Cap Euro Stone
ActiveSummary
Cap Euro Stone is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10k and a net result of €225k. Equity is shrinking by ~31.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 5% of 2394 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
1 d early
2024
42 d early
2023
35 d early
2022
31 d early
2021
55 d late
2020
2 d late
2019
96 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€10k
2024 · €-216k
2019: €816k
2020: €794k
2021: €795k
2023: €-131k
2024: €-216k
2019 → 2025
Net result
€225k
2024 · €-84k
2019: €-184k
2020: €-22k
2021: €1k
2023: €-840k
2024: €-84k
2019 → 2025
Total assets
€20.71M▼ 1.2%
2024 · €20.97M
2019: €21.00M
2020: €21.20M
2021: €21.44M
2023: €20.90M
2024: €20.97M
2019 → 2025
Solvency
0.0%▲ 1.1pp
2024 · -1.0%
2019: 3.9%
2020: 3.7%
2021: 3.7%
2023: -0.6%
2024: -1.0%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Turnover€200k-€201k▲ 0.3%
Equity€794k-€795k▲ 0.2%€-131k€-216k▼ 64.1%€10k
Operating result€199k-€199k▼ 0.1%€197k▼ 1.2%€199k▲ 0.9%€248k▲ 25.0%
Net result€-22k-€1k€-840k€-84k▲ 90.0%€225k
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 25% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.71M
Fixed assets
€20.70M =
Current assets
€11k ▼ 95.9%
Equity and liabilities €20.71M
Equity
€10k
Debt
€20.70M
Debt finances 100.0% of the balance-sheet total.
Key figures and ratios
ROA
1.1%▲
2024 · -0.4%
Debt ≤ 1 year
€199▼
2024 · €483k
Debt > 1 year
€20.70M=
2024 · €20.70M
Income taxes
€0=
2024 · €0
A ratio outside any meaningful range has been withheld (balance sheet total €20.71M, equity €10k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€20.97M€20.71M▼
Fixed assets21/28€20.70M€20.70M=
Financial fixed assets28€20.70M€20.70M=
Current assets29/58€267k€11k▼
Amounts receivable within one year40/41€22€49▲
Other amounts receivable41€22€49▲
Cash at bank and in hand54/58€267k€11k▼
Equity and liabilities
Total equity and liabilities10/49€20.97M€20.71M▼
Equity10/15€-216k€10k▲
Contributions10/11€1.00M€1.00M=
Capital10€1.00M€1.00M=
Issued capital100€1.00M€1.00M=
Profit (loss) carried forward14€-1.22M€-990k▲
Amounts payable17/49€21.18M€20.70M▼
Amounts payable after more than one year17€20.70M€20.70M=
Financial debts170/4€20.70M€20.70M=
Amounts payable within one year42/48€483k€199▼
Financial debts43€483k€0▼
Other loans439€483k€0▼
Trade debts44€14€199▲
Suppliers440/4€14€199▲
Accrued charges and deferred income492/3€75€1k▲
Income statement
Code20242025
Other operating charges640/8€1k€1k▼
Gross operating margin9900€200k€249k▲
Operating profit (loss)9901€199k€248k▲
Financial income75/76B€200k€460k▲
Recurring financial income75€200k€460k▲
Financial charges65/66B€483k€483k=
Recurring financial charges65€483k€483k=
Profit (loss) for the period before taxes9903€-84k€225k▲
Income taxes67/77€0€0=
Profit (loss) for the period9904€-84k€225k▲
Profit (loss) for the period to be appropriated9905€-84k€225k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.22M€-990k▲
Profit (loss) brought forward from the previous period14P€-1.13M€-1.22M▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Back to profitnet €225k
Net result €225k after 2 loss-making years.
31-12
Financial
Liquidity times 100current ratio 55.13
Current ratio from 0.55 to 55.13; short-term debt falls from €483k to €199.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-840k ▼62152%
Net result drops to €-840k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 55 days late
2021
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
02-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 96 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Stoisy 491400 NivellesGround area
2,342 m²
Building footprint
142 m²
Volume, LiDAR
1,076 m³
Parcel 25783F0113/00A002, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25783F0113/00A002 | Wallonia | 2,342 m² | 1 · 142 m² | 9.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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N&A INVEST
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 5,023 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.