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Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
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Summary
Conclusion
the dossier summarised in one paragraphA+ ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.
Based on State Gazette and CBE data.
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-07-2025, 24 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 07-07-2025 | 24 d early | 2025-00235578 |
| 31-12-2023 | 31-07-2024 | 10-07-2024 | 21 d early | 2024-00229908 |
| 31-12-2022 | 31-07-2023 | 31-07-2023 | on the day | 2023-00294009 |
| 31-12-2021 | 31-07-2022 | 14-07-2022 | 17 d early | 2022-20184001 |
| 31-12-2020 | 31-07-2021 | 28-07-2021 | 3 d early | 2021-40800398 |
| 31-12-2019 | 31-07-2020 | 30-07-2020 | 1 d early | 2020-35900181 |
| 31-12-2018 | 31-07-2019 | 23-07-2019 | 8 d early | 2019-35900080 |
| 31-12-2017 | 31-07-2018 | 18-07-2018 | 13 d early | 2018-33900400 |
| 31-12-2016 | 31-07-2017 | 19-07-2017 | 12 d early | 2017-32500016 |
| 31-12-2015 | 31-07-2016 | 26-07-2016 | 5 d early | 2016-34800462 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsLong-established
Founded in 1993, 32 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyoneThis is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
Financials
Annual accounts & ratios
Source: NBBFinancials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (volledig). The annual accounts are being processed.
Filings on record
| Fiscal year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2024 | volledig | 07-07-2025 | 2025-00235578 |
| 31-12-2023 | volledig | 10-07-2024 | 2024-00229908 |
| 31-12-2022 | volledig | 31-07-2023 | 2023-00294009 |
| 31-12-2021 | volledig | 14-07-2022 | 2022-20184001 |
| 31-12-2020 | volledig | 28-07-2021 | 2021-40800398 |
| 31-12-2019 | volledig | 30-07-2020 | 2020-35900181 |
| 31-12-2018 | volledig | 23-07-2019 | 2019-35900080 |
| 31-12-2017 | volledig | 18-07-2018 | 2018-33900400 |
| 31-12-2016 | volledig | 19-07-2017 | 2017-32500016 |
| 31-12-2015 | volledig | 26-07-2016 | 2016-34800462 |
Directors
Directors & mandates
4 directorsCurrent directors & mandates
-
Gilles ARNAUTSDirectorState Gazette act 23469857 (21-12-2023)Current21-12-2023 → present
2 events
- 21-12-2023 Resigned· Manager
- 21-12-2023 Appointed· Director
-
Nathalie DRAPIERDirectorState Gazette act 23469857 (21-12-2023)Current21-12-2023 → present
2 events
- 21-12-2023 Resigned· Manager
- 21-12-2023 Appointed· Director
Former directors (2)
-
Former- → 21-12-2023
-
Former- → 21-12-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Private limited company(610) |
| Incorporation | 29-12-1993 |
| Status | Active |
| Postal code | 1410 |
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
2 locationsTerhulpsesteenweg 150, 1170 Watermaal-Bosvoorde
since 19952.070.121.342
A + Assurances
since 20232.352.796.267
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area1.4 ha
Buildings2
Building footprint3,896 m²
Volume (LiDAR)78,871 m³
Tallest building36.1 m · ±7 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763M0621/00F000indicative | Wallonia | 1.0 ha | 1 · 1,772 m² | 22.9 m · 6 fl. |
| 21652E0035/00R005 | Brussels | 4,415 m² | 1 · 2,124 m² | 36.1 m · 7 fl. |
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
1 acts All acts · 1
updated 2 years ago
2023
21-12-2023 2 directors appointed, 4 resigning
- Gilles ARNAUTS, Bestuurder
- Nathalie DRAPIER, Bestuurder
- Nathalie DRAPIER, Zaakvoerder
- Gilles ARNAUTS, Zaakvoerder
- NGA INVEST SRL, Zaakvoerder
- AD FINANCES SRL, Zaakvoerder
Notary:
Olivier Waterkeyn · Waterloo
Analysis
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 482 of the 4,657 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Verzekeringsagenten en -makelaars66220Activiteiten van verzekeringsagenten en -makelaars66220Verzekeringsmakelaars en -agenten67201
Primary activity highlighted.
Names & trade names
| Legal nameFR | A+ ASSURANCES |
Registered office
Drève Richelle 161 O bus 107
1410 Waterloo, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.