ZONE 16
ActiveZONE 16 has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €397k and a net result of €55k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 93% of 27172 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
93
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 10.46 against 63.11 in 2024), and 9.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.1%
Return on assets
12.5%
Age of the figures
14 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
18 d early
2023
2 d early
2022
5 d early
2021
3 d early
2020
11 d late
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close10-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€397k▲ 4.5%
2024 · €380k
2019: €122k
2020: €165k
2021: €179k
2022: €247k
2023: €353k
2024: €380k
2019 → 2025
Total assets
€441k▲ 13.8%
2024 · €387k
2019: €189k
2020: €190k
2021: €189k
2022: €313k
2023: €403k
2024: €387k
2019 → 2025
Net result
€55k▼ 33.1%
2024 · €82k
2019: €40k
2020: €45k
2021: €14k
2022: €85k
2023: €116k
2024: €82k
2019 → 2025
Working capital
€398k▲ 5.0%
2024 · €379k
2019: €93k
2020: €152k
2021: €172k
2022: €253k
2023: €351k
2024: €379k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€247k▲ 37.9%€353k▲ 43.0%€380k▲ 7.7%€397k▲ 4.5%
Operating result€19k-€119k▲ 531%€164k▲ 38.2%€113k▼ 31.1%€76k▼ 32.8%
Net result€14k-€85k▲ 525%€116k▲ 37.1%€82k▼ 29.4%€55k▼ 33.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 33% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €441k
Fixed assets
€684▼ 67.7%
Current assets
€440k▲ 14.2%
Equity and liabilities €441k
Equity
€397k▲ 4.5%
Debt
€44k▲ 513%
The debt ratio rises from 1.8% to 9.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€78k▼
2024 · €115k
Cash flow
€56k▼
2024 · €84k
Solvency
90.1%▼
2024 · 98.2%
Current ratio
10.46▼
2024 · 63.11
Quick ratio
10.46▼
2024 · 63.11
Debt / equity
0.11▲
2024 · 0.02
ROE
13.8%▼
2024 · 21.6%
ROA
12.5%▼
2024 · 21.2%
Interest coverage
1167.19▲
2024 · 951.07
Debt
€44k▲
2024 · €7k
Debt ≤ 1 year
€42k▲
2024 · €6k
Income taxes
€24k▼
2024 · €34k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€387k€441k▲
Fixed assets21/28€2k€684▼
Tangible fixed assets22/27€2k€684▼
Furniture and vehicles24€2k€684▼
Current assets29/58€385k€440k▲
Amounts receivable after more than one year29€147k€147k=
Other amounts receivable291€147k€147k=
Amounts receivable within one year40/41€17k€20k▲
Trade receivables40€11k€9k▼
Other amounts receivable41€6k€11k▲
Cash at bank and in hand54/58€216k€271k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€387k€441k▲
Equity10/15€380k€397k▲
Contributions10/11€19k€19k=
Reserves13€362k€379k▲
Tax-exempt reserves132€26k€26k=
Distributable reserves133€335k€352k▲
Amounts payable17/49€7k€44k▲
Amounts payable within one year42/48€6k€42k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€2k€29▼
Taxes450/3€2k€29▼
Other amounts payable47/48€1k€38k▲
Accrued charges and deferred income492/3€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€577€1k▲
Gross operating margin9900€115k€79k▼
Operating profit (loss)9901€113k€76k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€121€66▼
Recurring financial charges65€121€66▼
Profit (loss) for the period before taxes9903€116k€78k▼
Income taxes67/77€34k€24k▼
Profit (loss) for the period9904€82k€55k▼
Profit (loss) for the period to be appropriated9905€82k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€55k▼
Transfer from equity791/2€55k€38k▼
Transfer to equity691/2€82k€55k▼
To other reserves6921€82k€55k▼
Profit to be distributed694/7€55k€38k▼
Return on contributions (dividend)694€55k€38k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 8current ratio 63.11
Current ratio from 8.11 to 63.11; short-term debt falls from €49k to €6k.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €116k ▲37.1%
Operating result €164k, net result €116k, both a record.
26-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €200kEq €247k ▲37.9%
4 profitable years in a row build equity to €247k.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €14k ▼69.9%
Net result drops to €14k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity triplescurrent ratio 20.54
Current ratio from 7.56 to 20.54; short-term debt falls from €23k to €9k.
11-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 11 days late
2020
30-06
Financial
Liquidity triplescurrent ratio 7.56
Current ratio from 2.63 to 7.56; short-term debt falls from €57k to €23k.
30-06
Financial
Equity above €150kEq €165k ▲35.6%
2 profitable years in a row build equity to €165k.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
3 directors, last change in 2024
VANMUYSEN Thomas Germain
CurrentDirector · since 03-06-2024
Vanmuysen, Timothy
CurrentDirector · since 14-09-2022
03-06-2024
VANMUYSEN Thomas Germain: Appointed as Director
03-06-2024
De Filette Natalie: Resigned as Director
14-09-2022
Vanmuysen, Timothy: Appointed as Director
14-09-2022
De Filette Natalie: Resigned as Director
Not every act has been read: a resignation may be missing here
6 of this company's 6 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2011
Ground area
694 m²
Building footprint
183 m²
Volume, LiDAR
913 m³
Parcel 24009C0127/00W002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ZONE 16
since 20112.196.477.797
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009C0127/00W002 | Flanders | 694 m² | 1 · 183 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CALBRECHT
BE 0819.327.722
Soignies · Eq €397k
VANNESTE
BE 0631.979.447
Brugge · Eq €397k
CV Instal
BE 0544.681.229
Wommelgem · Eq €396k
LJXtechnics
BE 1001.511.142
Moorslede · Eq €396k
NIELSSUN
BE 0508.451.828
Mechelen · Eq €399k
Of 6,988 companies in sector 43221 we hold annual accounts for 3,442. 2,498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2011
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
43990Other specialised construction activities
43999Specialised construction activities
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.