SJ Dental
ActiveSJ Dental has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €548k and a net result of €110k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 81% of 2324 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.43 against 6.35 in 2024; short-term debt: 12.2% and cash: 60.1% of total assets), and 12.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.8%
Return on assets
17.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
28 d early
2024
38 d early
2023
2 d late
2022
2 d late
2021
22 d late
2020
22 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€110k▲ 9.4%
2024 · €101k
2019: €53k
2020: €54k
2021: €80k
2022: €95k
2023: €91k
2024: €101k
2019 → 2025
Working capital
€492k▲ 17.8%
2024 · €418k
2019: €-27k
2020: €13k
2021: €86k
2022: €196k
2023: €299k
2024: €418k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€206k-€301k▲ 46.3%€391k▲ 29.7%€492k▲ 25.8%€548k▲ 11.5%
Operating result€112k-€134k▲ 20.2%€127k▼ 5.6%€141k▲ 11.3%€151k▲ 7.0%
Net result€80k-€95k▲ 19.3%€91k▼ 4.6%€101k▲ 11.0%€110k▲ 9.4%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €625k
Fixed assets
€56k▼ 24.0%
Current assets
€568k▲ 14.7%
Equity and liabilities €625k
Equity
€548k▲ 11.5%
Debt
€77k▼ 2.0%
The debt ratio falls from 13.7% to 12.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€169k▲
2024 · €159k
Cash flow
€128k▲
2024 · €119k
Solvency
87.8%▲
2024 · 86.3%
Current ratio
7.43▲
2024 · 6.35
Quick ratio
7.43▲
2024 · 6.35
Debt / equity
0.14▼
2024 · 0.16
ROE
20.1%▼
2024 · 20.5%
ROA
17.7%▼
2024 · 17.7%
Interest coverage
204.65▼
2024 · 292.65
Debt
€77k▼
2024 · €78k
Debt ≤ 1 year
€76k▼
2024 · €78k
Income taxes
€45k▲
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€570k€625k▲
Fixed assets21/28€74k€56k▼
Intangible fixed assets21€68k€51k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23€6k€5k▼
Furniture and vehicles24€301-
Financial fixed assets28€30€30=
Current assets29/58€496k€568k▲
Amounts receivable within one year40/41€122€42k▲
Trade receivables40€122€780▲
Other amounts receivable41-€42k
Current investments50/53€100k€150k▲
Cash at bank and in hand54/58€394k€375k▼
Deferred charges and accrued income490/1€1k€669▼
Equity and liabilities
Total equity and liabilities10/49€570k€625k▲
Equity10/15€492k€548k▲
Contributions10/11€19k€19k=
Reserves13€473k€530k▲
Distributable reserves133€473k€530k▲
Amounts payable17/49€78k€77k▼
Amounts payable within one year42/48€78k€76k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€9k€45k▲
Taxes450/3€9k€45k▲
Other amounts payable47/48€67k€29k▼
Accrued charges and deferred income492/3-€40
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€18k▼
Other operating charges640/8€387€5k▲
Gross operating margin9900€159k€174k▲
Operating profit (loss)9901€141k€151k▲
Financial income75/76B€1k€5k▲
Recurring financial income75€1k€5k▲
Financial charges65/66B€544€824▲
Recurring financial charges65€544€824▲
Profit (loss) for the period before taxes9903€142k€155k▲
Income taxes67/77€41k€45k▲
Profit (loss) for the period9904€101k€110k▲
Profit (loss) for the period to be appropriated9905€101k€110k▲
Appropriation of the result
Profit (loss) to be appropriated9906€101k€110k▲
Profit (loss) brought forward from the previous period14P€0€0=
Transfer from equity791/2-€53k
Transfer to equity691/2€101k€110k▲
To other reserves6921€101k€110k▲
Profit to be distributed694/7-€54k
Return on contributions (dividend)694-€53k
Directors or managers695-€500
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €110k ▲9.4%
Operating result €151k, net result €110k, both a record.
31-12
Financial
Equity above €500kEq €548k ▲11.5%
7 profitable years in a row build equity to €548k.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
2023
02-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Equity above €200kEq €206k ▲63.5%
3 profitable years in a row build equity to €206k.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €126k ▲74.9%
2 profitable years in a row build equity to €126k.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Winston Churchilllaan 2401180 UkkelGround area
693 m²
Building footprint
224 m²
Volume, LiDAR
5,131 m³
Parcel 21612C0056/02P074, Brussels · tallest building 28.1 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
SJ Dental
since 20192.283.914.785
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0056/02P074 | Brussels | 692 m² | 1 · 224 m² | 28.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6994009PJN7NAL7O7J77
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DENTANA
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TANDARTSENPRAKTIJK STEVEN VAN ECHELPOEL
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,412 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2018
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.