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QG IMMO

Active
Private limited company·Activiteiten van holdings· 3 yrs active
Avenue P. Van Hoegaerden 17 ·4130 Esneux, Belgium
KBO/BCE: BE 0803.139.709
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

QG IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €206k and a net result of €-2k. Its solvency ranks better than 95% of 3139 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 3139 peers (2024). A comfortable equity buffer.
View the sector comparison

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-08-2025, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 17-08-2025 17 d late 2025-00380868
31-12-2023 31-07-2024 28-08-2024 28 d late 2024-00398576

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2023, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Financials

Equity€206k-1.1%
Net result€-2k-22.9%
Total assets€206k-1.1%
Solvency99.8%-0.1pp

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 17-08-2025 with the NBB · fiscal year 2024 · micro
€-3k€-2k€-1k€0Operating result 2023: €-2k€-2kNet result 2023: €-2k€-2kOperating result 2024: €-2k€-2kNet result 2024: €-2k€-2k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 99.8% 52.5%
better than 95% of 3139 sector peers
Net result €-2k €32k
better than 13% of 3135 sector peers
Equity €206k €75k
better than 77% of 3140 sector peers
Gross operating margin €-2k €52k
better than 9% of 3132 sector peers
Total assets €206k €192k
better than 52% of 3141 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-2k
-22.9% 23-24
Total assets
€206k
-1.1% 23-24
Equity
€206k
-1.1% 23-24
Debt
€450
+44.8% 23-24
Debt ≤ 1y
€450
+44.8% 23-24
Solvency
99.8%
-0.1% 23-24
ROE
-1.1%
-24.3% 23-24
ROA
-1.1%
-24.2% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenuen/a
EBITDAn/a
Net profit€-2k
Cash flown/a
Staff costs-
Income taxes-
Dividends-
Total assets€206k
Equity€206k
Debt€450
of which ≤ 1y€450
of which > 1y-
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency99.8%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA-1.1%
ROE-1.1%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€206k
Fixed assets 21/28€200k
Financial fixed assets 28€200k
Current assets 29/58€6k
Amounts receivable within one year 40/41€950
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€206k
Equity 10/15€206k
Contributions / capital 10/11€210k
Accumulated profits (losses) 14€-4k
Amounts payable 17/49€450
Amounts payable within one year 42/48€450
Trade debts payable within one year 44€450
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-2k
Financial charges 65€38
Result before taxes 9903€-2k
Net result for the period 9904€-2k
Result to be appropriated 9905€-2k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue P. Van Hoegaerden 174130 Esneux

Establishment units

1 location
QG IMMO
Avenue P. Van Hoegaerden 17, 4130 EsneuxHoldings
since 20232.348.542.620
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health-Profitability0Solvency100Growth32Stability94
56 / 100

Mixed profile: strong on solvency, weaker on profitability.

Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.

Health -
Profitability 0
Solvency 100
Growth 32
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 5,518 of the 24,684 companies in this sector. 3,983 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR QG IMMO
Registered office
Avenue P. Van Hoegaerden 17
4130 Esneux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.