Summary
M.B.N. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €10k and a net result of €9k. Its solvency ranks better than 63% of 8023 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
10 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€10k
Net result
€9k
Total assets
€15k
Solvency
66.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €15k
Fixed assets
€2k
Current assets
€13k
Equity and liabilities €15k
Equity
€10k
Debt
€5k
Debt finances 33.6% of the balance-sheet total.
Key figures and ratios
ROE
89.7%
ROA
59.6%
Debt ≤ 1 year
€5k
Income taxes
€5k
Filed annual accounts As filed with the NBB · 2025 · 27 lines
Balance sheet
Code2025
Assets
Total assets20/58€15k
Fixed assets21/28€2k
Tangible fixed assets22/27€2k
Plant, machinery and equipment23€2k
Current assets29/58€13k
Amounts receivable within one year40/41€2k
Other amounts receivable41€2k
Cash at bank and in hand54/58€11k
Equity and liabilities
Total equity and liabilities10/49€15k
Equity10/15€10k
Contributions10/11€1k
Profit (loss) carried forward14€9k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Taxes, remuneration and social security45€5k
Taxes450/3€5k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15
Other operating charges640/8€25k
Gross operating margin9900€38k
Operating profit (loss)9901€14k
Financial charges65/66B€47
Recurring financial charges65€47
Profit (loss) for the period before taxes9903€14k
Income taxes67/77€5k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
21-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat(WAL) 842800 MechelenGround area
388 m²
Building footprint
114 m²
Volume, LiDAR
729 m³
Parcel 12037B0416/00C002, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
M.B.N.
since 20252.370.551.029
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12037B0416/00C002 | Flanders | 388 m² | 1 · 114 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FLB Consulting
BE 0773.741.086
Zoersel · Eq €9,755
Cap Euro Stone
BE 0720.952.302
Nivelles · Eq €9,764
PLI Consult
BE 0764.427.997
Brecht · Eq €9,764
Beetle Genius
BE 0683.563.156
Etterbeek · Eq €9,727
BIND
BE 0760.484.255
Kinrooi · Eq €9,787
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 5,022 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
25530Machining of metals
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.