Green4You
ActiveSummary
Green4You has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €772k and a net result of €-147k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 14% of 925 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability53▼-26
Solvency30▼-1
Growth42▲+14
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.73 against 1.03 in 2024; short-term debt: 22.9% and cash: 11.7% of total assets), and 95.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.8%
Return on assets
-0.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 925 sector peers (2025).
NBB · sector comparisonPosition among 925 sector peers
Solvency
better than 14%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
88 d early
2024
84 d early
2023
64 d early
2022
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€140k▼ 3.9%
2023 · €146k
2023: €146k
2023 → 2024
EBIT margin
49.4%▲ 38.1pp
2023 · 11.3%
2023: 11.3%
2023 → 2024
Net result
€-147k▼ 171%
2024 · €-54k
2023: €-52k
2024: €-54k
2023 → 2025
Working capital
€-989k
2024 · €32k
2023: €421k
2024: €32k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Turnover€146k-€140k▼ 3.9%
Equity€473k-€419k▼ 11.4%€772k▲ 84.4%
Operating result€17k-€69k▲ 319%€203k▲ 194%
Net result€-52k-€-54k▼ 4.1%€-147k▼ 171%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 194% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €16.19M
Fixed assets
€13.47M ▲ 125%
Current assets
€2.71M ▲ 179%
Equity and liabilities €16.19M
Equity
€772k ▲ 84.4%
Debt
€15.41M ▲ 136%
Debt's share of the balance-sheet total rises from 94.0% to 95.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.50M▲
2024 · €804k
Cash flow
€1.15M▲
2024 · €681k
Current ratio
0.73▼
2024 · 1.03
Debt to equity
19.96▲
2024 · 15.61
ROE
-19.0%▼
2024 · -12.9%
ROA
-0.9%▼
2024 · -0.8%
Interest coverage
4.27▼
2024 · 6.53
Debt ≤ 1 year
€3.70M▲
2024 · €940k
Debt > 1 year
€10.86M▲
2024 · €5.17M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€6.96M€16.19M▲
Formation expenses20€2k€914▼
Fixed assets21/28€5.98M€13.47M▲
Tangible fixed assets22/27€5.98M€13.47M▲
Other tangible fixed assets26€5.98M€13.47M▲
Current assets29/58€972k€2.71M▲
Amounts receivable within one year40/41€822k€536k▼
Trade receivables40€797k€536k▼
Other amounts receivable41€24k-
Cash at bank and in hand54/58€78k€1.89M▲
Deferred charges and accrued income490/1€72k€286k▲
Equity and liabilities
Total equity and liabilities10/49€6.96M€16.19M▲
Equity10/15€419k€772k▲
Contributions10/11€500k€1.00M▲
Capital10€500k€1.00M▲
Issued capital100€2.00M€2.00M=
Uncalled capital101€1.50M€1.00M▼
Reserves13€25k€25k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-106k€-253k▼
Amounts payable17/49€6.54M€15.41M▲
Amounts payable after more than one year17€5.17M€10.86M▲
Financial debts170/4€5.17M€10.86M▲
Amounts payable within one year42/48€940k€3.70M▲
Current portion of amounts payable after more than one year42€825k€1.43M▲
Trade debts44€42k€2.20M▲
Suppliers440/4€42k€2.20M▲
Taxes, remuneration and social security45€74k€67k▼
Taxes450/3€74k€67k▼
Accrued charges and deferred income492/3€431k€858k▲
Income statement
Code20242025
Turnover70€140k-
Goods, raw materials, services and sundry goods60/61€157k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€735k€1.29M▲
Other operating charges640/8-€5k
Gross operating margin9900€804k€1.50M▲
Operating profit (loss)9901€69k€203k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€123k€350k▲
Recurring financial charges65€123k€350k▲
Profit (loss) for the period before taxes9903€-54k€-147k▼
Profit (loss) for the period9904€-54k€-147k▼
Profit (loss) for the period to be appropriated9905€-54k€-147k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-106k€-253k▼
Profit (loss) brought forward from the previous period14P€-52k€-106k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Resignation: Joris LAENEN (class A director)Appointment: Bertrand BERNIER (class A director) · Mandate compensation4 facts ▸
State Gazette act
Resignation: Joris LAENEN (class A director)
Appointment: Bertrand BERNIER (class A director) · Mandate compensation4 facts ▸
- Board meeting, 27-05-2026
- Director resignation, Joris LAENEN (class A director)
- Director appointment, Bertrand BERNIER (class A director)
- Mandate compensation, Bertrand BERNIER
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-147k
Net result drops to €-147k, the lowest in the series.
31-12
Financial
Equity above €500kEq €772k ▲84.4%
Equity rises from €419k to €772k.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
04-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
BERNIER Bertrand
CurrentClass A director · since 27-05-2026
27-05-2026
BERNIER Bertrand: Appointed as Class A director
13-05-2026
Joris LAENEN: Resigned as Class A director
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albert II-laan 71210 Sint-Joost-ten-NodeGround area
2,230 m²
Building footprint
2,026 m²
Volume, LiDAR
54,470 m³
Parcel 21014A0004/00Y018, Brussels · tallest building 36.2 m, ±10 floors. Linked by address, not a title deed.
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21014A0004/00Y018 | Brussels | 2,230 m² | 1 · 2,026 m² | 36.2 m · 10 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
7 connected companiesLinked via shared directors
via BERNIER Bertrand · Membre du conseil de surveillance
→
via BERNIER Bertrand · Director
→
via BERNIER Bertrand · Director
→
via BERNIER Bertrand · Membre du conseil de surveillance
→
Show 3 more companies with a shared director
via BERNIER Bertrand · Class B director
→
via BERNIER Bertrand · Director
former→
via BERNIER Bertrand · Director
former→
Similar companies · same sector, comparable size
NOVA VISION
BE 0729.723.278
Kapellen · Eq €772,422
VAN IN
BE 0460.690.909
Schilde · Eq €772,723
R. Debergh
BE 0898.310.763
Bierbeek · Eq €771,687
LIGNE PURE
BE 0405.012.612
Harelbeke · Eq €771,635
B-SURE TOGETHER
BE 0754.813.418
Hasselt · Eq €773,031
Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 5,061 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded15-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
35110Production of electricity from non-renewable sources
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.