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FIBEMI

Active
Private limited companyfounded 20224 yrs activeBreendonk-Dorp 58, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0784.819.278
Summary

FIBEMI has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €964.71M and a net result of €3.60M. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 95% of 4539 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
70 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability38=
Solvency100=
Growth57▼-3
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 9.47 against 27.57 in 2024; short-term debt: 0% and cash: 0% of total assets), and 0% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
27 d late
2024
27 d late
2023
21 d late
2022
8 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema, statutory accounts

Turnover
€1.24M▲ 5.3%
2024 · €1.18M
2022: €931k 2023: €1.22M 2024: €1.18M
2022 → 2025
EBIT margin
-0.3%▼ 7.8pp
2024 · 7.5%
2022: 1.9% 2023: 3.3% 2024: 7.5%
2022 → 2025
Net result
€3.60M▲ 28.6%
2024 · €2.80M
2022: €880.74M 2023: €174k 2024: €2.80M
2022 → 2025
Working capital
€1.07M▼ 64.0%
2024 · €2.98M
2022: €9k 2023: €184k 2024: €2.98M
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Turnover€931k-€1.22M▲ 30.5%€1.18M▼ 3.0%€1.24M▲ 5.3%
Equity€963.64M-€963.82M=€966.61M▲ 0.3%€964.71M▼ 0.2%
Operating result€17k-€40k▲ 130%€88k▲ 122%€-4k
Net result€880.74M-€174k▼ 100.0%€2.80M▲ 1,504%€3.60M▲ 28.6%
Result per fiscal year
Operating resultNet result
€-250.00M€0€250.00M€500.00M€750.00M€1.00BOperating result 2022: €17k€17kNet result 2022: €880.74M€880.74MOperating result 2023: €40k€40kNet result 2023: €174k€174kOperating result 2024: €88k€88kNet result 2024: €2.80M€2.80MOperating result 2025: €-4k€-4kNet result 2025: €3.60M€3.60M2022202320242025€-1M€0€1M€2M€3M€4MOperating result 2023: €40k€40kNet result 2023: €174k€174kOperating result 2024: €88k€88kNet result 2024: €2.80M€2.8MOperating result 2025: €-4k€-4.1kNet result 2025: €3.60M€3.6M202320242025
The operating result turns negative in 2025: a loss of €4k after €88k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €964.83M
Fixed assets €963.63M =
Current assets €1.20M ▼ 61.2%
Equity and liabilities €964.83M
Equity €964.71M ▼ 0.2%
Debt €127k ▲ 13.6%
Debt's share of the balance-sheet total stays at 0.0%.
Key figures and ratios
2025 value · change against 2024
Current ratio
9.47
2024 · 27.57
Debt to equity
0.00
2024 · 0.00
ROE
0.4%
2024 · 0.3%
ROA
0.4%
2024 · 0.3%
Debt ≤ 1 year
€127k
2024 · €112k
Income taxes
€-501
2024 · €34k
Staff costs
€710k
2024 · €612k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€966.73M€964.83M
Fixed assets21/28€963.63M€963.63M=
Financial fixed assets28€963.63M€963.63M=
Affiliated companies280/1€963.63M€963.63M=
Participating interests280€963.63M€963.63M=
Current assets29/58€3.09M€1.20M
Amounts receivable within one year40/41€683k€886k
Trade receivables40€192k€357k
Other amounts receivable41€490k€529k
Current investments50/53€2.35M€172k
Other investments51/53€2.35M€172k
Cash at bank and in hand54/58€39k€134k
Deferred charges and accrued income490/1€23k€8k
Equity and liabilities
Total equity and liabilities10/49€966.73M€964.83M
Equity10/15€966.61M€964.71M
Contributions10/11€302k€302k=
Reserves13€19.46M€19.46M=
Non-distributable reserves130/1€30k€30k=
Reserves not available under the articles1311€30k€30k=
Tax-exempt reserves132€39k€39k=
Distributable reserves133€19.40M€19.40M=
Profit (loss) carried forward14€946.85M€944.94M
Amounts payable17/49€112k€127k
Amounts payable within one year42/48€112k€127k
Trade debts44€60k€51k
Suppliers440/4€60k€51k
Taxes, remuneration and social security45€52k€76k
Remuneration and social security454/9€52k€76k
Accrued charges and deferred income492/3-€645
Income statement Code20242025
Operating income70/76A€1.18M€1.24M
Turnover70€1.18M€1.24M
Other operating income74€1k€1k
Operating charges60/66A€1.09M€1.25M
Services and other goods61€479k€519k
Remuneration, social security and pensions62€612k€710k
Other operating charges640/8€1k€1k
Non-recurring operating charges66A-€17k
Operating profit (loss)9901€88k€-4k
Financial income75/76B€2.75M€3.65M
Recurring financial income75€2.75M€3.65M
Income from financial fixed assets750€2.70M€3.60M
Income from current assets751€46k€50k
Financial charges65/66B€4k€48k
Recurring financial charges65€4k€48k
Other financial charges652/9€4k€48k
Profit (loss) for the period before taxes9903€2.83M€3.60M
Income taxes67/77€34k€-501
Taxes670/3€34k-
Tax adjustments and reversals of tax provisions77-€501
Profit (loss) for the period9904€2.80M€3.60M
Profit (loss) for the period to be appropriated9905€2.80M€3.60M
Appropriation of the result
Profit (loss) to be appropriated9906€946.85M€950.45M
Profit (loss) brought forward from the previous period14P€944.05M€946.85M
Profit to be distributed694/7-€5.51M
Return on contributions (dividend)694-€5.51M
Social balance
Average headcount (FTE)90874.95.6

