BRS Management is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €189k and a net result of €2k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 5521 sector peers (fiscal year 2025). The company has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-09-2025, 143 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
143 d early
2024
7 d early
2023
47 d early
2022
69 d early
2021
10 d early
2020
93 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€189k▲ 0.8%
2024 · €188k
2019: €101k
2020: €99k
2021: €131k
2022: €194k
2023: €205k
2024: €188k
2019 → 2025
Net result
€2k
2024 · €-17k
2019: €-4k
2020: €-423
2021: €42k
2022: €64k
2023: €12k
2024: €-17k
2019 → 2025
Total assets
€592k▲ 90.2%
2024 · €312k
2019: €101k
2020: €100k
2021: €171k
2022: €220k
2023: €229k
2024: €312k
2019 → 2025
Solvency
32.0%▼ 28.3pp
2024 · 60.3%
2019: 100.0%
2020: 98.9%
2021: 76.2%
2022: 87.9%
2023: 89.7%
2024: 60.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€131k-€194k▲ 48.5%€205k▲ 5.9%€188k▼ 8.5%€189k▲ 0.8%
Operating result€59k-€89k▲ 51.8%€22k▼ 75.1%€-3k€31k
Net result€42k-€64k▲ 54.5%€12k▼ 80.8%€-17k€2k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €592k
Fixed assets
€462k▲ 108%
Current assets
€131k▲ 45.2%
Equity and liabilities €592k
Equity
€189k▲ 0.8%
Debt
€403k▲ 226%
The debt ratio rises from 39.7% to 68.0%. Equity and debt are higher.
Key figures and ratios
Solvency
32.0%▼
2024 · 60.3%
ROE
1.3%▲
2024 · -9.3%
ROA
0.4%▲
2024 · -5.6%
Debt
€403k▲
2024 · €124k
Debt ≤ 1 year
€390k▲
2024 · €118k
Income taxes
€416▲
2024 · €187
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€312k€592k▲
Fixed assets21/28€222k€462k▲
Tangible fixed assets22/27€147k€145k▼
Land and buildings22€44k€44k=
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€2k▼
Assets under construction and advance payments27€97k€97k=
Financial fixed assets28€75k€317k▲
Current assets29/58€90k€131k▲
Amounts receivable within one year40/41€3k€38k▲
Trade receivables40€0-
Other amounts receivable41€3k€38k▲
Cash at bank and in hand54/58€83k€92k▲
Deferred charges and accrued income490/1€4k€1k▼
Equity and liabilities
Total equity and liabilities10/49€312k€592k▲
Equity10/15€188k€189k▲
Contributions10/11€19k€19k=
Reserves13€169k€171k▲
Distributable reserves133€169k€171k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€124k€403k▲
Amounts payable within one year42/48€118k€390k▲
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€187€631▲
Taxes450/3€187€631▲
Other amounts payable47/48€111k€387k▲
Accrued charges and deferred income492/3€5k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€2k▼
Other operating charges640/8€4k€1k▼
Gross operating margin9900€9k€34k▲
Operating profit (loss)9901€-3k€31k▲
Financial income75/76B€321€297▼
Recurring financial income75€321€297▼
Financial charges65/66B€15k€28k▲
Recurring financial charges65€15k€28k▲
Profit (loss) for the period before taxes9903€-17k€3k▲
Income taxes67/77€187€416▲
Profit (loss) for the period9904€-17k€2k▲
Profit (loss) for the period to be appropriated9905€-17k€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€2k▲
Transfer from equity791/2€17k€833▼
Transfer to equity691/2€0€2k▲
To other reserves6921€0€2k▲
Profit to be distributed694/7€0€833▲
Return on contributions (dividend)694€0€833▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
30-06
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
24-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-17k ▼242%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2023
15-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
30-06
Financial
Equity above €200kEq €205k ▲5.9%
3 profitable years in a row build equity to €205k.
2022
23-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
30-06
Financial
Highest result since 2019net €64k ▲54.5%
Operating result €89k, net result €64k, both a record.
30-06
Financial
Liquidity doublescurrent ratio 5.46
Current ratio from 2.36 to 5.46; short-term debt falls from €41k to €27k.
30-06
Financial
Equity above €150kEq €194k ▲48.5%
2 profitable years in a row build equity to €194k.
21-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €42k
Net result €42k after 2 loss-making years.
30-06
Financial
Equity above €100kEq €131k ▲31.9%
Equity rises from €99k to €131k.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbaan 702900 SchotenGround area
850 m²
Building footprint
165 m²
Volume, LiDAR
954 m³
Parcel 11040A0032/00W043, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Molenbaan 70, 2900 Schoten
since 19982.077.033.779
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040A0032/00W043 | Flanders | 850 m² | 1 · 165 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 7,500 EUR awarded · 7,500 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 7,500 EUR | 7,500 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500141496A5F88B61
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,498 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-1996
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.