TANDARTS T. DE PEUTER
ActiveTANDARTS T. DE PEUTER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €546k and a net result of €219k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 50% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+1
Solvency89▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.36 in 2024; short-term debt: 30.8% and cash: 5.1% of total assets), and 36.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.7%
Return on assets
25.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
15 d early
2023
on the day
2022
73 d late
2021
59 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€546k▲ 10.2%
2024 · €496k
2018: €100k
2019: €906k
2020: €800k
2021: €761k
2022: €710k
2023: €604k
2024: €496k
2018 → 2025
Total assets
€857k▼ 14.6%
2024 · €1.00M
2018: €228k
2019: €1.11M
2020: €953k
2021: €913k
2022: €915k
2023: €1.03M
2024: €1.00M
2018 → 2025
Net result
€219k▼ 10.7%
2024 · €246k
2018: €104k
2019: €1.02M
2020: €10k
2021: €129k
2022: €170k
2023: €178k
2024: €246k
2018 → 2025
Working capital
€218k▲ 33.0%
2024 · €164k
2018: €9k
2019: €581k
2020: €483k
2021: €422k
2022: €371k
2023: €265k
2024: €164k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€761k-€710k▼ 6.7%€604k▼ 15.0%€496k▼ 17.9%€546k▲ 10.2%
Operating result€164k-€260k▲ 59.1%€220k▼ 15.5%€334k▲ 51.7%€303k▼ 9.1%
Net result€129k-€170k▲ 32.1%€178k▲ 5.0%€246k▲ 37.8%€219k▼ 10.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €857k
Fixed assets
€375k▼ 0.9%
Current assets
€482k▼ 22.9%
Equity and liabilities €857k
Equity
€546k▲ 10.2%
Provisions
€47k=
Debt
€264k▼ 42.7%
The debt ratio falls from 45.9% to 30.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€310k▼
2024 · €341k
Cash flow
€226k▼
2024 · €254k
Solvency
63.7%▲
2024 · 49.4%
Current ratio
1.82▲
2024 · 1.36
Quick ratio
1.82▲
2024 · 1.36
Debt / equity
0.48▼
2024 · 0.93
ROE
40.2%▼
2024 · 49.6%
ROA
25.6%▲
2024 · 24.5%
Interest coverage
35.62▼
2024 · 43.10
Debt
€264k▼
2024 · €461k
Debt ≤ 1 year
€264k▼
2024 · €461k
Income taxes
€107k▼
2024 · €119k
Staff costs
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.00M€857k▼
Fixed assets21/28€379k€375k▼
Tangible fixed assets22/27€45k€42k▼
Land and buildings22-€3k
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€1k€318▼
Other tangible fixed assets26€39k€35k▼
Financial fixed assets28€334k€334k=
Current assets29/58€625k€482k▼
Amounts receivable within one year40/41€292k€137k▼
Trade receivables40€49k€62k▲
Other amounts receivable41€244k€74k▼
Current investments50/53€298k€296k▼
Cash at bank and in hand54/58€29k€44k▲
Deferred charges and accrued income490/1€5k€5k=
Equity and liabilities
Total equity and liabilities10/49€1.00M€857k▼
Equity10/15€496k€546k▲
Contributions10/11€12k€12k=
Reserves13€483k€534k▲
Distributable reserves133€483k€534k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€47k€47k=
Provisions for liabilities and charges160/5€47k€47k=
Pensions and similar obligations160€47k€47k=
Amounts payable17/49€461k€264k▼
Amounts payable within one year42/48€461k€264k▼
Financial debts43€30k€30k=
Credit institutions430/8€30k€30k=
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€74k€62k▼
Taxes450/3€74k€62k▼
Other amounts payable47/48€354k€169k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€0▼
Remuneration, social security and pensions62€5k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€836€866▲
Non-recurring operating charges66A€2k€0▼
Gross operating margin9900€350k€313k▼
Operating profit (loss)9901€334k€303k▼
Financial income75/76B€40k€33k▼
Recurring financial income75€40k€33k▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€365k€327k▼
Income taxes67/77€119k€107k▼
Profit (loss) for the period9904€246k€219k▼
Profit (loss) for the period to be appropriated9905€246k€219k▼
Appropriation of the result
Profit (loss) to be appropriated9906€246k€219k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€354k€169k▼
Transfer to equity691/2€246k€219k▼
To other reserves6921€246k€219k▼
Profit to be distributed694/7€354k€169k▼
Return on contributions (dividend)694€354k€169k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €500kEq €546k ▲10.2%
8 profitable years in a row build equity to €546k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 73 days late
2022
28-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €10k ▼99%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-12
Financial
Highest result since 2018net €1.02M ▲885%
Operating result €1.01M, net result €1.02M, both a record.
31-12
Financial
Liquidity times 5current ratio 5.50
Current ratio from 1.12 to 5.50.
31-12
Financial
Equity above €500kEq €906k ▲808%
2 profitable years in a row build equity to €906k.
04-11
State Gazette act
General meeting · Capital increase
Share issue · Bank account
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
12-11
State Gazette act
General meeting · Director resignation
Director discharge · Permanent representative
2011
21-04
State Gazette act
Incorporation · Demerger
Founder · Founding capital · Holvoet, Filip
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Malle · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jagersweg 162390 MalleGround area
2,690 m²
Building footprint
476 m²
Volume, LiDAR
4,681 m³
2 parcels, Flanders · tallest building 21.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TANDARTS T. DE PEUTER
since 20062.295.023.562
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11049C0277/00F000 | Flanders | 2,338 m² | 1 · 189 m² | 9.1 m · 2 fl. |
| 11806F1209/00L007 | Flanders | 352 m² | 1 · 287 m² | 21.3 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyTANDARTS T. DE PEUTERBE 0878.979.356
controls
Where this company holds controlthis company sits on their board1
28 locations
Recognitions · licences · registrations
Legal Entity Identifier
875500XSQOSGQTA7L638
Similar companies · same sector, comparable size
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TANDARTSENPRAKTIJK FIORINE IRIS
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,414 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2006
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.