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
27-08
NBB filing Annual accounts filed
fiscal year 2024 · consolidated · 27 days late
2024
31-12
Financial Liquidity times 24current ratio 27.57
Current ratio from 1.17 to 27.57; short-term debt falls from €1.09M to €112k.
21-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 21 days late
21-08
NBB filing Annual accounts filed
fiscal year 2023 · consolidated · 21 days late
2023
31-12
Financial Weakest financial yearnet €174k ▼100%
Net result drops to €174k, the lowest in the series; recovery starts the following year.
11-10
State Gazette act Appointment: De Roover & Partners Bedrijfsrevisoren (statutory auditor)
Permanent representative: Guy De Roover3 facts ▸
  • General meeting, 10/03/2023
  • Auditor appointment, De Roover & Partners Bedrijfsrevisoren (statutory auditor)
  • Permanent representative, Guy De Roover
08-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 8 days late
08-08
NBB filing Annual accounts filed
fiscal year 2022 · consolidated · 8 days late
2022
08-07
State Gazette act Capital & shares · Restructuring
Demerger · Dissolution · Accounting effect9 facts ▸
  • General meeting, 08/06/2022
  • Demerger
  • Demerger, D'Nouvelle BV
  • Dissolution, splitsing zonder vereffening
  • Accounting effect, 01/01/2022
  • Share issue, 750, 250 aandelen klasse A, 250 aandelen klasse B en 250 aandelen klasse C
  • Capital increase, €82.902.822,56
  • Statutes amendment
  • Power of attorney, Tiberghier BV
27-04
State Gazette act Restructuring · Miscellaneous
Demerger · Accounting effect · Power of attorney10 facts ▸
  • Demerger, FIBEMI NV
  • Demerger, FIBEMI NV
  • Accounting effect, 1 januari 2022
  • Power of attorney, Tiberghien BV
  • Power of attorney, Tiberghien BV
  • Power of attorney, Tiberghien BV
  • Real estate, Onroerend goed gelegen te Knokke-Heist, Zwinlaan 27-31, appartementsgebouw 'Zwynelande', sectie G nummer 715/G/12. Omvat appartementen 16/17, 8, studio 9, A7, 5…
  • Real estate, Onroerend goed gelegen te Knokke-Heist, Zeedijk 562-563 (huisnummer Zeedijk 563A), appartementsgebouw 'Residentie Savarin', sectie A nummer 318. Omvat commercie…
  • Real estate, Woon- en handelshuis gelegen te Knokke-Heist, Oosthoekplein 25-26, sectie G nummer 4/H/6P0000, oppervlakte 3a 77ca.
  • Real estate, Burelen- en handelscomplex gelegen te Antwerpen, Franklin Rooseveltplaats 8/18, sectie H nummer 1243/H/4, oppervlakte 900m2. Omvat kantoren 2e verdieping, buree…
15-04
State Gazette act Incorporation
Appointments: Michel Moortgat, Bernard Moortgat and Victor Moortgat · Founder · Founding capital8 facts ▸
  • Incorporation, 12 april 2022
  • Founder, BEMO
  • Founder, LEMA
  • Founder, LP Invest
  • Founding capital, €2.505
  • Director appointment, Michel Moortgat (non-statutory director)
  • Director appointment, Bernard Moortgat (non-statutory director)
  • Director appointment, Victor Moortgat (non-statutory director)
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
under verification, no change since 2022
This board is reconstructed from a single act (22325513). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Bernard Moortgat
Non-statutory director · since 12-04-2022
Current
Michel Moortgat
Non-statutory director · since 12-04-2022
Current
Victor Moortgat
Non-statutory director · since 12-04-2022
Current
12-04-2022 Bernard Moortgat: Appointed as Non-statutory director
12-04-2022 Michel Moortgat: Appointed as Non-statutory director
12-04-2022 Victor Moortgat: Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Breendonk-Dorp 582870 Puurs-Sint-Amands
Ground area
6.7 ha
Building footprint
4,465 m²
Volume, LiDAR
34,963 m³
Parcel 12008A0470/00Z000, Flanders · tallest building 21.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FIBEMI
Breendonk-Dorp 58, 2870 Puurs-Sint-AmandsProperty management for co-owned buildings (syndics)
since 20222.330.860.015
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12008A0470/00Z000 Flanders 6.7 ha 1 · 4,465 m² 21.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
De Roover & Partners BedrijfsrevisorenCurrent
Statutory auditor · represented by Guy De Roover
11-10-2023 → present

