Linea Recta Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €189k and a net result of €6k. Equity is growing by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 22% of 7980 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
26 d early
2024
23 d early
2023
34 d early
2022
60 d late
2021
31 d early
2020
31 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€189k▲ 3.4%
2024 · €183k
2018: €50k
2019: €120k
2020: €210k
2021: €37k
2022: €148k
2023: €151k
2024: €183k
2018 → 2025
Net result
€6k▼ 81.2%
2024 · €33k
2018: €39k
2019: €70k
2020: €90k
2021: €16k
2022: €111k
2023: €3k
2024: €33k
2018 → 2025
Total assets
€1.12M▼ 11.1%
2024 · €1.26M
2018: €83k
2019: €329k
2020: €702k
2021: €1.17M
2022: €1.23M
2023: €1.02M
2024: €1.26M
2018 → 2025
Solvency
16.9%▲ 2.4pp
2024 · 14.6%
2018: 60.6%
2019: 36.4%
2020: 29.9%
2021: 3.1%
2022: 12.0%
2023: 14.7%
2024: 14.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€148k▲ 303%€151k▲ 1.8%€183k▲ 21.7%€189k▲ 3.4%
Operating result€33k-€160k▲ 391%€21k▼ 86.9%€54k▲ 160%€26k▼ 52.4%
Net result€16k-€111k▲ 585%€3k▼ 97.6%€33k▲ 1,142%€6k▼ 81.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.12M
Fixed assets
€953k▼ 4.2%
Current assets
€167k▼ 37.1%
Equity and liabilities €1.12M
Equity
€189k▲ 3.4%
Debt
€930k▼ 13.6%
The debt ratio falls from 85.4% to 83.1%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
16.9%▲
2024 · 14.6%
ROE
3.2%▼
2024 · 17.8%
ROA
0.5%▼
2024 · 2.6%
Debt
€930k▼
2024 · €1.08M
Debt ≤ 1 year
€101k▼
2024 · €137k
Debt > 1 year
€826k▼
2024 · €936k
Income taxes
€3k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.12M▼
Fixed assets21/28€994k€953k▼
Tangible fixed assets22/27€994k€952k▼
Land and buildings22€950k€922k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€24k€28k▲
Other tangible fixed assets26€17k€0▼
Financial fixed assets28€500€500=
Current assets29/58€265k€167k▼
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€57k€147k▲
Trade receivables40€26k€64k▲
Other amounts receivable41€31k€82k▲
Cash at bank and in hand54/58€207k€20k▼
Deferred charges and accrued income490/1€1k€669▼
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.12M▼
Equity10/15€183k€189k▲
Contributions10/11€19k€19k=
Reserves13€165k€171k▲
Distributable reserves133€165k€171k▲
Amounts payable17/49€1.08M€930k▼
Amounts payable after more than one year17€936k€826k▼
Financial debts170/4€707k€643k▼
Other amounts payable178/9€229k€183k▼
Amounts payable within one year42/48€137k€101k▼
Current portion of amounts payable after more than one year42€84k€79k▼
Financial debts43-€278
Credit institutions430/8-€278
Trade debts44€28k€19k▼
Suppliers440/4€28k€19k▼
Taxes, remuneration and social security45€24k€2k▼
Taxes450/3€24k€2k▼
Accrued charges and deferred income492/3€3k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€35k€34k▼
Other operating charges640/8€6k€6k▼
Non-recurring operating charges66A-€17k
Gross operating margin9900€96k€83k▼
Operating profit (loss)9901€54k€26k▼
Financial income75/76B€6k€3k▼
Recurring financial income75€6k€3k▼
Financial charges65/66B€16k€19k▲
Recurring financial charges65€16k€19k▲
Profit (loss) for the period before taxes9903€45k€9k▼
Income taxes67/77€12k€3k▼
Profit (loss) for the period9904€33k€6k▼
Profit (loss) for the period to be appropriated9905€33k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€6k▼
Transfer to equity691/2€33k€6k▼
To other reserves6921€33k€6k▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €3k ▼97.6%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 4.56
Current ratio from 1.89 to 4.56; short-term debt falls from €286k to €80k.
31-12
Financial
Equity above €150kEq €151k ▲1.8%
6 profitable years in a row build equity to €151k.
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Highest result since 2018net €111k ▲585%
Operating result €160k, net result €111k, both a record.
31-12
Financial
Equity above €100kEq €148k ▲303%
5 profitable years in a row build equity to €148k.
05-10
State Gazette act
Power of attorney
04-10
State Gazette act
Power of attorney
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
06-01
State Gazette act
Power of attorney · Mandate term
Permanent representative · Director appointment
06-01
State Gazette act
Power of attorney · Mandate term
Director appointment
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
21-01
State Gazette act
Power of attorney
2020
31-12
Financial
Equity above €200kEq €210k ▲75.2%
3 profitable years in a row build equity to €210k.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €120k ▲138%
2 profitable years in a row build equity to €120k.
22-11
State Gazette act
Power of attorney · Mandate term
Director appointment
22-11
State Gazette act
Power of attorney
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-11
State Gazette act
Power of attorney · Mandate term
29-11
State Gazette act
Power of attorney · Mandate term
Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Albert Servaesdreef 333920 LommelGround area
1,412 m²
Building footprint
188 m²
Volume, LiDAR
1,072 m³
Parcel 72342A0186/00P008, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Linea Recta Invest
since 20172.263.718.890
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A0186/00P008 | Flanders | 1,412 m² | 1 · 188 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-04-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.