BK CONSULT
ActiveBK CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-22k) and a net result of €-44k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 2034 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
43
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-26
Solvency0▼-64
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.1 in 2024; short-term debt: 249.2% and cash: 100% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-149.2%
Return on assets
-296.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-22k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d late
2023
26 d early
2022
9 d late
2021
31 d late
2020
79 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k
2024 · €22k
2018: €34k
2019: €34k
2020: €28k
2021: €29k
2022: €26k
2023: €24k
2024: €22k
2018 → 2025
Total assets
€15k▼ 73.5%
2024 · €56k
2018: €67k
2019: €68k
2020: €65k
2021: €65k
2022: €61k
2023: €58k
2024: €56k
2018 → 2025
Net result
€-44k▼ 1,548%
2024 · €-3k
2018: €-3k
2019: €-595
2020: €-6k
2021: €991
2022: €-3k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€-22k▲ 27.6%
2024 · €-30k
2018: €-18k
2019: €-19k
2020: €-25k
2021: €-24k
2022: €-26k
2023: €-28k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€26k▼ 9.2%€24k▼ 7.5%€22k▼ 10.9%€-22k
Operating result€1k-€-3k€-2k▲ 26.5%€-3k▼ 35.7%€11k
Net result€991-€-3k€-2k▲ 26.0%€-3k▼ 35.3%€-44k▼ 1,548%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €3k in 2024, the highest result in the available series.
Key figures and ratios
Solvency
-149.2%▼
2024 · 39.0%
Current ratio
0.40▲
2024 · 0.10
Quick ratio
0.40▲
2024 · 0.10
Debt / equity
-1.67▼
2024 · 1.57
ROA
-296.1%▼
2024 · -4.8%
Debt
€37k▲
2024 · €34k
Debt ≤ 1 year
€37k▲
2024 · €34k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€15k▼
Fixed assets21/28€52k-
Financial fixed assets28€52k-
Current assets29/58€4k€15k▲
Cash at bank and in hand54/58€4k€15k▲
Equity and liabilities
Total equity and liabilities10/49€56k€15k▼
Equity10/15€22k€-22k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-349€-44k▼
Amounts payable17/49€34k€37k▲
Amounts payable within one year42/48€34k€37k▲
Trade debts44€188-
Suppliers440/4€188-
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€34k€34k=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-2k€12k▲
Operating profit (loss)9901€-3k€11k▲
Financial charges65/66B€53€52k▲
Recurring financial charges65€53€45▼
Non-recurring financial charges66B-€52k
Profit (loss) for the period before taxes9903€-3k€-41k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€-3k€-44k▼
Profit (loss) for the period to be appropriated9905€-3k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-349€-44k▼
Profit (loss) brought forward from the previous period14P€2k€-349▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €991
Net result €991 after 3 loss-making years.
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
09-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 40 days late
2011
07-02
State Gazette act
General meeting · Merger
Accounting effect · Capital increase
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Frères Poels, Dion-V. 501325 Chaumont-GistouxGround area
1,699 m²
Building footprint
100 m²
Volume, LiDAR
775 m³
Parcel 25026A0007/00B004, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BK CONSULT
since 20132.223.433.010
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25026A0007/00B004 | Wallonia | 1,699 m² | 1 · 100 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UNILOVI
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KeyOB
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Of 13,489 companies in sector 85510 we hold annual accounts for 718. 593 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-06-2007
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
47639Retail sale of other sporting goods
47640Retail trade
85599Other education
85699Other educational support services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.