Articles of association

Purpose
Het verwerven van een belang, onder welke vorm dan ook, in elke Belgische en buitenlandse onderneming, en elke andere investeringsvorm, de overname door koop, onderschrijving of op…
Full purpose

Het verwerven van een belang, onder welke vorm dan ook, in elke Belgische en buitenlandse onderneming, en elke andere investeringsvorm, de overname door koop, onderschrijving of op elke andere manier, eveneens de vervreemding door verkoop, ruil of elke andere manier, van effecten van welke aard dan ook, het beheer, de controle en de ontwikkeling van deze participaties; Deelnemen aan het oprichten, de ontwikkeling, de omzetting, het bestuur en de controle over alle vennootschappen, dit alles binnen de wettelijke grenzen, alle activiteiten die zouden kunnen leiden tot een onderwerping aan de Bankcommissie zijn uitdrukkelijk verboden; Het beheer, de instandhouding en de ontwikkeling van onroerend patrimonium, daarin begrepen het onderhoud, de transformatie, de ontwikkeling, de constructie en de verhuur van onroerende goederen; De activiteiten waarvoor de vennootschap niet over de vereiste vergunningen zou beschikken, worden toevertrouwd aan onderaannemers; Zij kan, in het algemeen, alle commerciële industriële, financiële, roerende en onroerende verrichtingen verwezenlijken die direct of indirect verband houden met haar bedrijfsdoel of die van die aard zijn om de uitvoering ervan te vergemakkelijken. Administratief en/of commercieel adviesbureau zowel in België als in het buitenland. Dit voorwerp kan worden uitgevoerd door: - prestaties van adviesverlening, éénmalig of duurzaam, direct aan derden of in onderaanneming; - het aanvaarden van mandaten van bestuurder, zaakvoerder, vereffenaar of gedelegeerd bestuurder in andere vennootschappen.

Structure & network

Connections & network

11 connected companies
Michel Moortgat, Shared director, links 9 companies MMMichel MoortgatLEMA, via Michel Moortgat LLEMAPBM Finance, via Michel Moortgat PFPBM FinancePBM HOLDING, via Michel Moortgat PHPBM HOLDINGWIELS CENTRE D'ARTS CONTEMPORAINS - CENTRUM VOOR HEDENDAAGSE KUNST, via Michel Moortgat WCWIELS CENTRED'ARTS…FEDERATION DE L'INDUSTRIE ALIMENTAIRE - FEDERATIE VOEDINGSINDUSTRIE, via Michel Moortgat FDFEDERATION DEL'INDUSTRIE…HERBERT FOUNDATION/ STICHTING HERBERT/ FONDATION HERBERT/ STIFTUNG HERBERT, via Michel Moortgat HFHERBERTFOUNDATION…LEMA, via Michel Moortgat LLEMALOTUS BAKERIES, via Michel Moortgat LBLOTUS BAKERIESSTAR MEAL, via Michel Moortgat SMSTAR MEALBernard Moortgat, Shared director, links 3 companies BMBernard MoortgatBEMO, via Bernard Moortgat BBEMOVictor Moortgat, Shared director, links 3 companies VMVictor MoortgatLP Invest, via Victor Moortgat LILP InvestFIBEMI FIBEMI0784.819.278
Shared directors
Linked via shared directors
BEMO
via Bernard Moortgat · Permanent representative
LEMA
via Michel Moortgat · Permanent representative
LP Invest
via Victor Moortgat · Director
Show 7 more companies with a shared director

Acquisitions and mergers

1 transaction
Demerger with:FIBEMI NV
BE 0430.899.239demerger · State Gazette act of 08-07-2022 (4 acts)

Capital and shareholders

Shareholders according to the acts
At incorporation act of 15-04-2022 ↗
  • BEMO (BE 0463.200.437) 250 shares (33.3%)
  • LEMA 250 shares (33.3%)
  • LP Invest 250 shares (33.3%)

The Belgian State Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 08-07-2022 Capital increase of 82,902,822.56 EUR · to 82,905,327.56 EUR
  2. 15-04-2022 Incorporation · 2,505 EUR · 750 shares

Similar companies · same sector, comparable size

Of 3,768 companies in sector 68321 we hold annual accounts for 1,391. 3 are within a factor 10 of this equity. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.