Age3 yrs
Real estate2 parcels · 836 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of BONUMEUR is 3.5% (moderate). The 2025 annual accounts show negative equity (€-14k) and a net result of €-7k. Its solvency ranks better than 11% of 1429 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 2 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone3.5%
Moderate
0%0,5%1,5%4%10%≥25%
Young company
+Annual accounts: weaker financial profile
+Higher-failure-rate sector
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Signals
1 signal · with evidenceNegative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
View the annual accounts Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Filing behaviour
From the deposit records, complete market-wideLatest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-05-2026, 64 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 28-05-2026 | 64 d early | 2026-00127221 |
| 31-12-2024 | 31-07-2025 | 26-06-2025 | 35 d early | 2025-00191036 |
| 31-12-2023 | 31-07-2024 | 20-06-2024 | 41 d early | 2024-00156690 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-7k+59.4%
Working capital€-15k-68.9%
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 28-05-2026 with the NBB · fiscal year 2025 · micro
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | -54.0% | 23.6% | |
| Net result | €-7k | €7k | |
| Equity | €-14k | €25k | |
| Gross operating margin | €-6k | €34k | |
| Total assets | €25k | €132k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€-6k
-20.5%
24-25
€-7k
+59.4%
24-25
€-6k
+62.2%
24-25
€25k
-45.0%
24-25
€-14k
-103.9%
24-25
€-15k
-68.9%
24-25
€39k
-26.1%
24-25
€39k
-26.1%
24-25
Show 7 other metrics
0.61
-26.4%
24-25
0.08
-69.6%
24-25
-54.0%
-270.9%
24-25
-2.85
+63.8%
24-25
50.9%
-80.1%
24-25
-27.5%
+26.1%
24-25
-26.28
-5733.6%
24-25
Figures by fiscal year
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €-6k |
| Net profit | €-7k |
| Cash flow | €-6k |
| Staff costs | - |
| Income taxes | - |
| Dividends | - |
| Total assets | €25k |
| Equity | €-14k |
| Debt | €39k |
| of which ≤ 1y | €39k |
| of which > 1y | - |
| Working capital | €-15k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 0.61 |
| Quick ratio | 0.08 |
| Working capital ratio | -59.9% |
| Solvency | -54.0% |
| Debt / equity | -2.85 |
| Long-term debt ratio | - |
| Interest coverage | -26.28 |
| Gross margin | - |
| Net margin | - |
| ROA | -27.5% |
| ROE | 50.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €25k |
| Fixed assets | 21/28 | €1k |
| Intangible fixed assets | 21 | €1k |
| Current assets | 29/58 | €24k |
| Stocks & contracts in progress | 3 | €21k |
| Amounts receivable within one year | 40/41 | €2k |
| Cash & bank | 54/58 | €611 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €25k |
| Equity | 10/15 | €-14k |
| Contributions / capital | 10/11 | €6k |
| Accumulated profits (losses) | 14 | €-20k |
| Amounts payable | 17/49 | €39k |
| Amounts payable within one year | 42/48 | €39k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €-6k |
| Operating result | 9901 | €-7k |
| Financial income | 75 | €177 |
| Financial charges | 65 | €234 |
| Result before taxes | 9903 | €-7k |
| Net result for the period | 9904 | €-7k |
| Result to be appropriated | 9905 | €-7k |
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2025 · computed15
/ 100
Critical
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Directors
Directors & mandates
1 director1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.
Former directors (1)
-
Former- → 08-05-2026
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Detailhandel in huismeubilair(47551) |
| Legal form | Private limited company(610) |
| Incorporation | 08-11-2022 |
| Status | Active |
| Postal code | 9300 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationBONUMEUR
since 20222.337.741.867
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area836 m²
Buildings2
Building footprint265 m²
Volume (LiDAR)1,878 m³
Tallest building12.5 m · ±3 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41304F0572/00W000 | Flanders | 527 m² | 1 · 159 m² | 10.7 m · 3 fl. |
| 41303E0446/00H000 | Flanders | 309 m² | 1 · 105 m² | 12.5 m · 3 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
1 of 2 acts readOf the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.
2026
28-07-2026
General meeting · Director resignation
- General meeting , 2026-05-08
- Director resignation, Van Leuven Arjen (bestuurder)
Analysis
Financial profile
5 of 5 axes measured61
/ 100
Strong profile, led by profitability.
All 5 axes are computed from data Checked has read.
Health
15
Profitability
100
Solvency
36
Growth
58
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
Same sector and regionBE 1028.009.364 · Aalst
BE 0682.404.502 · Aalst
BE 0405.463.463 · Aalst
BE 1033.951.407 · Aalst
BE 0414.404.883 · Aalst
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 320 of the 2,607 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Detailhandel in huismeubilair47551Detailhandel in huismeubilair in gespecialiseerde winkels47591Handelsbemiddeling in meubelen, huishoudelijke artikelen en ijzerwaren46150Handelsbemiddeling in de groothandel in meubelen, huishoudelijke artikelen en ijzerwaren46150Detailhandel in verlichtingsartikelen47552Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen47553Detailhandel in verlichtingsartikelen in gespecialiseerde winkels47592Detailhandel in glas-, porselein- en aardewerk en in niet-elektrische huishoudelijke artikelen in gespecialiseerde winkels47593
Primary activity highlighted.
Names & trade names
| Legal nameNL | BONUMEUR |
Registered office
Groenstraat 196
9300 Aalst, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.