Reno Schollier
ActiveReno Schollier has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €13k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 93% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 11.37 against 8.94 in 2024; short-term debt: 8.3% and cash: 81% of total assets), and 10% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
7.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
4 d early
2023
2 d early
2022
6 d early
2021
11 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€158k▲ 9.2%
2024 · €144k
2019: €49k
2020: €70k
2021: €94k
2022: €108k
2023: €132k
2024: €144k
2019 → 2025
Total assets
€175k▲ 2.7%
2024 · €171k
2019: €94k
2020: €94k
2021: €107k
2022: €148k
2023: €166k
2024: €171k
2019 → 2025
Net result
€13k▲ 5.1%
2024 · €13k
2019: €8k
2020: €21k
2021: €23k
2022: €14k
2023: €24k
2024: €13k
2019 → 2025
Working capital
€150k▲ 10.7%
2024 · €136k
2019: €38k
2020: €61k
2021: €91k
2022: €97k
2023: €127k
2024: €136k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€108k▲ 15.0%€132k▲ 22.5%€144k▲ 9.6%€158k▲ 9.2%
Operating result€30k-€33k▲ 10.2%€25k▼ 25.0%€19k▼ 23.1%€23k▲ 22.5%
Net result€23k-€14k▼ 39.1%€24k▲ 72.0%€13k▼ 47.9%€13k▲ 5.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 23% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €175k
Fixed assets
€10k▼ 41.7%
Current assets
€165k▲ 7.8%
Equity and liabilities €175k
Equity
€158k▲ 9.2%
Debt
€18k▼ 33.0%
The debt ratio falls from 15.4% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▲
2024 · €26k
Cash flow
€21k▲
2024 · €20k
Solvency
90.0%▲
2024 · 84.6%
Current ratio
11.37▲
2024 · 8.94
Quick ratio
11.33▲
2024 · 8.77
Debt / equity
0.11▼
2024 · 0.18
ROE
8.4%▼
2024 · 8.7%
ROA
7.6%▲
2024 · 7.4%
Interest coverage
165.25▲
2024 · 99.72
Debt
€18k▼
2024 · €26k
Debt ≤ 1 year
€15k▼
2024 · €17k
Debt > 1 year
€3k▼
2024 · €9k
Income taxes
€10k▲
2024 · €6k
Staff costs
€387▲
2024 · €384
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€171k€175k▲
Formation expenses20€0€0=
Fixed assets21/28€18k€10k▼
Tangible fixed assets22/27€18k€10k▼
Plant, machinery and equipment23€200€0▼
Furniture and vehicles24€17k€10k▼
Current assets29/58€153k€165k▲
Stocks and contracts in progress3€3k€545▼
Stocks30/36€670€545▼
Contracts in progress37€2k-
Amounts receivable within one year40/41€19k€22k▲
Trade receivables40€13k€22k▲
Other amounts receivable41€6k€706▼
Cash at bank and in hand54/58€131k€142k▲
Equity and liabilities
Total equity and liabilities10/49€171k€175k▲
Equity10/15€144k€158k▲
Contributions10/11€13k€13k=
Reserves13€37k€37k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€35k€35k=
Profit (loss) carried forward14€95k€108k▲
Amounts payable17/49€26k€18k▼
Amounts payable after more than one year17€9k€3k▼
Financial debts170/4€9k€3k▼
Amounts payable within one year42/48€17k€15k▼
Current portion of amounts payable after more than one year42€6k€6k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Other amounts payable47/48€9k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€384€387▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k▼
Other operating charges640/8€706€1k▲
Gross operating margin9900€27k€32k▲
Operating profit (loss)9901€19k€23k▲
Financial charges65/66B€263€184▼
Recurring financial charges65€263€184▼
Profit (loss) for the period before taxes9903€19k€23k▲
Income taxes67/77€6k€10k▲
Profit (loss) for the period9904€13k€13k▲
Profit (loss) for the period to be appropriated9905€13k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€95k€108k▲
Profit (loss) brought forward from the previous period14P€82k€95k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €150kEq €158k ▲9.2%
7 profitable years in a row build equity to €158k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €24k ▲72%
Net result €24k, the highest in the series.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Equity above €100kEq €108k ▲15%
4 profitable years in a row build equity to €108k.
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity doublescurrent ratio 7.58
Current ratio from 3.55 to 7.58; short-term debt falls from €24k to €14k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Karreweg(KRU) 1199770 KruisemGround area
563 m²
Building footprint
126 m²
Volume, LiDAR
619 m³
Parcel 45017D0006/00H002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Reno Schollier
since 20152.251.119.679
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017D0006/00H002 | Flanders | 563 m² | 1 · 125 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,543 companies in sector 43990 we hold annual accounts for 7,421. 6,041 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2015
Fiscal year end30-06
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.