GROUPE BECL
ActiveSummary
GROUPE BECL has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €10k and a net result of €49k. Equity is shrinking by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 19% of 8966 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency38▲+2
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.99 against 1.05 in 2023; short-term debt: 86.6% and cash: 38% of total assets), and 86.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.4%
Return on assets
63.4%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8966 sector peers (2024).
NBB · sector comparisonPosition among 8966 sector peers
Solvency
better than 19%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €10k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
9 d late
2022
8 d late
2021
5 d early
2020
3 d early
2019
11 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€10k▲ 9.9%
2023 · €9k
2018: €18k
2019: €30k
2020: €26k
2021: €7k
2022: €8k
2023: €9k
2018 → 2024
Total assets
€77k▼ 7.8%
2023 · €84k
2018: €22k
2019: €36k
2020: €32k
2021: €43k
2022: €61k
2023: €84k
2018 → 2024
Net result
€49k▼ 5.4%
2023 · €52k
2018: €9k
2019: €13k
2020: €-4k
2021: €9k
2022: €33k
2023: €52k
2018 → 2024
Working capital
€-814
2023 · €4k
2018: €16k
2019: €29k
2020: €24k
2021: €5k
2022: €7k
2023: €4k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€7k▼ 73.8%€8k▲ 11.5%€9k▲ 22.8%€10k▲ 9.9%
Operating result€-5k-€12k€45k▲ 269%€69k▲ 55.4%€67k▼ 4.0%
Net result€-4k-€9k€33k▲ 280%€52k▲ 56.8%€49k▼ 5.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 4% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€11k ▲ 90.6%
Current assets
€66k ▼ 15.2%
Equity and liabilities €77k
Equity
€10k ▲ 9.9%
Debt
€67k ▼ 10.0%
Debt's share of the balance-sheet total falls from 88.8% to 86.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€70k▼
2023 · €70k
Cash flow
€52k▼
2023 · €53k
Current ratio
0.99▼
2023 · 1.05
Debt to equity
6.47▼
2023 · 7.90
ROE
473.9%▼
2023 · 550.7%
ROA
63.4%▲
2023 · 61.9%
Interest coverage
151.44▼
2023 · 274.63
Debt ≤ 1 year
€67k▼
2023 · €74k
Income taxes
€18k▼
2023 · €18k
Staff costs
€67k▼
2023 · €69k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 43 lines
Balance sheet
Code20232024
Assets
Total assets20/58€84k€77k▼
Fixed assets21/28€6k€11k▲
Tangible fixed assets22/27€6k€11k▲
Plant, machinery and equipment23-€4k
Furniture and vehicles24€6k€7k▲
Current assets29/58€78k€66k▼
Amounts receivable within one year40/41€41k€33k▼
Trade receivables40€26k€26k▼
Other amounts receivable41€14k€7k▼
Cash at bank and in hand54/58€35k€29k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€84k€77k▼
Equity10/15€9k€10k▲
Contributions10/11€7k€7k=
Reserves13€587€587=
Distributable reserves133€587€587=
Profit (loss) carried forward14€2k€3k▲
Amounts payable17/49€74k€67k▼
Amounts payable within one year42/48€74k€67k▼
Trade debts44€2k€846▼
Suppliers440/4€2k€846▼
Taxes, remuneration and social security45€22k€18k▼
Taxes450/3€14k€10k▼
Remuneration and social security454/9€8k€8k▲
Other amounts payable47/48€50k€48k▼
Income statement
Code20232024
Remuneration, social security and pensions62€69k€67k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€3k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€7k
Gross operating margin9900€141k€145k▲
Operating profit (loss)9901€69k€67k▼
Financial income75/76B€673€641▼
Recurring financial income75€673€641▼
Financial charges65/66B€256€459▲
Recurring financial charges65€256€459▲
Profit (loss) for the period before taxes9903€70k€67k▼
Income taxes67/77€18k€18k▼
Profit (loss) for the period9904€52k€49k▼
Profit (loss) for the period to be appropriated9905€52k€49k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€51k▼
Profit (loss) brought forward from the previous period14P€64€2k▲
Profit to be distributed694/7€50k€48k▼
Return on contributions (dividend)694€50k€48k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Highest result since 2018net €52k ▲56.8%
Operating result €69k, net result €52k, both a record.
08-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 8 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-4k ▼134%
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 11 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Philippeville · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Allée des Muguets(NEU) 85600 PhilippevilleGround area
1,252 m²
Building footprint
112 m²
Parcel 93046B0389/00C005, Wallonia. Linked by address, not a title deed.
1 establishment unit
GROUPE BECL
since 20162.260.182.152
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 93046B0389/00C005 | Wallonia | 1,252 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,421 companies in sector 73300 we hold annual accounts for 6,901. 3,738 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2016
Fiscal year end31-12
Activities, NACEBEL 2025
71121Engineering and related technical consultancy, excluding land surveyors
73300Public relations and communication consultancy
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:becladm@gmail.com
Phone:0495.250.443