsrevisoren CVBA, Commissaris
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "KPMG (Klynveld Peat Marwick Goerdeler), bedrijfsrevisoren CVBA",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera"
  }
}
2006
03-07-2006 1 director appointed, 1 resigning Director changes
  • Franky Cyriel Depickere, Vaste vertegenwoordiger
  • Rik Donckels, Vaste vertegenwoordiger
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Rik Donckels",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "vaste vertegenwoordiger",
      "person": {
        "rrn": null,
        "name": "Franky Cyriel Depickere",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0403.581.960",
    "name_full": "Cera Beheersmaatschappij NV"
  }
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in boeken, kranten, tijdschriften en kantoorbehoeften52470Holdings64200Activiteiten van holdings64210Financiële holdings65231Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels47620Detailhandel in kranten en andere tijdschriften47621Gespecialiseerde beeld-, verlichtings- en geluidstechnieken90023Gespecialiseerde beeld-, verlichtings- en geluidstechnieken90393Diensten verwant aan de scheppende en uitvoerende kunst92313
Primary activity highlighted.
Names & trade names
Legal nameNL Cera
AbbreviationNL Cera
Trade nameNL Lijst overgenomen CERA-vennootschappen zie BS 08-04-98 NR 69 blz. 10717
Registered office
Muntstraat 1
3000 Leuven, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative