CALBRECHT
ActiveCALBRECHT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397k and a net result of €-13k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
70
/ 100
Healthy▼ -24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-24
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 30.93 against 10.61 in 2024), and 2.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.6%
Return on assets
-3.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
65 d early
2024
25 d late
2023
51 d early
2022
23 d late
2021
29 d late
2020
31 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€397k▼ 3.3%
2024 · €411k
2018: €195k
2019: €257k
2020: €295k
2021: €395k
2022: €412k
2023: €392k
2024: €411k
2018 → 2025
Total assets
€407k▼ 19.2%
2024 · €503k
2018: €289k
2019: €330k
2020: €362k
2021: €431k
2022: €417k
2023: €402k
2024: €503k
2018 → 2025
Net result
€-13k
2024 · €20k
2018: €79k
2019: €63k
2020: €39k
2021: €101k
2022: €18k
2023: €-19k
2024: €20k
2018 → 2025
Working capital
€284k▼ 15.8%
2024 · €338k
2018: €163k
2019: €233k
2020: €251k
2021: €331k
2022: €367k
2023: €364k
2024: €338k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€395k-€412k▲ 4.5%€392k▼ 4.9%€411k▲ 4.8%€397k▼ 3.3%
Operating result€140k-€26k▼ 81.6%€-20k€24k€-12k
Net result€101k-€18k▼ 81.7%€-19k€20k€-13k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €24k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €407k
Fixed assets
€113k▼ 13.6%
Current assets
€294k▼ 21.2%
Equity and liabilities €407k
Equity
€397k▼ 3.3%
Debt
€10k▼ 89.6%
The debt ratio falls from 18.4% to 2.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€11k▼
2024 · €55k
Cash flow
€9k▼
2024 · €51k
Solvency
97.6%▲
2024 · 81.6%
Current ratio
30.93▲
2024 · 10.61
Quick ratio
30.56▲
2024 · 10.46
Debt / equity
0.02▼
2024 · 0.23
ROE
-3.2%▼
2024 · 4.8%
ROA
-3.2%▼
2024 · 3.9%
Interest coverage
3.71▼
2024 · 16.94
Debt
€10k▼
2024 · €93k
Debt ≤ 1 year
€9k▼
2024 · €35k
Income taxes
€113▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€503k€407k▼
Fixed assets21/28€131k€113k▼
Tangible fixed assets22/27€130k€113k▼
Land and buildings22-€73k
Plant, machinery and equipment23€407€29k▲
Furniture and vehicles24€130k€10k▼
Other tangible fixed assets26€462€231▼
Financial fixed assets28€135-
Current assets29/58€373k€294k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€29k€22k▼
Trade receivables40€23k€18k▼
Other amounts receivable41€6k€5k▼
Cash at bank and in hand54/58€326k€260k▼
Deferred charges and accrued income490/1€13k€8k▼
Equity and liabilities
Total equity and liabilities10/49€503k€407k▼
Equity10/15€411k€397k▼
Contributions10/11€20k€20k=
Reserves13€357k€357k=
Distributable reserves133€357k€357k=
Profit (loss) carried forward14€34k€20k▼
Amounts payable17/49€93k€10k▼
Amounts payable after more than one year17€56k-
Financial debts170/4€56k-
Amounts payable within one year42/48€35k€9k▼
Current portion of amounts payable after more than one year42€16k-
Trade debts44€12k€1k▼
Suppliers440/4€12k€1k▼
Advances received on contracts in progress46€500€4k▲
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€5k€3k▼
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€1k€859▼
Accrued charges and deferred income492/3€2k€103▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€22k▼
Other operating charges640/8€7k€21k▲
Gross operating margin9900€62k€31k▼
Operating profit (loss)9901€24k€-12k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€22k€-13k▼
Income taxes67/77€2k€113▼
Profit (loss) for the period9904€20k€-13k▼
Profit (loss) for the period to be appropriated9905€20k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€21k▼
Profit (loss) brought forward from the previous period14P€34k€34k▼
Transfer to equity691/2€20k-
To other reserves6921€20k-
Profit to be distributed694/7€833€859▲
Return on contributions (dividend)694€833€859▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 30.93
Current ratio from 10.61 to 30.93; short-term debt falls from €35k to €9k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-19k ▼205%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial
Liquidity times 6current ratio 74.15
Current ratio from 11.64 to 74.15; short-term debt falls from €31k to €5k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Highest result since 2018net €101k ▲158%
Operating result €140k, net result €101k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Equity above €200kEq €257k ▲31.8%
2 profitable years in a row build equity to €257k.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soignies · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin du Croiseau 87060 SoigniesGround area
1,274 m²
Building footprint
237 m²
Volume, LiDAR
1,267 m³
Parcel 55018D0587/00C000, Wallonia · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin du Croiseau 8, 7060 Soignies
since 20092.181.666.392
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55018D0587/00C000 | Wallonia | 1,274 m² | 1 · 237 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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NIELSSUN
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Of 6,991 companies in sector 43221 we hold annual accounts for 3,445. 2,500 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2009
Fiscal year end31-12
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
43910Bricklaying and masonry work
43992Specialised construction activities
43994Specialised construction activities
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.