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FIBEMI

Active
Private limited company·Activiteiten van syndici van onroerend goed· 4 yrs active
Breendonk-Dorp 58 ·2870 Puurs-Sint-Amands, Belgium
KBO/BCE: BE 0784.819.278
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Age4 yrs
Board3
Staff (FTE)4.9
Connections19
Real estate1 parcel · 6.7 ha

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of FIBEMI is 0.5% (very low). The 2024 annual accounts show equity of €966.61M and a net result of €2.80M. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 95% of 776 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 95% of 776 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Young company +Lower-failure-rate sector −Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€1.18M-3.0%
EBIT margin7.5%+4.2pp
Net result€2.80M+1504.2%
Working capital€2.98M+1524.0%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 28-08-2025 with the NBB · fiscal year 2024 · volledig
The figures below are the statutory (non-consolidated) annual accounts. This company also files consolidated accounts; the group figures can differ substantially.
€0€250.00M€500.00M€750.00M€1.00BRevenue 2022: €931k€931kOperating result 2022: €17k€17kNet result 2022: €880.74M€880.74MRevenue 2023: €1.22M€1.22MOperating result 2023: €40k€40kNet result 2023: €174k€174kRevenue 2024: €1.18M€1.18MOperating result 2024: €88k€88kNet result 2024: €2.80M€2.80M202220232024
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
stable Equity: stable across 3 fiscal years (±0.2%/year).
€850.00M€900.00M€950.00M€1.00B€1.05B2025: €968.10M (€890.77M - €1.05B)2026: €969.58M (€892.26M - €1.05B)2027: €971.07M (€893.74M - €1.05B)2022: €963.64M2023: €963.82M2024: €966.61M202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 68, Real estate activities · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 100.0% 16.5%
better than 95% of 776 sector peers
Net result €2.80M €-2k
better than 95% of 774 sector peers
Equity €966.61M €136k
better than 95% of 776 sector peers
Staff costs €612k €80k
higher than 85% of 133 sector peers
Employees (FTE) 4.9 1.0
better than 81% of 160 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P95
2022: P95 · n=5472023: P95 · n=6562024: P95 · n=7762022 2024
Stable position over 2022-2024 · n=547-776
Net result P95
2022: P95 · n=5452023: P84 · n=6522024: P95 · n=7742022 2024
Stable position over 2022-2024 · n=545-774
Equity P95
2022: P95 · n=5472023: P95 · n=6562024: P95 · n=7762022 2024
Stable position over 2022-2024 · n=547-776
Staff costs P85
2022: P80 · n=1262023: P85 · n=1302024: P85 · n=1332022 2024
Stable position over 2022-2024 · n=126-133
Describes the position versus peers, not a forecast.
Revenue
€1.18M
-3.0% -40% vs sector
Net profit
€2.80M
+1504.2% +147% vs sector
Total assets
€966.73M
+0.2% far above sector median
Equity
€966.61M
+0.3% far above sector median
Working capital
€2.98M
+1524.0% -63% vs sector
Employees (FTE)
5
-14.0% far above sector median
Staff costs
€612k
-13.6% far above sector median
Income taxes
€34k
+69.1% +59% vs sector
Debt
€112k
-89.7% -94% vs sector
Debt ≤ 1y
€112k
-89.7% -71% vs sector
Current ratio
27.57
+2260.6% +15% vs sector
Quick ratio
27.57
+2260.6% far above sector median
Solvency
100.0%
+0.1% +15% vs sector
Debt / equity
0.00
-89.8% -100% vs sector
ROE
0.3%
+1499.5% -96% vs sector
ROA
0.3%
+1501.1% -96% vs sector
Net margin
237.1%
+1553.9% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue€1.18M
EBITDA-
Net profit€2.80M
Cash flow-
Staff costs€612k
Income taxes€34k
Dividends-
Total assets€966.73M
Equity€966.61M
Debt€112k
of which ≤ 1y€112k
of which > 1y-
Working capital€2.98M
Employees (FTE)4.9
Ratios (computed)
2024
Current ratio27.57
Quick ratio27.57
Working capital ratio0.3%
Solvency100.0%
Debt / equity0.00
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin237.1%
ROA0.3%
ROE0.3%
EBITDA margin-
Days sales outstanding59d
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€966.73M
Fixed assets 21/28€963.63M
Financial fixed assets 28€963.63M
Current assets 29/58€3.09M
Amounts receivable within one year 40/41€683k
Investments 50/53€2.35M
Cash & bank 54/58€39k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€966.73M
Equity 10/15€966.61M
Contributions / capital 10/11€302k
Reserves 13€19.46M
Accumulated profits (losses) 14€946.85M
Amounts payable 17/49€112k
Amounts payable within one year 42/48€112k
Trade debts payable within one year 44€60k
Income statement
Turnover 70€1.18M
Operating result 9901€88k
Financial income 75€2.75M
Financial charges 65€4k
Result before taxes 9903€2.83M
Income taxes 67/77€34k
Net result for the period 9904€2.80M
Result to be appropriated 9905€2.80M
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
86 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Directors

Directors & mandates

under verification
Directors derived from a single State Gazette act, under verification
All 3 current directors first appear in the same act (22325513). Founders or capital subscribers may have been counted as directors here; the real board composition is being verified.
Current directors & mandates
  • Bernard Moortgat
    Niet statutair bestuurder
    State Gazette act 22325513 (15-04-2022)
    Current
    12-04-2022 → present
  • Michel Moortgat
    Niet statutair bestuurder
    State Gazette act 22325513 (15-04-2022)
    Current
    12-04-2022 → present
  • Victor Moortgat
    Niet statutair bestuurder
    State Gazette act 22325513 (15-04-2022)
    Current
    12-04-2022 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary Activiteiten van syndici van onroerend goed(68321)
Legal form Private limited company(610)
Incorporation13-04-2022
StatusActive
Postal code2870

