360 Consulting is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €203k and a net result of €22k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 25% of 9864 sector peers (fiscal year 2024). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 9864 sector peers (2024).
NBB · sector comparisonPosition among 9864 sector peers
Solvency
better than 25%
← weakest
strongest →
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €203k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
19 d late
2022
30 d late
2021
31 d late
2020
27 d late
2019
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€203k▲ 7.2%
2023 · €190k
2018: €173k
2019: €181k
2020: €230k
2021: €281k
2022: €138k
2023: €190k
2018 → 2024
Net result
€22k▼ 61.8%
2023 · €58k
2018: €6k
2019: €8k
2020: €48k
2021: €52k
2022: €9k
2023: €58k
2018 → 2024
Total assets
€846k▼ 4.3%
2023 · €884k
2018: €621k
2019: €590k
2020: €621k
2021: €649k
2022: €679k
2023: €884k
2018 → 2024
Solvency
24.0%▲ 2.6pp
2023 · 21.4%
2018: 27.8%
2019: 30.7%
2020: 37.0%
2021: 43.3%
2022: 20.3%
2023: 21.4%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€230k-€281k▲ 22.5%€138k▼ 51.0%€190k▲ 37.7%€203k▲ 7.2%
Operating result€75k-€73k▼ 2.0%€19k▼ 74.3%€95k▲ 405%€57k▼ 40.0%
Net result€48k-€52k▲ 6.6%€9k▼ 81.9%€58k▲ 518%€22k▼ 61.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 40% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €846k
Fixed assets
€681k▼ 2.9%
Current assets
€165k▼ 10.0%
Equity and liabilities €846k
Equity
€203k▲ 7.2%
Debt
€643k▼ 7.5%
The debt ratio falls from 78.6% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
24.0%▲
2023 · 21.4%
ROE
10.8%▼
2023 · 30.4%
ROA
2.6%▼
2023 · 6.5%
Debt
€643k▼
2023 · €695k
Debt ≤ 1 year
€178k▼
2023 · €190k
Debt > 1 year
€461k▼
2023 · €498k
Income taxes
€13k▼
2023 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€884k€846k▼
Fixed assets21/28€701k€681k▼
Tangible fixed assets22/27€701k€681k▼
Land and buildings22€673k€657k▼
Furniture and vehicles24€27k€24k▼
Other tangible fixed assets26€800€410▼
Current assets29/58€183k€165k▼
Amounts receivable after more than one year29€65k€65k=
Other amounts receivable291€65k€65k=
Amounts receivable within one year40/41€73k€49k▼
Trade receivables40€63k€49k▼
Other amounts receivable41€10k€0▼
Current investments50/53€506€507▲
Cash at bank and in hand54/58€39k€44k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€884k€846k▼
Equity10/15€190k€203k▲
Contributions10/11€12k€12k=
Reserves13€177k€191k▲
Non-distributable reserves130/1€2k€0▼
Reserves not available under the articles1311€2k€0▼
Distributable reserves133€175k€191k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€695k€643k▼
Amounts payable after more than one year17€498k€461k▼
Financial debts170/4€498k€461k▼
Amounts payable within one year42/48€190k€178k▼
Current portion of amounts payable after more than one year42€89k€87k▼
Financial debts43€5k€19▼
Credit institutions430/8€5k€19▼
Trade debts44€7k€4k▼
Suppliers440/4€7k€4k▼
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€42k€41k▼
Taxes450/3€42k€39k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€47k€46k▼
Accrued charges and deferred income492/3€7k€4k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€37k▲
Other operating charges640/8€4k€18k▲
Gross operating margin9900€130k€112k▼
Operating profit (loss)9901€95k€57k▼
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€13k€25k▲
Recurring financial charges65€13k€25k▲
Profit (loss) for the period before taxes9903€87k€35k▼
Income taxes67/77€29k€13k▼
Profit (loss) for the period9904€58k€22k▼
Profit (loss) for the period to be appropriated9905€58k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€22k▼
Transfer from equity791/2€6k€8k▲
Transfer to equity691/2€58k€22k▼
To other reserves6921€58k€22k▼
Profit to be distributed694/7€6k€8k▲
Return on contributions (dividend)694€6k€8k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €200kEq €203k ▲7.2%
7 profitable years in a row build equity to €203k.
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Highest result since 2018net €58k ▲518%
Operating result €95k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲37.7%
6 profitable years in a row build equity to €190k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Equity above €200kEq €230k ▲26.7%
3 profitable years in a row build equity to €230k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
2016
23-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2009
Ground area
964 m²
Building footprint
169 m²
Volume, LiDAR
874 m³
Parcel 37018B0950/00T002, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
360° Consulting
since 20092.178.284.755
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37018B0950/00T002 | Flanders | 964 m² | 1 · 169 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,538 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2009
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:info@360consulting.be
Phone:0486/62.06.63