BEERNAERT
ActiveThe file of BEERNAERT contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.3% (very low). The 2025 annual accounts show equity of €1.11M and a net result of €-19k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 52% of 10359 sector peers (fiscal year 2025).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50=
Solvency64▲+1
Growth58=
Track record85
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days only on tighter terms
Liquidity short (current ratio 0.22 against 0.26 in 2024; short-term debt: 20.4% and cash: 0.1% of total assets), and 60.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.1%
Return on assets
-0.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
65 d late
2022
70 d late
2021
61 d late
2020
31 d late
2019
96 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.11M▼ 1.7%
2024 · €1.13M
2018: €1.37M
2019: €1.31M
2020: €1.39M
2021: €1.23M
2022: €1.20M
2023: €1.15M
2024: €1.13M
2018 → 2025
Total assets
€2.85M▼ 3.4%
2024 · €2.95M
2018: €2.36M
2019: €2.26M
2020: €2.22M
2021: €3.10M
2022: €3.16M
2023: €3.03M
2024: €2.95M
2018 → 2025
Net result
€-19k▲ 4.3%
2024 · €-20k
2018: €-86k
2019: €-65k
2020: €-11k
2021: €-161k
2022: €-33k
2023: €-43k
2024: €-20k
2018 → 2025
Working capital
€-452k▼ 5.1%
2024 · €-430k
2018: €1.08M
2019: €1.03M
2020: €1.04M
2021: €-1.15M
2022: €-217k
2023: €-410k
2024: €-430k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.23M-€1.20M▼ 2.7%€1.15M▼ 3.6%€1.13M▼ 1.7%€1.11M▼ 1.7%
Operating result€-168k-€-38k▲ 77.5%€-42k▼ 11.5%€-21k▲ 50.6%€-21k▲ 0.5%
Net result€-161k-€-33k▲ 79.4%€-43k▼ 30.1%€-20k▲ 54.5%€-19k▲ 4.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21k in 2025 against €21k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.85M
Fixed assets
€2.72M ▼ 2.7%
Current assets
€128k ▼ 17.2%
Equity and liabilities €2.85M
Equity
€1.11M ▼ 1.7%
Provisions
€428k ▼ 3.5%
Debt
€1.31M ▼ 4.9%
Debt's share of the balance-sheet total falls from 46.5% to 45.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€54k▼
2024 · €57k
Cash flow
€56k▼
2024 · €59k
Current ratio
0.22▼
2024 · 0.26
Debt to equity
1.17▼
2024 · 1.21
ROE
-1.7%▲
2024 · -1.7%
ROA
-0.7%▲
2024 · -0.7%
Interest coverage
3.89▲
2024 · 3.83
Debt ≤ 1 year
€580k▼
2024 · €584k
Debt > 1 year
€726k▼
2024 · €789k
Income taxes
€49▲
2024 · €48
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.95M€2.85M▼
Fixed assets21/28€2.80M€2.72M▼
Tangible fixed assets22/27€2.80M€2.72M▼
Land and buildings22€2.80M€2.72M▼
Current assets29/58€154k€128k▼
Amounts receivable within one year40/41€123k€115k▼
Trade receivables40€64k€50k▼
Other amounts receivable41€59k€65k▲
Current investments50/53€25k€0▼
Cash at bank and in hand54/58€5k€4k▼
Deferred charges and accrued income490/1€1k€9k▲
Equity and liabilities
Total equity and liabilities10/49€2.95M€2.85M▼
Equity10/15€1.13M€1.11M▼
Contributions10/11€139k€139k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Outside capital11€77k€77k=
Share premium1100/10€77k€77k=
Reserves13€1.36M€1.32M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Reserves not available under the articles1311€42€42=
Tax-exempt reserves132€1.34M€1.29M▼
Distributable reserves133€23k€23k=
Profit (loss) carried forward14€-370k€-342k▲
Provisions and deferred taxes16€444k€428k▼
Deferred taxes168€444k€428k▼
Amounts payable17/49€1.37M€1.31M▼
Amounts payable after more than one year17€789k€726k▼
Financial debts170/4€789k€726k▼
Amounts payable within one year42/48€584k€580k▼
Current portion of amounts payable after more than one year42€62k€63k▲
Trade debts44€23k€17k▼
Suppliers440/4€23k€17k▼
Taxes, remuneration and social security45€1k€30▼
Taxes450/3€1k€30▼
Other amounts payable47/48€499k€500k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€75k▼
Other operating charges640/8€23k€26k▲
Gross operating margin9900€80k€80k▼
Operating profit (loss)9901€-21k€-21k▲
Financial income75/76B€535€285▼
Recurring financial income75€535€285▼
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€-35k€-34k▲
Transfer from deferred taxes780€16k€16k=
Income taxes67/77€48€49▲
Profit (loss) for the period9904€-20k€-19k▲
Transfer from tax-exempt reserves789€47k€47k=
Profit (loss) for the period to be appropriated9905€27k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-370k€-342k▲
Profit (loss) brought forward from the previous period14P€-397k€-370k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
04-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 65 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-161k
Net result drops to €-161k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
04-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 96 days late
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 294 days late
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 134 days late
03-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 490 days late
14-06
Bankruptcy
Judicial dissolution
Rechtbank van koophandel Gent, afdeling Ieper · van: NV BEER- NAERT - CASSELSTRAAT 216, 8970 POPERINGE
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Parklaan 109300 AalstGround area
358 m²
Building footprint
94 m²
Volume, LiDAR
1,175 m³
Parcel 41002B0485/00M002, Flanders · tallest building 14.8 m, ±4 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41002B0485/00M002 | Flanders | 358 m² | 1 · 94 m² | 14.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 653 EUR awarded · 653 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 653 EUR | 653 EUR |
Schemes
Retroactieve investeringspremie voor eigenaars van zonnepanelen na afschaffing van terugdraaiende teller
Similar companies · same sector, comparable size
ALPHA
BE 0449.500.473
Antwerpen · Eq €1,113,370
Bridou
BE 0402.486.949
Tournai · Eq €1,112,722
BOCO
BE 0453.374.337
Antwerpen · Eq €1,112,415
HOFFMANN AG
BE 0451.077.714
Sankt Vith · Eq €1,111,695
PROFSHOP PLUS
BE 0460.613.309
Lier · Eq €1,118,587
Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1968
Fiscal year end31-12
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
47551Retail sale of household furniture
Sources
Crossroads Bank for EnterprisesNational Bank · 49 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.