Structure & network

Connections & network

19 connected companies
Michel Moortgat, Shared director, links 10 companies MM Michel M…rtgatLEMA, via Michel Moortgat LLEMAMoortgat Financial Services, via Michel Moortgat MFMoortgatFinancia…vicesPARALLEL, via Michel Moortgat PPARALLELPBM Finance, via Michel Moortgat PFPBM FinancePBM HOLDING, via Michel Moortgat PHPBM HOLDINGWIELS CENTRE D'ARTS CONTEMPORAINS - CENTRUM VOOR HEDENDAAGSE KUNST, via Michel Moortgat WCWIELS CENTRED'ARTS C…KUNSTDE EEKHOORN, via Michel Moortgat DEDE EEKHOORNDUVEL MOORTGAT, via Michel Moortgat DMDUVEL MOORTGATFEDERATION DE L'INDUSTRIE ALIMENTAIRE - FEDERATIE VOEDINGSINDUSTRIE, via Michel Moortgat FDFEDERATION DEL'INDUST…STRIEHERBERT FOUNDATION/ STICHTING HERBERT/ FONDATION HERBERT/ STIFTUNG HERBERT, via Michel Moortgat HFHERBERTFOUNDATI…RBERTBernard Moortgat, Shared director, links 5 companies BM Bernard …rtgatBEMO, via Bernard Moortgat BBEMOVictor Moortgat, Shared director, links 4 companies VM Victor M…rtgatFIBEMI FIBEMI0784.819.278
Shared directors
Linked via shared directors
BEMO
viaBernard Moortgat · Permanent representative
→
LEMA
viaMichel Moortgat · Permanent representative
→
Moortgat Financial Services
viaVictor Moortgat · Permanent representative
→
Moortgat Financial Services
viaMichel Moortgat · Permanent representative
→
PARALLEL
viaVictor Moortgat · Permanent representative
→
PARALLEL
viaBernard Moortgat · Permanent representative
→
PARALLEL
viaMichel Moortgat · Permanent representative
→
PBM Finance
viaVictor Moortgat · Niet statutair bestuurder
→
PBM Finance
viaBernard Moortgat · Niet statutair bestuurder
→
PBM Finance
viaMichel Moortgat · Niet statutair bestuurder
→
PBM HOLDING
viaVictor Moortgat · Niet statutaire bestuurder
→
PBM HOLDING
viaBernard Moortgat · Niet statutaire bestuurder
→
PBM HOLDING
viaMichel Moortgat · Niet statutaire bestuurder
→
former→
DUVEL MOORTGAT
viaBernard Moortgat · Permanent representative
former→
DUVEL MOORTGAT
viaMichel Moortgat · Permanent representative
former→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register
14 companies at this address See who is registered here

Establishment units

1 location
FIBEMI
Breendonk-Dorp 58, 2870 Puurs-Sint-AmandsActiviteiten van syndici van onroerend goed
since 20222.330.860.015
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6.7 ha
Buildings1
Building footprint4,465 m²
Volume (LiDAR)34,963 m³
Tallest building21.4 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12008A0470/00Z000 Flanders 6.7 ha 1 · 4,465 m² 21.4 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

4 verified acts

What every Belgian State Gazette publication actually says, each act broken down into appointments, capital movements, seat moves and statute amendments.

2023
11-10-2023 Resignations & appointments
3 facts
  • General meeting , 10/03/2023
  • Auditor appointment, De Roover & Partners Bedrijfsrevisoren (commissaris)
  • Permanent representative, Guy De Roover
2022
08-07-2022 Capital & shares · Restructuring
9 facts
  • General meeting , 08/06/2022
  • Demerger
  • Demerger, D'Nouvelle BV
  • Dissolution , splitsing zonder vereffening
  • Accounting effect , 01/01/2022
  • Share issue , 750, 250 aandelen klasse A, 250 aandelen klasse B en 250 aandelen klasse C
+3 further facts
27-04-2022 Restructuring · Miscellaneous
10 facts
  • Demerger, FIBEMI NV
  • Demerger, FIBEMI NV
  • Accounting effect , 1 januari 2022
  • Power of attorney, Tiberghien BV
  • Power of attorney, Tiberghien BV
  • Power of attorney, Tiberghien BV
+4 further facts
15-04-2022 Incorporation
10 facts
  • Incorporation , 12 april 2022
  • Founder, BEMO
  • Founder, LEMA
  • Founder, LP Invest
  • Founding capital , €2.505
  • Corporate purpose , Het verwerven van een belang, onder welke vorm dan ook, in elke Belgische en buitenlandse onderneming, en elke andere investeringsvorm, de overname door koop, o…
+4 further facts

Analysis

Snowflake analysis

financial profile on 5 axes
Health86Profitability50Solvency100Growth60Stability94
78 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 86
Profitability 50
Solvency 100
Growth 60
Stability 94

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Credit advice

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van syndici van onroerend goed68321Beheer van residentieel onroerend goed voor een vast bedrag of op contractbasis68321Beheer van niet-residentieel onroerend goed voor een vast bedrag of op contractbasis68322
Primary activity highlighted.
Names & trade names
Legal nameNL FIBEMI
Registered office
Breendonk-Dorp 58
2870 Puurs-Sint-Amands, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.