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ASSUGROUP

Active
Private limited company·Activiteiten van verzekeringsagenten en -makelaars· 15 yrs active
Avenue des Dauphins 38 ·1410 Waterloo, Belgium
KBO/BCE: BE 0832.963.150
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Age15 yrs
Board1
Real estate1 parcel · 1,333 m²

Summary

Conclusion

the dossier summarised in one paragraph

ASSUGROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 21-08-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 21-08-2025 21 d late 2025-00396479
31-12-2023 31-07-2024 26-08-2024 26 d late 2024-00374591
31-12-2022 31-07-2023 29-08-2023 29 d late 2023-00367994
31-12-2021 31-07-2022 31-08-2022 31 d late 2022-20397397
31-12-2020 31-07-2021 28-09-2021 59 d late 2021-68900507
31-12-2019 31-07-2020 25-08-2020 25 d late 2020-48300311
31-12-2018 31-07-2019 27-08-2019 27 d late 2019-55700317
31-12-2017 31-07-2018 20-09-2018 51 d late 2018-63600217
31-12-2016 31-07-2017 31-08-2017 31 d late 2017-56400446
31-12-2015 31-07-2016 30-08-2016 30 d late 2016-52900515

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Established
Founded in 2011, 15 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Annual accounts & ratios

Source: NBB
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 volledig 21-08-2025 2025-00396479
31-12-2023 volledig 26-08-2024 2024-00374591
31-12-2022 volledig 29-08-2023 2023-00367994
31-12-2021 volledig 31-08-2022 2022-20397397
31-12-2020 volledig 28-09-2021 2021-68900507
31-12-2019 volledig 25-08-2020 2020-48300311
31-12-2018 volledig 27-08-2019 2019-55700317
31-12-2017 volledig 20-09-2018 2018-63600217
31-12-2016 volledig 31-08-2017 2017-56400446
31-12-2015 volledig 30-08-2016 2016-52900515

Directors

Directors & mandates

1 director
Current directors & mandates
  • GUISSET Fabian
    Director
    State Gazette act 23417016 (27-10-2023)
    Current
    27-10-2023 → present
    2 events
    • 27-10-2023 Resigned· Director
    • 27-10-2023 Appointed· Director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van verzekeringsagenten en -makelaars(66220)
Legal form Private limited company(610)
Incorporation17-01-2011
StatusActive
Postal code1410

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue des Dauphins 381410 Waterloo

Establishment units

1 location
Assug
Avenue des Dauphins 38, 1410 WaterlooActiviteiten van verzekeringsagenten en -makelaars
since 20112.195.438.414
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,333 m²
Buildings1
Building footprint73 m²
Volume (LiDAR)648 m³
Tallest building9.5 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25110B0185/00M003 Wallonia 1,333 m² 1 · 72 m² 9.5 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2023
27-10-2023 1 director appointed, 1 resigning Director changes·Sibylle Falla
  • GUISSET Fabian, Bestuurder
  • GUISSET Fabian, Bestuurder
Notary: Sibylle Falla · Bruxelles

Analysis

Credit advice

verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Overige ondersteunende activiteiten in verband met financiële diensten, exclusief verzekeringen en pensioenfondsen, n.e.g.66199Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen66199
Primary activity highlighted.
Names & trade names
Legal nameFR ASSUGROUP
AbbreviationFR ASSUG
Registered office
Avenue des Dauphins 38
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.