BELLEFLEUR
ActiveThe computed 12-month bankruptcy probability of BELLEFLEUR is 1.7% (moderate). The 2025 annual accounts show equity of €30k and a net result of €-33k. Equity is growing by ~41.7% per year across the filed fiscal years. Its solvency ranks better than 56% of 3616 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
15
/ 100
Critical▼ -12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency44▼-26
Growth52=
Stability100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.67 in 2024), and 65.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.7%
Return on assets
-38.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
36 d early
2023
6 d early
2022
26 d early
2021
17 d late
2020
43 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€30k▼ 52.5%
2024 · €63k
2018: €-510k
2019: €-442k
2020: €-397k
2021: €-300k
2022: €-147k
2023: €83k
2024: €63k
2018 → 2025
Total assets
€87k▲ 1.2%
2024 · €85k
2018: €51k
2019: €52k
2020: €17k
2021: €99k
2022: €26k
2023: €114k
2024: €85k
2018 → 2025
Net result
€-33k▼ 63.3%
2024 · €-20k
2018: €95k
2019: €68k
2020: €46k
2021: €97k
2022: €153k
2023: €230k
2024: €-20k
2018 → 2025
Working capital
€-24k▼ 224%
2024 · €-7k
2018: €-131k
2019: €-39k
2020: €15k
2021: €95k
2022: €18k
2023: €2k
2024: €-7k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-300k-€-147k▲ 51.0%€83k€63k▼ 24.3%€30k▼ 52.5%
Operating result€104k-€158k▲ 51.7%€244k▲ 53.8%€-20k€-32k▼ 66.5%
Net result€97k-€153k▲ 58.4%€230k▲ 50.4%€-20k€-33k▼ 63.3%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €20k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87k
Fixed assets
€60k▼ 15.2%
Current assets
€27k▲ 78.4%
Equity and liabilities €87k
Equity
€30k▼ 52.5%
Debt
€57k▲ 153%
The debt ratio rises from 26.1% to 65.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-21k▼
2024 · €-8k
Cash flow
€-21k▼
2024 · €-9k
Solvency
34.7%▼
2024 · 73.9%
Current ratio
0.53▼
2024 · 0.67
Quick ratio
0.53▼
2024 · 0.67
Debt / equity
1.88▲
2024 · 0.35
ROE
-110.4%▼
2024 · -32.1%
ROA
-38.3%▼
2024 · -23.7%
Interest coverage
-42.87▼
2024 · -12.94
Debt
€57k▲
2024 · €22k
Debt ≤ 1 year
€51k▲
2024 · €22k
Income taxes
€174▲
2024 · €164
Staff costs
€70k▲
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€87k▲
Fixed assets21/28€70k€60k▼
Tangible fixed assets22/27€70k€60k▼
Plant, machinery and equipment23€711€1k▲
Furniture and vehicles24€4k€2k▼
Other tangible fixed assets26€66k€57k▼
Current assets29/58€15k€27k▲
Amounts receivable within one year40/41€9k€23k▲
Trade receivables40€9k€23k▲
Cash at bank and in hand54/58€5k€3k▼
Deferred charges and accrued income490/1€899€1k▲
Equity and liabilities
Total equity and liabilities10/49€85k€87k▲
Equity10/15€63k€30k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€13k€-20k▼
Amounts payable17/49€22k€57k▲
Amounts payable within one year42/48€22k€51k▲
Trade debts44€5k€11k▲
Suppliers440/4€5k€11k▲
Taxes, remuneration and social security45€18k€24k▲
Taxes450/3€15k€9k▼
Remuneration and social security454/9€2k€15k▲
Other amounts payable47/48€0€15k▲
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Remuneration, social security and pensions62€42k€70k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€687€779▲
Gross operating margin9900€35k€50k▲
Operating profit (loss)9901€-20k€-32k▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€623€481▼
Recurring financial charges65€623€481▼
Profit (loss) for the period before taxes9903€-20k€-33k▼
Income taxes67/77€164€174▲
Profit (loss) for the period9904€-20k€-33k▼
Profit (loss) for the period to be appropriated9905€-20k€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-20k▼
Profit (loss) brought forward from the previous period14P€33k€13k▼
Social balance
Average headcount (FTE)90870.80.9▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-33k
Net result drops to €-33k, the lowest in the series.
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €230k ▲50.4%
Operating result €244k, net result €230k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 17 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 22.20
Current ratio from 8.28 to 22.20.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity times 14current ratio 8.28
Current ratio from 0.57 to 8.28; short-term debt falls from €91k to €2k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
14-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 14 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dirk Boutslaan 563000 LeuvenGround area
42 m²
Building footprint
46 m²
Volume, LiDAR
513 m³
Parcel 24505F0594/00C002, Flanders · tallest building 16.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Bellefleur
since 20082.172.584.521
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505F0594/00C002 | Flanders | 42 m² | 1 · 46 m² | 16.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DELLA VITA
BE 0800.296.421
Blankenberge · Eq €30k
SGB
BE 0744.983.358
Antwerpen · Eq €30k
Cafe Sport Leuven
BE 0647.646.333
Leuven · Eq €30k
De Cookie
BE 0644.787.407
Puurs-Sint-Amands · Eq €30k
GUY EN JULIE
BE 0680.528.046
Gistel · Eq €30k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 9,334 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2008
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
82990Other business support services
56210Event catering
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.