ALL-SERVICES
ActiveThe computed 12-month bankruptcy probability of ALL-SERVICES is 1.8% (moderate). The 2025 annual accounts show equity of €157k and a net result of €31k. Equity is growing by ~22.9% per year across the filed fiscal years. Its solvency ranks better than 87% of 27450 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
81
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-1
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 5.88 against 34.52 in 2024; short-term debt: 16.9% and cash: 78.7% of total assets), and 16.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.1%
Return on assets
16.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
42 d early
2023
47 d early
2022
33 d early
2021
23 d late
2020
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€123k
EBIT margin
52.2%
Net result
€31k▲ 10.0%
2024 · €28k
2020: €29k
2021: €46k
2022: €22k
2023: €32k
2024: €28k
2020 → 2025
Working capital
€156k▼ 2.6%
2024 · €161k
2020: €19k
2021: €66k
2022: €92k
2023: €128k
2024: €161k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€123k-
Equity€81k-€104k▲ 27.4%€135k▲ 30.5%€163k▲ 20.8%€157k▼ 3.7%
Operating result€64k-€32k▼ 49.8%€45k▲ 38.5%€39k▼ 12.8%€43k▲ 10.0%
Net result€46k-€22k▼ 51.6%€32k▲ 41.8%€28k▼ 11.3%€31k▲ 10.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€941▼ 67.5%
Current assets
€189k▲ 14.0%
Equity and liabilities €189k
Equity
€157k▼ 3.7%
Debt
€32k▲ 569%
The debt ratio rises from 2.8% to 16.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▲
2024 · €43k
Cash flow
€33k▲
2024 · €33k
Solvency
83.1%▼
2024 · 97.2%
Current ratio
5.88▼
2024 · 34.52
Quick ratio
5.88▼
2024 · 34.52
Debt / equity
0.20▲
2024 · 0.03
ROE
19.6%▲
2024 · 17.2%
ROA
16.3%▼
2024 · 16.7%
Interest coverage
182.36▼
2024 · 256.91
Debt
€32k▲
2024 · €5k
Debt ≤ 1 year
€32k▲
2024 · €5k
Income taxes
€12k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€189k▲
Fixed assets21/28€3k€941▼
Tangible fixed assets22/27€2k€41▼
Plant, machinery and equipment23€2k-
Furniture and vehicles24€316€41▼
Financial fixed assets28€900€900=
Current assets29/58€165k€189k▲
Amounts receivable within one year40/41€40k€38k▼
Trade receivables40€12k€13k▲
Other amounts receivable41€28k€25k▼
Cash at bank and in hand54/58€124k€149k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€168k€189k▲
Equity10/15€163k€157k▼
Contributions10/11€6k€6k=
Reserves13€120k€150k▲
Distributable reserves133€120k€150k▲
Profit (loss) carried forward14€37k€1k▼
Amounts payable17/49€5k€32k▲
Amounts payable within one year42/48€5k€32k▲
Trade debts44€5k€616▼
Suppliers440/4€5k€616▼
Other amounts payable47/48-€31k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€627€827▲
Gross operating margin9900€44k€46k▲
Operating profit (loss)9901€39k€43k▲
Financial charges65/66B€169€245▲
Recurring financial charges65€169€245▲
Profit (loss) for the period before taxes9903€39k€42k▲
Income taxes67/77€11k€12k▲
Profit (loss) for the period9904€28k€31k▲
Profit (loss) for the period to be appropriated9905€28k€31k▲
Appropriation of the result
Profit (loss) to be appropriated9906€64k€68k▲
Profit (loss) brought forward from the previous period14P€36k€37k▲
Transfer to equity691/2€27k€30k▲
To other reserves6921€27k€30k▲
Profit to be distributed694/7-€37k
Return on contributions (dividend)694-€37k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €163k ▲20.8%
5 profitable years in a row build equity to €163k.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity doublescurrent ratio 25.47
Current ratio from 10.34 to 25.47; short-term debt falls from €10k to €5k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €22k ▼51.6%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 10.34
Current ratio from 3.02 to 10.34; short-term debt falls from €32k to €10k.
31-12
Financial
Equity above €100kEq €104k ▲27.4%
3 profitable years in a row build equity to €104k.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Highest result since 2020net €46k ▲59%
Operating result €64k, net result €46k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genk · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnedauwstraat 13600 GenkGround area
826 m²
Building footprint
144 m²
Volume, LiDAR
1,058 m³
Parcel 71306G0215/00L082, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ALL-SERVICES
since 20202.300.271.757
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71306G0215/00L082 | Flanders | 826 m² | 1 · 144 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,542 companies in sector 43990 we hold annual accounts for 7,421. 6,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2020
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43999Specialised construction activities
47522Retail trade
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.