Buro Karo
ActiveSummary
Buro Karo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €3k. Equity is growing by ~48.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency44▲+8
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.87 against 0.77 in 2024; short-term debt: 80.8% of total assets), and 80.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 7029 sector peers (2025).
NBB · sector comparisonPosition among 7029 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
30 d early
2024
37 d early
2023
6 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▲ 45.9%
2024 · €7k
2023: €3k
2024: €7k
2023 → 2025
Total assets
€54k▼ 14.8%
2024 · €63k
2023: €55k
2024: €63k
2023 → 2025
Net result
€3k▼ 10.1%
2024 · €4k
2023: €-2k
2024: €4k
2023 → 2025
Working capital
€-6k▲ 56.8%
2024 · €-13k
2023: €-19k
2024: €-13k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€3k-€7k▲ 104%€10k▲ 45.9%
Operating result€389-€6k▲ 1,355%€5k▼ 4.7%
Net result€-2k-€4k€3k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €54k
Fixed assets
€16k ▼ 20.4%
Current assets
€38k ▼ 12.2%
Equity and liabilities €54k
Equity
€10k ▲ 45.9%
Debt
€43k ▼ 22.5%
Debt's share of the balance-sheet total falls from 88.8% to 80.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€13k▲
2024 · €12k
Cash flow
€11k▲
2024 · €10k
Current ratio
0.87▲
2024 · 0.77
Quick ratio
0.81▲
2024 · 0.69
Debt to equity
4.21▼
2024 · 7.92
ROE
31.4%▼
2024 · 51.0%
ROA
6.0%▲
2024 · 5.7%
Interest coverage
170.97▼
2024 · 236.59
Debt ≤ 1 year
€43k▼
2024 · €56k
Income taxes
€2k▲
2024 · €2k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€63k€54k▼
Fixed assets21/28€20k€16k▼
Tangible fixed assets22/27€20k€16k▼
Plant, machinery and equipment23€19k€15k▼
Furniture and vehicles24€728€606▼
Current assets29/58€43k€38k▼
Stocks and contracts in progress3€5k€3k▼
Stocks30/36€5k€3k▼
Amounts receivable within one year40/41€29k€32k▲
Trade receivables40€29k€32k▲
Other amounts receivable41€32€74▲
Current investments50/53€5k€3k▼
Cash at bank and in hand54/58€4k-
Equity and liabilities
Total equity and liabilities10/49€63k€54k▼
Equity10/15€7k€10k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€2k€5k▲
Amounts payable17/49€56k€43k▼
Amounts payable within one year42/48€56k€43k▼
Financial debts43€18€458▲
Credit institutions430/8€18€458▲
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€7k€2k▼
Taxes450/3€7k€2k▼
Other amounts payable47/48€32k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€430-
Gross operating margin9900€16k€16k▲
Operating profit (loss)9901€6k€5k▼
Financial income75/76B€4€4▲
Recurring financial income75€4€4▲
Financial charges65/66B€51€75▲
Recurring financial charges65€51€75▲
Profit (loss) for the period before taxes9903€6k€5k▼
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€4k€3k▼
Profit (loss) for the period to be appropriated9905€4k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€5k▲
Profit (loss) brought forward from the previous period14P€-2k€2k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aartselaar · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baron van Ertbornstraat 102630 AartselaarGround area
121 m²
Building footprint
97 m²
Volume, LiDAR
618 m³
Parcel 11001C0358/00R000, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Buro Karo
since 20212.325.719.906
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11001C0358/00R000 | Flanders | 121 m² | 1 · 97 m² | 11.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VALPICO
BE 0897.521.994
Chaumont-Gistoux · Eq €10,304
GROUPE BECL
BE 0666.899.546
Philippeville · Eq €10,325
L&L Trading Company
BE 0765.228.545
Seraing · Eq €10,331
BERT VERDONCK
BE 0476.888.622
Essen · Eq €10,228
Fréquence Modulée
BE 0776.510.536
Diest · Eq €10,348
Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,733 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end30-09
Activities, NACEBEL 2025
73300Public relations and communication consultancy
82300Organisation of conventions and trade shows
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.