BK CONSULT
ActiveBK CONSULT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-22k) and a net result of €-44k. Equity is shrinking by ~8.7% per year across the filed fiscal years. Its solvency ranks better than 7% of 2024 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
17
/ 100
Critical▼ -8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency33▼-16
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.4 against 0.1 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-149.2%
Return on assets
-296.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€22k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
22 d late
2023
26 d early
2022
9 d late
2021
31 d late
2020
79 d late
2019
6 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-22k
2024 · €22k
2018: €34k
2019: €34k
2020: €28k
2021: €29k
2022: €26k
2023: €24k
2024: €22k
2018 → 2025
Total assets
€15k▼ 73.5%
2024 · €56k
2018: €67k
2019: €68k
2020: €65k
2021: €65k
2022: €61k
2023: €58k
2024: €56k
2018 → 2025
Net result
€-44k▼ 1,548%
2024 · €-3k
2018: €-3k
2019: €-595
2020: €-6k
2021: €991
2022: €-3k
2023: €-2k
2024: €-3k
2018 → 2025
Working capital
€-22k▲ 27.6%
2024 · €-30k
2018: €-18k
2019: €-19k
2020: €-25k
2021: €-24k
2022: €-26k
2023: €-28k
2024: €-30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€29k-€26k▼ 9.2%€24k▼ 7.5%€22k▼ 10.9%€-22k
Operating result€1k-€-3k€-2k▲ 26.5%€-3k▼ 35.7%€11k
Net result€991-€-3k€-2k▲ 26.0%€-3k▼ 35.3%€-44k▼ 1,548%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €11k after a loss of €3k in 2024, the highest year so far.
Key figures and ratios
Solvency
-149.2%▼
2024 · 39.0%
Current ratio
0.40▲
2024 · 0.10
Quick ratio
0.40▲
2024 · 0.10
Debt / equity
-1.67▼
2024 · 1.57
ROE
198.4%▲
2024 · -12.2%
ROA
-296.1%▼
2024 · -4.8%
Debt
€37k▲
2024 · €34k
Debt ≤ 1 year
€37k▲
2024 · €34k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€56k€15k▼
Fixed assets21/28€52k-
Financial fixed assets28€52k-
Current assets29/58€4k€15k▲
Cash at bank and in hand54/58€4k€15k▲
Equity and liabilities
Total equity and liabilities10/49€56k€15k▼
Equity10/15€22k€-22k▼
Contributions10/11€20k€20k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-349€-44k▼
Amounts payable17/49€34k€37k▲
Amounts payable within one year42/48€34k€37k▲
Trade debts44€188-
Suppliers440/4€188-
Taxes, remuneration and social security45-€3k
Taxes450/3-€3k
Other amounts payable47/48€34k€34k=
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€-2k€12k▲
Operating profit (loss)9901€-3k€11k▲
Financial charges65/66B€53€52k▲
Recurring financial charges65€53€45▼
Non-recurring financial charges66B-€52k
Profit (loss) for the period before taxes9903€-3k€-41k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€-3k€-44k▼
Profit (loss) for the period to be appropriated9905€-3k€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-349€-44k▼
Profit (loss) brought forward from the previous period14P€2k€-349▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €991
Net result €991 after 3 loss-making years.
18-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 79 days late
2020
06-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 6 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
09-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 40 days late
2011
07-02
State Gazette act
General meeting · Merger
Accounting effect · Capital increase
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Frères Poels, Dion-V. 501325 Chaumont-GistouxGround area
1,699 m²
Building footprint
100 m²
Volume, LiDAR
775 m³
Parcel 25026A0007/00B004, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
BK CONSULT
since 20132.223.433.010
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25026A0007/00B004 | Wallonia | 1,699 m² | 1 · 100 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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UNILOVI
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KeyOB
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Of 13,474 companies in sector 85510 we hold annual accounts for 714. 589 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-06-2007
Fiscal year end31-12
Activities, NACEBEL
85510Sports and recreation education
47639Retail sale of other sporting goods
47640Retail trade
85599Other education
85699Other educational support services
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.